First Time Home Buyer

I have a good salary ($250k plus bonus) but limited savings for down payment. Realistically could I afford a $1m house with 5% done using upcoming bonus with FHA loan? Or will closing costs and others… more

Bought an old house and wondering, would you advise having a window replacement company replace a few windows or have a handy man take care of it?

If you were a new family of 3, with 1 wfh spouse, 1 set of parents visiting you for 6 months, Where would you prefer to buy? & Why?

A. $1.5M 1200sqft luxury apartment with water views, balcony, all modern ame… more

Building a new home - for insulation, do I need both Block fill foam insulation and Attic R-38 insulation? I live in central florida.

Anyone use Flagstar professional loan to purchase their first home? Any insight on the process?

Going to buy my first house in july/august when my lease is up and considering pulling from Roth IRA to supplement a down payment since it’s not performing well anyway and it may be better to use that for e… more

I have a debt of $5200 in collections affecting my credit. My credit is currently 598 witha previous score of 711. I wanna buy a home in the nearest future. My questions is, Lets say i have the mone… more

Any tips for first time condo buyer in Montreal?

What month this year will be the lowest to buy? (I live in Michigan)

What do you expect mortgage rates to look like this year?

Looking for a active real estate broker who has clients or project that requires funding. We are open to work with real estate brokers or individuals who are seeking for a loan or has clients interest… more

Is it better to put more money towards a down payment or put more money towards the monthly payment? Any benefit putting more than 20% down?

Where can I go to get an estimate of what my mortgage interest rate might be or comparison of rates from different lenders? I have found mortgage payment calculators but those require you to put in an… more

Hi All

Which loan is good for Condo/townhouse in California worth of $930k price. I need to shop around and lock the rates yet. I am first time home buyer and it’s a new construction done by April 2023.

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Would you pull out of your retirement to make a down payment or keep renting for a few years? First time homeowner.

Did anyone make a move from Chicago to Dallas ? Or vice versa. Just need an objective opinion. My friends in either places moved from different places to Chicago, Dallas. But not from one to another. … more

Looking to purchase my first home…yes at 47 years old…single family for me and my 4 daughters. Need a good mortgage with a low interest and a good program for teachers. In Northern California

Please suggest some good banks for mortgage rates. First time condo buyer.

My new home construction will be done by March/April 2023. As there is a little dip in mortgage rates now is it better to lock the rates now ? I am in dilemma to lock the rates now or wait for few mor… more

Anyone with experience in the short term rental space willing to connect?

I was in the market for a first time home in New York but the market and rates got too out of hand. Recently pivoted to a few out of state… more

Guys I am planning for a business to set up in my spare room(Completely new home). Please suggest some ideas like renting a room, converting room to photo studio or so on. FYI I can’t do airbnb in Ana… more

Any recommendations for a good water softener/filtering system which keeps the overall salt level low post-softening ?

My partner bought a new truck earlier this month. We’re hoping to joint-purchase our first home next spring. Is there a “best” time to get pre-approved for a mortgage? When should we start the home buying process?

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How do you find lenders? Should I pick a realtor first?

What’s a fair calculator to know your affordable mortgage?

One online have a wide range in what’s considered “affordable”
Pre bonus and equity I earn 110k/yr in Wash DC.
I’ve seen 33% net income, but honestly $1650/mo CA… more

Thinking about using my VA loan in a few years. Any advice?

Any recommendations on a good water softener system (4 people)?

When do you know you've toured enough houses and should pick one from the list you've got? I've seen probably 15-20 homes, and put in one offer. How many homes should you tour minimum, and… more

Any recommendations for buying agents in Massachusetts?

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k u… more

If you think a house is way overpriced, can you offer 15% below asking? I’m embarrassed to even ask my real estate agent but this house has been listed at $440k for 90 days and their is a comp right n… more

When you tour a home for the first time, what things should you look out for or remember to look into? My husband and I are touring this Sunday and I've heard too many horror stories about bad hom… more

Hi All,
Really need some input. We have our new construction done by April 2023. Builder is giving us 28,000 credits which can be used towards closing cost and buy lock rate for 6 months from now and g… more

What do you wish you knew before you began the home buying process for the first time? What would change if you could go back to the beginning of the process?

Please suggest popular areas for 2BHK affordable rent in Toronto. Both my husband and I work from home and have recently moved here. Have stayed in basement accommodation for over 6months. Would like to hav… more

Landlord is raising my rent by $436/month next year - a 21% increase! Horrible!

I thought the housing market cooling down would have prevented this or made it closer to a 10% increase, even with inflat… more

What's the one thing for you that turns a house into a home? Or one thing that can always make a house feel homey?

I am taking a interest only loan and lender has specified there is no prepayment penalty. Would I be able to pay extra to be used as principal payment in addition to the required interest payments per… more

Is there any way to protect yourself during the home buying process and validate what realtors are saying when it comes to their “negotiations”? I feel like not being part of the negotiating conversat… more