First Time Home Buyer

Me and my SO are planning to purchase a house probably at the end of the year. Is it too soon to start preparing? What is the recommended time frame that one should apply for a mortgage pre approval? Should it be… more

Is the housing market going to get better in the next 6 months? Live in the east coast and looking to buy in the Philly metro area and there is almost no inventory in the 650-800 price range. Trying t… more

Hi - we are a small family of 3 with a middle schooler.
We have been living on rental apartments in eastern state and are now planning to buy our own house (I know not the right time).
Few facts -
1. Want to move to a warmer pl… more

Has anybody filed protest against appraised value of house? We recently received mail and values seemed to be insanely high.

Buying a new build townhouse. Is it worth getting a third party inspector for walkthroughs?

What’s something you didn’t know before buying your first house?

I’m looking into getting a house and moving out of my parents house (I’m 23 fresh out of college). I have no idea what I need for a new house? Things like towels and sheets but what else……

Wondering which bank is a good option to get the pre approval letter ; only had account with Boa

Buyer “Love Letters” no longer being accepted in my area. I understand the reason behind it but I also feel like I have lost my opportunity at any chance to beat out investors or contractors wanting t… more

Trying to buy a home with low/fair credit.. any tips to get an approval for FHA or any tips to increase credit score faster? I've opened a new credit card, got a new car, and pay my bills on time.… more

Anyone has a good cheatsheet of questions to ask contractors to see if they are legit? Just bought a house and planning to do so renovations

Just bought a house, everything is 2-3 years old. Are home warranty worth it? You know monthly payment w/service call fee. Or is it better to have cheat sheet of local plumber, electrician,etc.?

is a 2bd1ba condo so bad? I live in Wash DC with a 500k budget. The condo I found is perfect all over with location, local access, transpo to work, building vibes, safety, size , amenities, balcony, parking… more

Hi there, my fiancé and I want to begin the process of buying our first home after our wedding. What’re some tips and advice for first time homebuyers that anyone could give, that either helped throug… more

First time home buyer - Looking for Homeowners insurance recommendations

Buying primary residence i. chicago suburbs. I need to soon finalize the Insurance company. Any good references for companies or agents base… more

Is there a good website to compare mortgage rates from different banks? Or if you have received any 30 year fixed rates (with no points) from banks recently, can you please share? Thank you!!

Is now a good time to buy a house? I keep hearing different things.

We just got our offer accepted for primary residence. I worked with a mortgage broker for pre-approval but started to shop for lender now. The broker I worked with for pre-approval asked me to stay aw… more

Hi neighbors, I'm in the process of buying a house. My lender gave me an appraisal waiver, is that good or bad due to current economic conditions? After the home inspection and WDO inspection. I f… more

How do you negotiate with the seller on purchase price to account for cost of major fixes coming out of the findings of home inspection report.@

Is there any legit first time home buyers program in NC for Wake or Johnson County?

So I have a realtor. I ask him to see if the mortgage company has any incentives for first time home buyers, and he told me to call the lender and ask myself. What is the purpose of a realtor? Also, i… more

Does anyone have any information on first-time home buyer grants or any grants for buying a home? Or any free money that can be put towards buying a home?

Does anyone have any information on first-time home buyer grants or any grants for buying a home? Or any free money that can be put towards buying a home?

Any recommendations for where I should shop rates in NC / how many rates I should check?

Did anyone deal with buying/selling a house with elevated levels of radon (6 pCi/L)?

If you were buying such house? Did you walk away or had a seller install a mitigation system?

For context: we’re a… more

Does anyone have experience with construction To permanent loan? If so, would love to connect. Based out in MA

Given the current environment of such high interest loan, what are some things/research you can do to ensure that the house your buying is rightly valued?

For context, I’m looking at a house in Philly… more

I have visited a recent open house and the seller prefers an offer with leaseback clause. The seller would like to stay for 45-60 days after closing so he could look out for his next home.

Any experien… more

Looking for recommendations for washers and dryers. They don’t need to be top of line with all the bells and whistles. Just need to be reliable. But reading the reviews is leaving me more confused tha… more

Hi, Is it recommended to waive off Inspection contingency? I'm looking to buy my primary residence in the Boston suburbs and my realtor suggests to waive off Inspection for a better chance if the home looks i… more

If I'm paying money into an escrow for real estate taxes along with my mortgage payment every month, how do I get the bank to pay the real estate taxes? Do I send them the tax bill? Do they send m… more

My loan agent is nearly almost forcing “you need to lock in your rate” saying the rate will go up. Locking rate should cost 5k. Should I do this?

How long does it take to hear back typically on an offer. Put in a 225k offer yesterday, house has sat on the market for 90 days, investors bought the house for 300k last year, dropped the price down … more

We have an estimated closing date for our new construction in California on 17 April. I was planning for 10% down payment initially but I got laid off and now we have only 1 earning(my wife) now so we… more

Looking to buy my first home would you put more into your down payment now (30%) to have a lower monthly rate or would you only put 20% and invest the rest in the market? Current salary is:$250k looki… more

Looking at buying a new construction build. There are two doorways that are 18in wide. Would a builder consider widening the space to a normal size doorway if I asked?