How do you find lenders? Should I pick a realtor first?

Not law quite law related but I could use some input: anyone have any luck negotiating lease pricing with a corporate landlord? I originally signed and got covid pricing and now they want to hit me with a 17% increase bc of inflation 🙃

About to get a home improvement loan. Any recommendations for a lender? Also looking for general advice. TIA!

Does anyone have any suggestions on small side gigs or other ways to make some quick cash for the holidays?

What is the best way to look at historical PE investments? I am hoping to discover new PE firms for networking / sales purposes. Potentially a website specifically that tracks announced PE deals. Thank you!

What is the best platform for housing in sf city? Craigslist?

Has anyone seen data on how certain ETFs perform relative to market cycles and to each other? Does that indicate one should own a mixed basket of ETFs or just one or two broad index ETFs?

I’m 36 and I recently reached a net worth of 1 million dollars. I thought I was doing good but then I see other people with several millions and can’t help but wonder how they got there.
I feel I’m doing everything I’m supposed to (I save, I invest, I max out my 401k, IRA, etc...).

What can I do to upgrade my game and reach those higher numbers?

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

How diligent is Mintz background check. When it comes to education? My references, credit, criminal and work experiences will check out. However said I already graduated school when I am in reality a month away from graduating. The company sent over the contract and start date at the same time as the background check.

Other than a Tesla, what make and model has the best acceleration per dollar?

Anyone got the salary credited.

How much tax you paid... please also mention deduction u have used.

Let's make a list....will be usefull for all Amazonians

Looks like we’re now back to $100k

Hey - Might be moving from Florida to Illinois. Is there any way I can avoid changing residency and IL income tax? Realistically, will I be audited?

Would you say Austin’s real estate market will go through a correction in 2022? I am considering there in a few months (wife and 3 kids) from a normal-priced city. While we can afford a house there, I am scared of getting into an extremely risky investment seeing such fast growing prices in 2021. I’ve read both bull and bear scenarios online and I’d like to get some “Bowl’s” thoughts. Thanks!

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

Looking to buy Rolex OP. Thoughts on new vs used? Is the additional ~2k worth it for new?

Have 1.8 million bonvoy, 600k Hyatt and 400k Hilton. Just bragging. What about you?

Do you think ikon/epic will offer partial refund due to covid closure?

Using Manhattan prep for gmat. Any other recs to super charge Verbal scores? (I particularly struggle with Sentence Correction speed and modifiers)

Do schools ever admit applicants without interviewing? I didn’t get invited to interview at SOM/Darden — does that mean it’ll 100% be a rejection?...

Hi Friends,

I am in discussion with MNC Service based organization based out of Sweden and wanted to know the salary I can expect. Although they have dropped a hint of around 45000 SEK per month.

I am an Oracle SQL and PL/SQL developer with around 10 years of experience and my CTC in India is around 32 LPA.....

Hi Folks,

Want to get a better picture of pharma consulting in India and how do consulting firms approach clients and what are the kind of projects that we usually get

Happy to chat in DMs

Thanks for the help!

Are people here allowed to use AI advertising tools at their work? I got beta access to one and made a bunch of ads and didn't tell my boss because it saved me so much time..... Scared to bring it up. Are you allowed to use AI advertising tools at work?

Any good pubs close to London Bridge?

Anyone from cuelogic BU in lti?

In Intl tax, receiving recruiting offers for all remote work at the manager level. However, I am about to get promoted. Only concern is if I don’t jump soon, I’ll be stuck at the big 4. Any thoughts? Should I entertain?

Ladies, Trying to to turn a ☘ and begin a new diet for the summer; what's your goto summer diet?

If you could go back in time and talk to yourself at the beginning of your career, what advice would you give yourself?

Hi Fishes, do you see any recruitment in Software Testing Roles in Goldman Sachs ?

Guys thoughts on #NNN..??
Any 1 lost already..?

If you don't log in to work hungover Monday morning, you haven't fully utilized your weekend. Change my mind.

Taking a personal loan of 20k or more will it affect perm (GC) process?

For anyone in this bowl. How crucial is it for you to have a formal dining room separated from the kitchen? My son and daughter-in-law are buying a house for their future family and I'm trying to convince them a formal dining room looks better and makes things less chaotic in the kitchen, especially with kids. Am I out of touch? Or is it still important?

When do you know you've toured enough houses and should pick one from the list you've got? I've seen probably 15-20 homes, and put in one offer. How many homes should you tour minimum, and how many offers did you put in before you closed? I don't want to be too hasty and choose something just because, but I also think continuing to see homes isn't really making my decision any easier. Thanks!

Is buying fancy condos with high HOA(>$1k) worth it?

Looking to purchase my first home…yes at 47 years old…single family for me and my 4 daughters. Need a good mortgage with a low interest and a good program for teachers. In Northern California

What’s a fair calculator to know your affordable mortgage?

One online have a wide range in what’s considered “affordable”
Pre bonus and equity I earn 110k/yr in Wash DC.
I’ve seen 33% net income, but honestly $1650/mo CANT even get a 500sqft condo on rent.
30% gross is $2750/mo 😱
Others say I can afford 600k houses but that seems irresponsible and ridiculous.
My current rent is $1750 for a small 1bd1ba (cheap) but I’m sacrificing my safety in my neighborhood. No frills apt.

How much is 2k a month for a house payment? What size loan would I be able to get?

Any recommendations for a good water softener/filtering system which keeps the overall salt level low post-softening ?

Buying new home first time in Austin, what you recommend to do 10% down payment or 20%. If I do 20% then saving around 60k in a year. Considering inflation is coming and house prices is going down day by day.

In my market, you have to waive financing and mortgage contingency to even be considered. Annoyed this is now common practice. 😞

Any recommendation for best brokers / banks for jumbo mortgage rates? NY metro area. Was quoted ~5.6% last week from Guaranteed Rate, but not sure if they’re brokering or lending themselves. If the former, I’d think I could find better rate going direct to lender.

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

When is a good time to start looking to buy a house if you are currently renting? Like 1-3 months before your lease is up? My fiancé and I don’t want to rush the home buying process, but wanted to see if anyone has experienced this and their thoughts if they would have done something differently.

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

What do you wish you knew before you began the home buying process for the first time? What would change if you could go back to the beginning of the process?

Would like some thoughts on a 2-br NYC condo my husband and I are considering. $250K HHI (no kids). No loans or debts, both have newish cars fully paid off.

Offer would be for $725K, with 10 percent down. 30yr mortgage @5%. We would need to include closing costs in the mortgage, to keep about $10k liquid. Monthly costs will be about $5k.

This unit is special, very rare (we’ve rented in the area for 10 yrs and know the local market well). Should we go for it?

Has anyone dealt with financing a non-warrantable condo? About to drop out of the deal because I can’t find a lender. My finances are fully in order, issue is the building.

I went from making $70k the last 7 years to now started a new job a month ago making $130k plus $10k bonus every year, and $60k in RSUs. I have $70k in my 401k and around $50k in savings. Want to get out of the Silicon Valley which has been home my whole life and buy in TX or AZ a ~$400k house. I have about $20k in student loans which my dad has offered to pay (wants to make up for never supporting me) but I’m waiting to see what Biden decides for student loans. Is this feasible? Credit is ~615

What are people doing in terms of stashing money away for your first house? I want to buy within the next 3 years and I'm looking for any type of budget tips, credit card recommendations, safe and solid bank loans, or whatever you did that worked. Thanks!

I am brand new to the process and keep hearing conflicting reports. Should I be waiting out the market? Or is this the perfect time to buy if you can? I don't trust all these realty sites telling me I should buy now.