42 Years old. Single by choice. Cashed a house in low cost area, which is where I'd like to retire to. Currently, I. renting it out til I retire. Its brining in $1200/month. I paid $52,000 for it awhile ago and is worth about $200k. I have $400k in 401k, $100k in roth and $700k in personal investments all in s&p 500. $30k cash in a 3% account. I make $200k and can hit about $270k with a good bonus. I save/invest about $80k a year. How realistic am I able to retire before 50?

Hi all,
I have been a practicing DPT (doctor of physical therapy) for 9 years and am a certified orthopedic specialist. I have worked in multiple environments including hospital based outpatient sports ortho and acute care. I am about to finish up my MBA with a focus on healthcare administration, and am worried that my current place of work may not have a place for me to grow into. I'm hoping that some of you may have suggestions of roles or positions to pursue? Thank you!

Best books about product management for a good exit to industry? I already have an MBA and PMP but looking for a refreshed perspective since it’s been years since my formal education.

Currently reading “Product Managements Sacred Seven” but it’s geared toward the startup world. I am in healthcare and not looking for a startup role. TIA!!!

Does it always make sense to max out your HSA? I have ~$6k parked there now as a healthy 28 yo with virtually no healthcare utilization

I am a traditional reservist so I never really used military benefits before, but could use advice here.

I am currently renting and my lease is not up until October 2021, however I found a good deal on a home and scheduled to close in June 2021.

My landlord will not work with me to end the lease early, so it looks like I will have to double up on rent and mortgage through the summer.

If I went on active duty orders, can I use those orders to break my lease early without penalty?

Hey guys, so I have competing offers. One at Bank of America for 124, and one at Allspring for 110.

Does anybody work at Allspring? They did not provide any information regarding benefits, 401k match, or any annual bonus structure. I was told, verbally, that the Bank of America bonus is something like 15 to 20%, but nothing in writing.

Just wondering if anyone has any knowledge about compensation structure at Allspring, or any opinions on the culture there. I would be in Charlotte.

Desperately want to get into healthcare strategy consulting. 13 years of healthcare clinical experience including project work. MBA. But keep getting told by recruiters that I don't have enough experience to be a Consultant or Manager but that I have too much experience to enter in every level such as a Senior Associate. Just one rejection after another, even when applying with internal referrals from Director or Partner levels. What am I doing wrong?

Title on here is out of date but I’ve got over ten years agency experience as a digital producer, highest level being EP and then Executive Director. Feeing underpaid compared to what I hear about client side (current base 110k, 15% bonus + commission)

I’d love to shift to client side as EP or Program Manager and looking for advice on best way to get my foot in the door.

Feels like I’ve got the same experience as those in the roles but submitting an application thru sites is like shouting in

I’ve worked for a medical consultant company in Houston the last two years doing various things from billing to patient care to even doing medical records request. I have been looking for a job preferably where I can put my masters in healthcare administration to use but most of the jobs I went to apply for I qualify for everything but the management and supervisory years.

How bad is reneging a week before I start? Have an offer with FAANG but the role is sales. Got a dream job with Disney in Analytics & Strategy with comparable salary. Should I stick with FAANG?

Better manager & culture & benefits at FAANG, better role & opp at Disney

Am I wrong that physicians are the millennial snowflakes of the healthcare industry?

Graduating with my finance degree in about a year. I took a part-time healthcare position fill my employment gap but most of my previous experience is in manufacturing logistics and customer service. With my background, how do I break into a finance or accounting role? What positions do I apply for? I would like to make at least 45-50k a year min starting if possible.

How much should I negotiate for the salary ?
Role offered - BI Lead
YOE - 5 years, Current CTC - 13.5
What should be the ask as Fixed CTC ?
Do we have variable pay and others benefits on top of fixed ?

Interviewing for a Manager position with PwC. What realistic salary range should I be entertaining? Current salary + bonus is around $130K.

healthcare promotion from EM to SM in your firm? trying to calibrate expectations....

Can anyone share what are the usual components of a flexi benefits basket and to what max amount can you utilise them.
Eg. Communication fuel etc

Is a 5k sign on bonus to low? Offer received from PWC and I feel like the sign on is low compared to what I’ve seen on this app.

To all AEs in the fishbowl, if I am a consultant in sfdc space what is some advice on how I can get time w an AE or get on some preferred list of consultants that an AE might use to help their clients? New in consulting space at the moment but years in SFDC space

Anyone have a Southern Hemisphere Island that you’d let someone come to purchase items at your stores and do some fishing?

Has anyone successfully used an education benefit? What's the process?

Im interested buta little nervous about my firm because you have to pay up front and then get reimbursed.

What would you all say are the best consulting firms to work at in the federal government space? I’m not sure how many “prestigious” firms (like MBB) have a significant federal practice at all.

