Would it be a smart plan to start a LLC and build business credit so that when I have a good enough credit I can start investing in multi family properties?

Thinking about buying first home. ~$600k. How was your VA home loan experience? In a competitive market, was it a weakness? Is it an issue with lenders? Do I need a RE agent well versed with them? THX

What percentage of your gross salary is saved including 401K or equivalent?

Hi all, I am trying to DCA bi-weekly into Vanguard ETFs, (VO, VTI etc). It seems like Fidelity does not support auto buying of non-Fidelity ETFs. So I was wondering which of these options you think is best?

1. Open a Vanguard Invest account
2. Look for Fidelity ETFs that are similar to Vanguard ETFs
3. Use smaller brokerages like SoFi l, Robinhood etc.

I really do not want to manage nor be active. My goal is to log-in like once every 6 months.

Thank you all.

Thoughts on SoFi bank?

What rates are people getting for condos? I’m thinking about selling my condo (I had 3.25%) but my realtor said that the rates are so high now that if I were to buy a similarly priced place, the monthly payment would be like $800 more. I’m bad at math, so I wanted to ask here to confirm this is accurate. Mortgage is around $700k

Diversification is for protecting the wealth but concentration is for creating. Agree or disagree?

150K in Singapore, and $150K in Chicago. Which one would you accept?

What’s your tax strategy to minimize self employment taxes?

Can we file separately as a married couple if I have already contributed to the IRA for 2020? IRA guidelines say married filing separately cannot contribute to IRA but well too late lol

Guys ..
When will final settlement take place? What will be the components of it?

I'm a masochist. PRQ tied up a ton of my assets during the last run up in early 2021 while crabbing and dumped just as bad as other alts in May. I just heard whispers of a big cex listing and put some money back into it. 😬

Hey 🐠, crowdsourcing opinions: what are your thoughts on housing prices in Toronto. Im looking to invest and was thinking of a detached home around $1M in the city. You all think its better to wait another quarter or so before pulling the trigger?

Does anyone think there is long-term viability in Cryptos?

Looking to buy a home in 1-1.5 years. What are some good neighborhoods inside the beltway for 500-650k range?

Thinking about making the switch to BDO! Is there a traditional pension, like in B4?

What is everyone’s top 1 or 2 favorite books on personal finance? I’m always looking for a new one to bring into the fold of what I’m doing

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

Could anyone recommend a set of indices that are publicly available and is a good predictor for consumer spend in home renovations ?

Hello fishes, can we buy land/plot to save long term capital gain tax?

Heard that Accenture gave promotions to all in the name of Fastrack promotion tag in Dec 2021.. as the attrition rate is high currently.. is that true...?

Anyone know of a good career coach I could reach out to? Thanks in advance! 🙏

I am in the process of finishing up my MBA but considering also getting my SPHR or PHR cert. Is it even worth it or a waste of time and money?

My wife and I are thinking we may do an all inclusive resort in Punta Cana this year for our big vacation, anyone have any experiences to share? Thank you!

Govt attorney here. Trying to jump into privacy now. In house or big law ? Pros and cons in the world of privacy ?

I love what I do and I have an offer to stay in International Development and be a manager with 86k, focusing on my technical area + lots of travel. But I also have offers from Deloitte and EY to be a GPS consultant at ~100k. Is it worth it to move to D or EY? Have personal financial goals that i need to reach for my family and thats why i started considering EY and D.

I’m new here. Can I get some likes so I can DM? Also want to ask, anyone have advice for transitioning from a sales role to a customer experience role?

Hello Everyone,

I am in search of a Project Manager role. I have about 4 + years experience managing projects and in consulting.

I am about concluding the google certificate in project management, and one unique think I bring into any team is my strategic thinking and ability to solve problems in record time.

I am based in Canada and a remote role will be great.

I anticipate your responses and recommendations thank you very much.

I had accepted Infosys offer letter over launchpad didnot join that time will infy blocklist me to join in future? @

Hi Fishes, Can any one
please tell me what would be the CTC range for
"Development Engineer 4" - Comcast
India(Chennai). Total exp 8yrs relevant to the
role 3.8yrs. Tech stack- Python, SQL,
GCP(BigQuery), Docker, REST API.

How to renegotiate with pwc for more fixed

Hi,

I have 2 yoe. My current CTC is 5.76. and in hand 5.61.

I am looking for a company where I get decent work life balance and a good hike. Can you suggest me an organisation for the same.

Moving from a boutique (<30 employees, MBB competitor) to the strategy practice of a Big 4. Have only worked for boutiques in the past, so I’m expecting there to be some major differences in terms of working style.

What are the major differences and ‘watch outs’ you would point out to me? Could be anything from culture, to red tape, to compliance etc.

Hello all,

I am trying to move product management role
My current experience is mechanical tender department with 3 years 4 months running . I am interested in Pm . I just want to what the pros and cons of product management
And without course can we apply with present technical experience

I was today years old when I found out I 100% have high functioning anxiety

AMA - Sr Mgr 1 to 6th Year Biglaw.

Hi - any good books recommendations for getting started on real estate investing?

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

Anyone ever had the trim on your house painted? 2000 square feet, was quoted $3500. This included the trim, garage door, and front door. Seems reasonable, no?

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

Happy Holidays fishes!! I would love to hear some thoughts here..We bought our first home last year for 316K ( starter home) in MCOL city. The value is now over 400K and I have an equity of over 150K. We are thinking of moving to a different state.Should we rent this place ($2400/month) and with recent refinance my mortgage will be $1600/month(inclu pay all) or sell it to pull out equity for the new home in a different state? FYI: we have over 100K in cash to down payment.

Our appraisal came through exactly as the offer price we put. Apparently by lenders 3rd party. Isnt that a bit fishy? If it came in lower our contract has the option to negotiate a bit with seller. Is lender just trying to push this along faster? I'm pretty sure in this crazy market the home is not valued at what we offered. Why would seller put a much lower asking price then? Make no sense. Please advise!

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

I really need recommendations. I want to replace the through-the-wall AC units in my condo. Anyone buy ones you really like? Or rent an apartment and are happy with your (newer) AC units?

Tried doing research online but reviews are all over the place. And would love firsthand recommendations.

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

For those w investment property, how many of you self manage vs using property manager? This is my first condo, relative new build from 2018 and a family friend jus moved out. I would have self managed but am scared about squatting/evictions esp w Covid and the rent memorandums. Thinking of jus getting the property manager as I am new to this... Advice appreciated.

(1/2) People who work in the Bay Arae peninsula (Menlo Park) and live in the east bay- which is a good place to buy a house, upcoming, easy to rent or Airbnb in case I have to move back to my country! Prefer single family home as young as possible.
1- brentwood
2- Pleasanton
3- Dublin (expensive)
4- San Ramon (very expensive)
5- what else?

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

Do you thank your tenants for paying the rent? A quick thank you text?

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary