Would you recommend someone with only FS consulting experience to learn nCino without any prior SF knowledge?

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Yes

Depending on the role, You should know Salesforce as that’s what nCino is built on. NCino also shares common objects with Salesforce (account, contact, opportunity, user)

Only if you're looking for jobs as an Ncino user. If you're wanting to get into consulting/implementation, you need to learn the core Salesforce platform, too. Ideally every consultant who touches Salesforce would have Admin, App Builder, and Platform Developer 1 certs IMO.

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