How is CIB lob in jpmc

DM me if you’re looking for a referral to work at Dell Technologies. Global offices eligible

Anyone apply for marriage based green card on your own (without a lawyer/law firm)? How did it go? Would you recommend doing it yourself to others?

Package/CTC question - Hi Sharks, I am a in grown manager and believe the HRs that I have dealt with till date have lowballed me. CURRENT - Site BLR. CTC ~ 11.0 L. 5 RSUs. L4 Manager. Operations. Non tech. I believe it should be around 16L. Am I correct? Can ya'll help with the range of Pay for L4 Managers along with RSUs and joining bonuses.???

How is EXL HEALTH (SCIO) Chennai In term of WLB and job security, Pay for 4 years experience

Hi Fishes,
What are general responsibilities of BA4 designated employee in Barclays as Salesforce developer?

Hi Fishes

I am applying for a BA role at Globallogic. Can anyone help with a referral?

Anyone here a Product Mgr at Cisco? Would like to connect to discuss the hiring process, and get some pointers towards prep

Karen what is the creative best work of your career? What work propelled you to your current role?

QBurst is hiring data scientists with 3- 6 YOE. Deep Learning, TensorFlow, PyTorch, ScikitLearn, NLP preferred. WLB is awesome, appraisals happen twice a year and permanent wfh option is there.
DM me for referral. Happy to help :)

My breakfast consisted of one giant spoonful of Nutella.

Hi fishes,

I got a offer of 26lpa(23.5 fixed and 2.5 variable) from genpact and 21 lpa (20 fixed , 1 joining) from epam, not sure which one should I join. Please if someone can advice me which i should join keeping ressession in mind. Thanks in advance@

My technology is Oracle apps technical with 9+ yrs of exp.
I have 3 offers please suggest which one i choose .
Current ctcs in IBM 11Lpa
TCS 19.5 Lpa ( including fixed + variable+ retention bonus)
Cognizant 18.7 (18fixed)
Wipro 20 (17 fixed + 3v)

Significant other and I crossed the combined $1M net worth mark this quarter! Mostly in RE and 401k so we will not be FIRE-ing but still excited to be in the 7fig club.

Sorry, need someplace to celebrate and you guys are awesome.

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

Anybody using Marcus high yield savings? 1.9%APY seems like a no brainer, just want to be sure I’m not missing anything.

Should I lump sum $150k into the market or DCA? Just looking to grow the money, no other short term plans.

Anyone interested in having a meetup in NYC in April and exchange our FIRE experience?

Anyone know of a good cross-border US/UK financial fiduciary?

The unending cycle is for real. Reached my LeanFIRE number 2 months ago, yet I don’t feel satisfied. Still reaching for the stars… when will this human desire end?

For the past 2-3 years, I have obsessively tracked my net worth/income trends/investment performance over time. I checked my trends just now, and OMG I hit the 300k net worth mark right around Christmas. I guess I haven’t looked at my dashboard for a month. This feels so cool. I want to shout it from the roof! I can’t really brag about this to my friends, so I’m sharing here! 🎉 🎉

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

Question about what to do next. I’ve maxed out everything—401k, HSA, IRA, backdoor Roth 401k. My bills are all paid. I’ll probably make about 16,500 more this year to do stuff with (ie money that isn’t going to taxes or insurance or anything). What should I do with it? Crypto? Set it on fire? Get a hair transplant?

What’s everyone using instead of Robinhood? I just learned of WeBull recently but am not sure it’s for me.

I’m maxing out my 401K, traditional IRA and HSA this year and paying for some house improvements. I have about $750K total investments and very close to $2M net worth, but realize that I am behind on investments if I want to do FIRE. I was focused on paying off huge chunks of my mortgage and managed to whittle it down to $75K left. Would you suggest I go ahead and pay that off this year? Or pause and do a mega back door roth instead? I’m mid 40s. Thanks!

27 F. Work as 1st year associate in Big Law NYC. Base salary $215k, bonus is ~$10k (lowballing), student loans are $150k, total savings are about $100k. 0 family money and will likely be supporting parents long term. Any advice on how/when to start investing in real estate. Currently have all savings in market (with personal investing in index funds or 401K/RothIRA/mega back door).

What’s the meaning of life before FIRE and after FIRE?

What are some aggressive ways to control your spending? I tried a little but of everything(paying myself first, only debit cards,cash) but seems like i have the urge to spend and i do so. Any tips?

Decided to payoff my mortgage.

FIRE newbie here. Is it possible to reach FIRE with a special needs kid? Has someone done it? Are there any alternatives to fund therapies beside insurance?

what are the tax implications when you withdraw from your espp? what are the necessary steps you have to take so you don’t get overtaxed?