How safe is it to FIRE if you’re 50% above your target?

Can I move to Florida the month my bonus hits and not pay any NY State tax on it? Or would I just declare that 1/12 of the year I was in Florida and get the pro-rated refund from NYS on my overall Pay

Help: good place to take a call in midtown near Bryant Park area? Left office keys at home, and am already on my way there 😰

How much do you tip your driver? I’ve never used ride share before but will have to start this month for work and I’m scaaared lol tipping makes me anxious so please let me know!

It's fairly easy (technically if not consensually) to upgrade the cryptography to stay ahead of faster computers.

^ that's 7 spots in a day.

Anyone joined LtI recently with cloud engineer role?

C3A grade employee in tcs. I have an offer from a company for onsite role and placement is in UK as permanent employee but the role given in offer is an entry level one. With almost 11 years of experience, is it good to accept this offer only for the on-site opportunity?

If you met someone that checked off all the boxes besides from sexually could you see yourself being with them longterm? In a bit of a pickle ATM

Why late 20s is way better then early 20s?!

What's Amdocs providing for this Diwali ?

Anybody uses Drunken Elephant products here? I just got their face wash and body cleanser I feel like it leaves some type of oily feeling on my skin. I'm a male not sure if it's anything to do with it but seems like they are not toward men. Thoughts?

Hi Fishes, Need some likes for DM.

Amazons excessive interviews are an awful candidate experience. Why do they think this will help them win top talent in this competitive environment? Especially with their public cultural issues…? Lots of great paying companies without having to take a day off from work to interview! It’s overkill

Any particularly effective strategies to manage client asks to treat everything as a zero markup pass through?

I was promoted to manager in July 2020 (3,5 yr of experience). Currently preparing for YE but honestly, I couldn’t care less - what motivates one to push for SM promotion? Not my case atm, but wanted to hear what motivates ppl to keep going as I don’t feel like it’s worth it.

Anyone have advice for advancing in your current role? My co-worker was hired in at manager level but somehow “proved” he was actually doing director level work and got a title promotion and salary increase in less than a year. I also went above and beyond my job as well (covering for him for a month while he was away on paternity leave) while taking on other projects outside of my job title and got zip—no raise or recognition. Any advice would be appreciated!

Been at the company for a year - switched teams at my 7th month mark. My annual review is coming up. How do I negotiate for a raise/promo?

I've done so well in this new role within the company that they are hiring another person to assist with what I do. I've voiced to my boss that I'd like to manage this department and they indicated that this is the thought for the future. Now they are asking me to train this person while I have my plate full. Is it wrong for me to expect either a promotion or to be paid to train this person?

Decided to payoff my mortgage.

Turning 28 and hit $300K NW today. Never formally FIRE’d but want to set out a plan for here onwards. What’s some good material / easy reading to start with?

How much have you saved from refinancing your student loan?

What’s the strategy for planning to support aging parents? My mom has not a penny to her name but does live in a mortgage-free home. My siblings are worthless so it will be on me to support her.

Have 20k, what’s a good small business to start with this fund? Serious question here

Currently 25 y/o making 70k/year in Boston. I grew up pretty poor and I have minimal financial education. A lot of my salary now goes towards helping my parents get out of debt. My parents are no longer able to live on their own, so considering selling my grandmas house where they live (maybe 550k), paying off their mortgage (100k) and buying a duplex (between them they make about 55k/year). Is buying a two family home a good investment ? How much can I afford to spend on a new house?

Is anyone else worried about an upcoming market crash, similar to the dot com bubble?

What’s everyone using instead of Robinhood? I just learned of WeBull recently but am not sure it’s for me.

Anyone know of a good cross-border US/UK financial fiduciary?

Has anyone successfully “ported” their mortgage? Just learned about this and doing some research since rates are so high now. Current rate is 3% and new home will be more expensive, for context.

Anybody using Marcus high yield savings? 1.9%APY seems like a no brainer, just want to be sure I’m not missing anything.

Does anyone know the answer to this? - My first mortgage statement was generated on 11/2 with a due date of 12/1 and includes a month of interest based on the balance on 11/2. I made a principle only payment on 11/14 of $500 which was applied right away. Will the interest automatically recalc to reflect a lower outstanding balance for a portion of the month? I plan to do this every month.

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

Given crazy market returns recently, do you still expect the market to rise at 10% over the next 30 years?

FIRE Newbie here - wondering how everyone is retiring early (30’s 40’s 50’s) if the majority of your savings are tied up in tax preferential retirement vehicles you can’t really touch for another few decades?

This is gonna sound stupid, but I’m honest - I can’t do math. Calculating a tip is as advanced as I get. Thank god for excel formulas and a math savvy husband. At the end of the day, I pay all the bills (I know- but I’m more organized) and make double his salary, what low stress effort (on my limited math capacity brain) can I do to increase wealth?

I feel like I should be doing more with extra money to help us financially, but I’m scared of having to study stocks and understand the numbers. 😖

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Should I rejoin Equinox? Background: I cancelled my equinox membership because I wanted to try out different gyms. After about a month and a half, I’ve determined I really miss Equinox. It’s kind of expensive ($250 per month, but only an extra $130 over an average local gym). I like saving money but my health has definitely taken a dive because working out is not as enjoyable. Am I crazy?

FIRE newbie here. Is it possible to reach FIRE with a special needs kid? Has someone done it? Are there any alternatives to fund therapies beside insurance?

Is there a definitive guide to cost of living? The obvious cost of living centers (SF, NYC, LA etc.) get covered a lot, but I’m wondering where my city falls. It’s a modest Midwest city with ~100k residents but is a relatively touristy spot. It often feels like a MCOL area but I’m not sure how to adequately judge that, and it would be helpful to know when comparing salaries and the like.