Anyone use Flagstar professional loan to purchase their first home? Any insight on the process?

Brand new to investing! Husband and I are 37, don’t have any investments other than the home we currently own. Sitting on atleast 100g worth of cash....

Have about 5k to invest - should I do FXAIX or FSKAX?

Kpi reply krta b h is group me
Techm need NPS account from kotak only
How to open a new one.

Who wants to be a millionaire?

How much are you contributing to your 401k?

Do desi consultants opt for 401K? Upside/downside?

Does anyone have any suggestions on small side gigs or other ways to make some quick cash for the holidays?

For a 2-year associate now tasked with senior-like roles such as reviewing and training, does anyone have advice on how to review individual hnw tax returns?

Why is the MTA so awful!?!? And they are going to be raising the fares again!? For what!!? 🤬

The MTA should be our audit client. I’d bet you’d find so much wasted and pocketed money!

Hi folks - anyone here is a realtor or was a realtor in Toronto before? Looking to chat with people who have the experience.

Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

Im so happy! I just paid off all my debts!

Hi all. I just received an offer for $130k and will be eligible for about 29,000 shares of stock options. The vesting schedule is 1 year and then quarterly thereafter.

Can someone explain what this means? I “will be eligible”. So, I have to buy the shares? Should I be asking at what price?

Newbie here. Please help!

Any advice in terms of investment to save the maximum tax?

Hi i lost majority of my money in the stock market. I married and promised my family that I will not make the mistake I made 7 years ago. Gambling. Is this an addiction I have. I keep selling stocks and taking loses buying other stock hoping it will recover but never did and sell again taking loses and buy again. It now sink in to me. I borrow personal loan hoping that the market will do k and I pay it back but I even lost that. I can't stop crying that I hurt the one I love the most my family.

Advice for doing consultations with a new client and trying to convert them? Feeling the pressure now more than ever to bring in money to the firm.

Is it possible to be a “silent” investor (party A) with a friend who’s an accredited investor (party B)investing in a company? So if B is investing $50k in a company, and A wants to give B $25k of that investment, is this possible with an agreement between A and B, where they’re responsible for their own portion of taxes?

How do filmmakers find investors?

Should people be fired for lack of people skills?

With so many news sources using a subscription system, there needs to be something like a Netflix for news articles.

Hi fishes
I am looking for change and currently having exp of 2 yrs on Oracle PlSql

I am looking to switch into Java dev and have learned spring boot and mvc

can anyone give me some advice going forward on which things to learn and focus on ?
and
how can i find good startups to work so I can learn maximum at start of my career.

thanks in advance

Anyone have any experience working for Optum? Do tell.

If you had to choose between Dallas or Houston to practice RE. My wife wants to move to Texas and we're narrowing options. Chime in if there's somewhere better I should be looking.

How often does your firm give out branded swag? Anything good lately?

Finet pros and cons for $600k producer please

It’s not personal, it’s cringe 😬

This is a new bowl and there aren’t really any rules yet. It is supposed to be fun and lighthearted, please don’t be an a** 🙃

Hi Guys, where could we see our lwd in system? Couldn't find the same in one cognizant @cognizant

Been in the strat game for over a decade; I’ve realized that a strong department with clear process that is built on end to end problem solving (with time to think) is when I’m happiest vs this award show / case study grind. What are some agencies you all work or have worked at, that value strategy as a department and not a creative case study farm? Looking to figure out what’s next.

Anyone have a tax accountant / CPA here in Atlanta they like?

Really frustrated... 1 year at Globant. Very unprofessional person at product director level and his fake accent. Petty politics...he is promoting boot licking culture. His work is to manage WhatsApp and hangout group of BAs. Globant

Anyone from Nationwide? I’d like to hear feedback from current and old employees about the work environment, salary (G3), development, diversity etc. I completed an interview for Claims Manager position.

If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

I'd like to buy, but the market is absolutely atrocious currently

I went from making $70k the last 7 years to now started a new job a month ago making $130k plus $10k bonus every year, and $60k in RSUs. I have $70k in my 401k and around $50k in savings. Want to get out of the Silicon Valley which has been home my whole life and buy in TX or AZ a ~$400k house. I have about $20k in student loans which my dad has offered to pay (wants to make up for never supporting me) but I’m waiting to see what Biden decides for student loans. Is this feasible? Credit is ~615

I am brand new to the process and keep hearing conflicting reports. Should I be waiting out the market? Or is this the perfect time to buy if you can? I don't trust all these realty sites telling me I should buy now.

What's the one thing for you that turns a house into a home? Or one thing that can always make a house feel homey?

Has anyone dealt with financing a non-warrantable condo? About to drop out of the deal because I can’t find a lender. My finances are fully in order, issue is the building.

Hi all! I’m new! I started the year off planning to save for a home for myself, then rates skyrocketed. So we’re holding off. Fast forward to the final quarter of the year and we were presented with the idea of a residential assisted living facility. The problem there is we’d still need to acquire property in order to run one. The only difference is the RAL would be a business and is already registered as such. Does anyone have any experience here?

Any recommendations for a good water softener/filtering system which keeps the overall salt level low post-softening ?

Any recommendations on a good water softener system (4 people)?

Seeking some advice for home buying. Went under contract on a new construction back in March, was originally supposed to be ready in August but has been delayed until November. I’ve began getting quotes for mortgage rates through lenders and the best I’ve seen so far is 5.75% (excellent credit, dp at 10%) at a 60 day lock. Debating if I should test my luck with the market to see if rates will drop or if I should go ahead and lock my rate in before Rates increase even more

What do you wish you knew before you began the home buying process for the first time? What would change if you could go back to the beginning of the process?

Is it wise to buy a home now with high interest rates in nj or would it be wise to just wait and see? Looking to buy a house in central NJ

Please suggest some good banks for mortgage rates. First time condo buyer.

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later. Also, any regrets?

What is the most difficult part of buying a home for the first time?

Looking to purchase my first home…yes at 47 years old…single family for me and my 4 daughters. Need a good mortgage with a low interest and a good program for teachers. In Northern California

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?