Hey 🐠, crowdsourcing opinions: what are your thoughts on housing prices in Toronto. Im looking to invest and was thinking of a detached home around $1M in the city. You all think its better to wait another quarter or so before pulling the trigger?

Do we have option to include stock in salary structure in FIS to save income tax?

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

25 and a year into having a brokerage account. How does one build a strong portfolio? I’m currently doing well based on stock picks but understand that it’s really just luck based on this rollercoaster year. Holding for the LT

Anyone ever have experience negotiating a new offer to include unvested 401k match and stock grants from your current employer? I hate leaving money on the table but there are some good roles out there. I’m not fully vested in my current 401k yet and my stock grants haven’t matured yet either. This would be at a global director level.

Question for folks with second homes: Considering buying a vacation home but would be primarily for family use. We currently have a primary residence with a mortgage balance of ~640K, so my understanding is I could only deduct the mortgage interest on 110K of the second mortgage to stay under the 750K cap. If I were to buy the second home through an LLC, would that allow me to exceed that 750K since the expenses of the second home would be pass through expenses/income?

Can I get a commercial loan without 25% down?

Looking for an investment advisor who is 1) a fiduciary 2) has a CFA/CFP/CPA or some combination thereof. No exceptions. DC/Baltimore area.
TIA.

How's Manor as a city in terms of buying a single-family home: school-wise, future price appreciation of houses etc ..?

Hi all, I am trying to DCA bi-weekly into Vanguard ETFs, (VO, VTI etc). It seems like Fidelity does not support auto buying of non-Fidelity ETFs. So I was wondering which of these options you think is best?

1. Open a Vanguard Invest account
2. Look for Fidelity ETFs that are similar to Vanguard ETFs
3. Use smaller brokerages like SoFi l, Robinhood etc.

I really do not want to manage nor be active. My goal is to log-in like once every 6 months.

Thank you all.

Has anyone used or heard about Flagstar Bank for mortgage? Seem to have a great program for JDs, wondering if anyone has any bad experiences or good experiences with them

Made my first few options trades.

first lesson I learned- take profits ASAP! calls went from +100% to -20%.

I am financially secure (husband now has a high earning job) and looking at what options for "moon shots" at chances of real wealth generation with my years in Big 4 (10+). Month to month cash flow isn't a concern anymore so i can focus on opportunities for bigger pay days. Ideas from the hive mind?

When does HSA contributions show up in BOA account? I’m seeing HSA contribution deducted from my paycheck but nothing on BOA account.. had three paychecks so far. Also, does Deloitte deposit a one time firm contribution to HSA account?

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

How many of you max out all tax-advantaged space, i.e. 401K, Roth, and HSA, and is it doable to live on what's left?

Trading Event Sponsorship for Party Rentals! Hey everyone - as a nonprofit we are having an upcoming event and having sponsors for it. We don’t have a huge budget so we are looking to ‘trade’ these sponsorships for table/chair rentals. Since we are a nonprofit are we able to give them the deduction value to claim on their taxes?

Im single and will be 30 very soon. I have an emergency fund and a good amount of money in the market. I love the idea of maximizing savings but I’m sick of roommates and will getting my own apartment in the summer. I am torn between saving as much as possible in a less expensive 1 BR and getting my dream apartment. It’s a difference of ~$400-600 per month. Help😩!

New option trader since last month. How is trading options normally during a normal market time? Seems like it’s quite a grind w normal volatility and actually makes you research and follow the charts 

Any openings for manual/automation testing at Bosch

How do you guys make friends in a new town?

Hey all. How is the work culture in Nagarro for Bangalore location.

Wife is 35 weeks pregnant and recently tested positive for Covid. Symptoms are mild to moderate. Doctor’s say no impact to baby if symptoms continue to remain under control. We are vaxed and boosted so not as worried about our recovery. More worried about the baby at this point. Anyone with similar experiences to share? TIA

With two years of work ex as Data analytics and constant upskilling from Coursera / Scaler towards product management domain how do I align and prepare for roles in Big tech companies in the big picture atleast an year or two from now?

What would be the salary of sdet in faang /top product companies

Hi
Is cab facility free for cisco employees. If not then how much is charged.
Considering 2-3 days hybrid, what you all suggest for commuting
I live 7 km from cessna park.
Needless to say.. I dont own any vehicle as of now. Probably will plan for one. @cisco

I’m trying to get an estimated ideal of what my costs would be when moving to Chicago. How much do you spend a month on “going out” (before pandemic)? Specifically referring to going to restaurants, getting drinks, take out, and coffee. Not including transportation.

