Need some advice here. I'm 35 and my husband is 37, living in HCOL area. We just welcomed our second kid. We have 400k mortgage on a 900k house; over 400k in 401k, 80k in cash/HYSA;100k in brokerage account. Our combined income is 400k, DCA 4k in brokerage account, max our 401k and contribute 200 for each kid in 529. Given our current financial situation, are there any additional strategies we should consider to better position ourselves in the future?

I thought that the occasional visits from the recently divorced single mother that moved in down the hall was the best thing that ever happened to me. I was wrong, getting that mouse jiggler is the best thing that ever happened to me.

I have an interview coming up for a Case Manager position for the in-home care company. I would have 16 patients in my caseload 9 locally & 6 out of town. The company said the case managers are the backbone to their organization. Is the workload much greater than the in home nurse? Would a Case Managers make more an hour bc of their leadership decisions & caseload they are responsible for? In Indeed the ranges for salary varied. What would you negotiate for in NW Ohio area?

Hi Fishes,

Is there any Referral opening in your organisation for below skills.

.Net core and Azure

Serving Notice - <1 month left

Kindly DM or comment below.


TIA

Offering advice to job seekers who go around recruiters and message hiring teams, execs, etc. You are putting the Recruiters job in danger. If a Recruiter declines you or doesn’t choose to reach out, it is because the hiring team declined you, or you don’t have the experience. You will most likely not be considered for future roles because of this. When I see people giving advice to reach outside the Recruiter, it’s bad advice. Very rare is this a good idea.

Hi fellow ZSers
Can anyone help me understand if there's a provision of moving from ZS India to ZS UK role?
If yes, what should be my approach?
I joined ZS 3 months back and would really appreciate the help!

Looking for case partners for BCG interview in 2 weeks. I’m interviewing as experienced hire for Consultant role. Let me know if anyone’s interested.

Hii Fishes,

Please help me choose
I have 2 offers

1. Shell - Role DevOps Engineer tech stack is azure
Ctc 28 fixed 4 variable and 4 jb
2. Amazon proserve - Roles DevOps Consultant
Requires 50 % travell also tech stack is aws
Ctc 24.5 fixed 6 jb 9 rsu first year

Please suggest based on hikes growth and work life balance

My background is in azure cloud
YOE 6

Hello l! What is the role of senior analysts in HCL customer advocacy groups.

How is 99k salary in New Jersey area ? I have to settle with family (wife and kid 4yo). How much i will get post tax deduction ? Can any1 help with approx expenses (avg middle class living) per month

Hi Fishes, I joined FIS global Pune recently. What are benefits of National pension scheme - employer contribution at FIS ? Any idea?

Also where we can use meal card?


FIS

What are some good exit opportunities from restructuring? Is it possible to get into M&A etc once qualified ACCA?

YOE - 10
Current package - 15 lpa + 3 lpa stocks
I'm interviewed at wipro for lead Position for service transition team.
2 rounds of technical completed
1 more round with head is completed
HR called me asking for expected salary.
I said 30 to 40 %, he said he will talk to business and come back
It's been 3 days since the hr call, I've not got any call yet.
How much I can ask for ?
Or I much I could have asked ?
What's the salary for b3 band with 10 YOE ?
IsJoining service transition team good?

Hi fishes,
Any idea when will ibm India opening their office. Is it fully work from office or hybrid model?

Howz the work life balance of a Senior Consultant in tech consulting in a client facing role?
Skills: Java 8, Spring Boot.

Please do answer with respect to EY India only.

Role will be as a tech lead in java development team.

Client probably HSBC.

Few days left in Notice Period.

I’m currently a freight broker for a startup company , and would like to transition into another role , preferably account management. Can someone give me some ideas of roles I can transfer my experience in brokering, customer relations , and management to ?

I’m curious to hear which insurance company has the best work life balance for a senior commercial or middle market underwriting role. I currently only handle new business, which I love, but see that other companies like liberty make you handle new business and renewals. Any insight is appreciated.

Anybody know salary range for VP Operations for GS in SLC?

How does night shift feel during WFH?

Sap S/4 Hana , DLM in sap is having scope?

Please pour ur suggestions

Hi Guys

Does anyone knows about Virtusa ? They are offering me considerably high offer compared to others but I am not sure as I don't know much about the company or anyone who works there ? Project is Legato Healthcare.

Any help will be appreciated.
Thanks in advance 🙏

YOE- 6
Skill - Dot Net Full Stack

My wife finally told me last night that she didn't know what I do last night ( I'm a securities lawyer) but she didn't want to sound stupid. Its been 5 years.

