With travel starting back up, I’m looking to get a credit card to maximize reward points. (For what its worth, 23 high 700s credit score, Discover card just isn’t cutting it.)

Based on some searching, it looks like Chase Sapphire Preferred is the best all around card but wanted to get other peoples thoughts. What do you use/find the most bang for your points? Note, I am not looking to commit to one airline/hotel’s card at this time since I’d have to get two separate cards.

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If you want to max rewards points and will have high spend, CSR is probably worth it over CSP. It’s 3x on dining/travel instead of 2x, and points are worth at least 1.5c rather than 1.25c. I forget what the breakeven is but you can do the math. The annual fee is $550-300=250 since you basically automatically get $300 back via travel credits.

Edit: Here you go I did the math. Not counting signup bonus or non-travel/dining spend, the CSR is worth it over the CSP if you spend more than $7750 per year on travel/dining (or about $650/mo).

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Make sure you’re not required to use a corporate card.

Nah our expense policy is personal card, then submit it.

Amex platinum or Amex delta,
Southwest too dm if need a referral I like all

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