Since I can’t really post anywhere else rn lol, I’d love some feed back on this offer I received. It my first one for a pr account coordinator in nyc: 45k, pto 17 days (but doesn’t start until next year) and thats pretty much it. I have 1 yoe + master’s and I plan to negotiate but working out how much

I just received an offer to lateral into banking. How does independence affect the stocks I currently own? If I join and my stocks are on a restricted list will I have to sell them? Or will I be limited to being unable to buy more/sell any during the course of my employment.

Can anyone here explain the taxes on RSUs. A yearly xxxxx usd on being converted to some amount after selling is fetching a lot less. Feel almost a loooot is getting cut in taxes way more than 30%

Does having a CVA (certified valuation analyst) useful? have heard mixed reviews

Hello all,
Now i am worrying to join nagarro after seeing that people are on bench from last 1-2 months.
I have an offer from optum and nagarro.
Only reason to choose nagarro is WFH.
Am I doing wrong to choose nagarro over optum.

I am Java developer.

Best places to eat in the Path?

What to choose between John Deere and Mercedes benz

best burger place with chicken options?

Is it just me or are the cookies at 7-11 really good bang for your buck?

Any place in the chicagoland area to get soup dumplings that compare to Joe’s Ginger/ Joes Shanghai in NY, i’ve tried Ming Kee and Qing Xiang Yuan. they aren’t even close

Does anyone work at Microsoft? I want to apply to the HRBP role and wanted to see if anyone can look over it. I would highly appreciate it.

Best way to get a consulting job in the U.S?

I’m a salaried employee, am I legally entitled to get paid for December 28, 29 and 30 if our company tells me I don’t need to work on those days?

I'm looking to get into production accounting, specifically interested in becoming a production accountant for a media production company. Any tips or advice? Any companies I should look into/reach out to in Toronto?

3rd year Financial economics specialist at the University of Toronto. Trying to break into either capital markets of financial consulting. Would appreciate any help to get an internship for the summer of 2023

Anybody know if there’s a Toronto Lawyers bowl?

Anyone here work for RBCs Climate team, or any of the Big 5 banks climate work? Would be interested to chat about the work you’re doing, currently at a T2 firm with an MBA but looking to mix it up.

Hi everyone! I hope you are all safe and well. I am reaching out here as I am getting desperate and feel defeated . Our company had lay offs due to internal restructuring and I was part of it . I have over 13 years of sales experience ranging from B2B to B2C and I am located in Toronto, Canada. My experience ranges from India, USA and Canada. I am looking for an Account Executive or a Customer Success role. Thank you for all your help in advance.
#sales #customersuccess #lookingforwork

I work for a tech company that pays 100k tc plus 50,000 stock options. I have great work life balance, work 4 days per week on a 32 hour schedule plus it’s remote. Lately, I’ve been feeling like the compensation is on the lower end and just wanted to see if it’s in line with industry standards

Need to recommend a hotel to my family who's visiting from the USA in a couple of weeks. They like to stay in local boutique type places and BnBs, not chains. Any suggestions?

Did anyone else make the move from Vancouver? What do you think?

Does anyone have any advice on how to shift from a specialist (paid advertising) to a more strategic (in digital marketing) role? I've been job searching for a couple of weeks and would love to be considered for roles outside paid advertising but it seems to be extra challenging this time of the year.

How’s the career for AML/KYC/EDD role in Toronto?

What’s the salary range for an operations manager at a startup in TO? Overseeing sales, rev, support, success, and a bit of other company ops stuff. Glassdoor has a big range so I decided to ask here for more insights. Thanks.

People at my company claim to be supportive, promote great work culture but there’s actually no support at all just bunch of bs. I am in a situation where im not getting the support from my supervisors, BDs and everyone is fake all the time. I am genuinely putting in the work and not getting the benefits I deserve. What are some good companies to work for in Marketing/advertising in Toronto? Or how would u go about addressing stuff like this ?

Any indoor basketball courts in downtown toronto I could go to for drop ins/21 etc. I used to play before but the pandemic took me out of routine and I'm looking to get back to the court during winter (hopefully somewhere indoors)

I have a few questions for people in consulting roles (both external/internal).

My partner is in corporate banking, but he wants to switch to a consulting/strategy-based role. I noticed people with those jobs typically have an MBA, and also majority of the job ads in similar roles has MBA as either a requirement or preferred qualification. So:

1) does MBA actually improve someone's chance in getting those roles?
2) are there any good Canadian MBA programs you'd recommend?

Thank you all!

Does anyone know how to declare in my individual tax return, RSA and Stock Options from a US Company that I have? Non exercised yet.

Starting a new job next week at Don Mills and Sheppard. (2-3 days a week in office only)
Anyone out there interested in carpooling?