I am trying to land a role as a human resources business partner and I'm wondering which certification would be the best for me going forward. Phr? Shrm? Thoughts? Thanks!

Thoughts on Mazda CX-30 2021? Or just the brand in general? And anyone in SC Bay Area selling?

I am working on a citi project from last year, project is not so good. Is it possible to change the project or account within synechron ?

How do you complete the last parts of slideware? Boring cleanup, numbers consistency, spelling etc (the ocd factors)?

Has anyone heard of Enaxis Consulting? Reached out by recruiter and wanted to know what this community thinks before my conversation with them

Looking for some advice on how to find a really good attorney to deal with custody. I live in the Orlando, Florida area and truthfully don’t know where to begin. Most Google searches turn up thousands of attorneys. Is there a vetted website to find honest reviews?

I was just laid off. I feel lost, feeling both pumped up for the future but pained because I was a high performing, straight laced, and by the book team member. Looking for Muslim leaders who are recruiting. Extensive experience in strategy and implementation of Data and RPA technologies. PMP and RPA developer certified. SQL, R, Python, UiPath, Agile, waterfall.

I think I know the answer, but want to hear others’ opinions before giving up on the dream. I’m currently at $120k base with 6 yoe. Is there any chance I can get close to that as a fed in the IC? Or am I just looking at a GS11 step 1 that’ll hurt pretty bad? Are there any perks that can help offset the lost income like childcare stipends (the agency mentions a childcare subsidy on their benefits site but I can’t find what that actually means)? Thanks!

Hey Slalom 🐠, do you mind sharing how much an entry level consultant (post undergrad) would make? Not sure if I can trust the salary info for this role online. Thanks!

Estimates on when we’ll be somewhat back to normal/not required to work from home? June? Even later?

Do all FAANG companies offer a joining bonus?

When is busy season over for the SOX side of stuff? Please tell it doesn’t go past 12/31.

How does one use 500 Mile Upgrades on AA In the most effective manner?

What’s the strategy for planning to support aging parents? My mom has not a penny to her name but does live in a mortgage-free home. My siblings are worthless so it will be on me to support her.

Do you count your car as part of your NW on Mint/other trackers?

FIRE Newbie here - wondering how everyone is retiring early (30’s 40’s 50’s) if the majority of your savings are tied up in tax preferential retirement vehicles you can’t really touch for another few decades?

Anyone start later in life? About to turn 32 and my retirement savings are sad.

Sharks! I’m 33, currently working as a Java Architect (11.6 YOE, 40 LPA INR). I’m planning for retirement at my 40. Currently owning a house worth 1 Crore INR where I’ll be closing my home loan by this August. Please suggest diversified options of Investment for my retirement. I don’t have any investment till now (except the house) as I used my whole income to close off the Loan which I took in 2019.

I'm a Canadian on the TN visa working in the US and planning on maxing my Roth IRA (6k) and will have enough left to max my 401k this year, but am not sure if I should just use a taxable account over 401k due to tax considerations when I move back to Canada (likely 1-2 years from now). Any thoughts here? I don't think I'll have enough RRSP room to move 401k>IRA>RRSP and I would prefer to not have to file US taxes every year in retirement for withdrawls if I left the 401k in the US.

Anyone else into Bank Bonus churning?

Can anyone recommend a good fixed income investment that I can add to my ROTH IRA account?

Anyone know of a good cross-border US/UK financial fiduciary?

Goodness. Why are sofas so expensive? I’m saving for one but looks like every company outdid each other on pricing not in a good way

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

I have mostly passive investments. I was thinking the other day: what if everyone had only passive investments? Wouldn’t this create incredibly high amount of systemic risk? Are we all sheep??

Once you hit your FI number, what are your plans? 1 yr? 3-5yrs? beyond?

FIRE newbie here. Is it possible to reach FIRE with a special needs kid? Has someone done it? Are there any alternatives to fund therapies beside insurance?

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

Just watched office space again and realized it’s actually about the FIRE movement (without explicitly saying it)

I contribute 10% of my paycheck to my employee share purchase plan. Is this smart to do given the tax repercussions behind it? Is it smarter to invest less in that and more in my Roth or 401k?

Is there a definitive guide to cost of living? The obvious cost of living centers (SF, NYC, LA etc.) get covered a lot, but I’m wondering where my city falls. It’s a modest Midwest city with ~100k residents but is a relatively touristy spot. It often feels like a MCOL area but I’m not sure how to adequately judge that, and it would be helpful to know when comparing salaries and the like.

How much have you saved from refinancing your student loan?