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What is ur current ctc and hikes u received in barclays?
And if u got offer initially which is 25% its good later on u can counter it will go beyond so try exploring dont seatback and waste ur years getting lower end ctc. Eg if u dont consider this 25% opportunity now due to fear then if u stay back for next 3 years u will be in 75% loose ur hard money think carefully
Stay at Barclays as Citi is not stable right now.