Landlord is raising my rent by $436/month next year - a 21% increase! Horrible!

I thought the housing market cooling down would have prevented this or made it closer to a 10% increase, even with inflation. I guess it may be time to buy, but my wealth is tied up in stocks so I can’t afford a sizable down payment. Where did you pull your down payments from?

Hi Fishes,

What is the expected in hand salary for the salary quoted below and assuming tax savings of 1,50,000 through 80C and HRA of 35,000 per month

Basic: 15,22,500
Flexible allowances: 25,71,567
Provident fund: 1,82,700
Monthly gross: 3,62,000

Do you think LINK has any future? looking at current state, all other crypto ia somewhat appreciating, where as LINK is slowly declining

Pre-tax 401(k) or after-tax...thoughts?

Which consulting firm has the best 401k match?

Any recommendations on JV funds, hard money, private equity etc to fund MFC deals and great residential deals brrr/flip. Finding some great deals in my local market. Any tips on raising capital or attracting investors?
Thanks in advance.

Does anyone have a referral for “Citi Double Cash” credit card?

Hello Fishes,

I am new to the investing world. I have invested some 80k in Nifty fifty index funds. I wanted to increase my investment in other MFs and stocks.

Can you advise how to start it considering short term and long term financial goals.

Short term goals - like for 2-3 years

Long term goals - like for 5-6+ years or more depending upon the performance

I have seen multiple you tube videos but seems to get confused on how to start and which funds to pick.

Thank you!

How much will someone get from a $5,000 referral bonus after taxes? Is there any way to minimize the amount it’s taxed? Work in VA and live in DC.

This is an emotional dump rn. It may be lack of social interaction but I'm really frustrated lately. I feel like I lost last 2.5 years of my life with ongoing lockdowns and job instability in the first half of the pandemic. I was 28 turing 31. I get good dates but -ve self talk
Inflation is high & coming from a low income family where you're supposed to help your parents is driving me nuts. Although I make a good salary, after rent, car insurance, there isn't much left (unfav currency exchange)

For the folks that bought an a second property (rental) with less than 20% down, how did y’all pull it off ? 10 % down payment is all I can afford.

Hi, I repaid my student loan today and feel awesome. Want to start saving for a home ($350-400k). Any suggestions if I should invest in something short term or a Roth IRA or let it sit in my bank?

Did ok on a real estate investment and will have around $200k net to reinvest. Looking for opinions on short to mid-term investments for consideration. Moderate to high risk tolerance. TIA

Which bank account is better for salary account?

HDFC
Axis

Are US markets or Emerging markets the smart move for 2021? We have the fed but they don’t have the burden of future debt 🌎

Everyone has a different perspective on this but would love to hear yours. Someone has debt ranging say 4-5% interest rates. Do you attack debt more then investing to move towards a debt free life or do you go after investments since they return historically above that then paying down closer towards retirement. I know the latter looks better on paper but what about the psychological factors of being debt free and the guaranteed return on interest savings.

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

BakerTilly people, what application do you use to prepare your financial statements? Do you use word/excel?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

How diligent is Mintz background check. When it comes to education? My references, credit, criminal and work experiences will check out. However said I already graduated school when I am in reality a month away from graduating. The company sent over the contract and start date at the same time as the background check.

05/11 check in:

How’s it going everybody! What’s y’all workout plans for today?
I walked to the office and will be doing 🦵🏻 🍑 tonight!😼

11/20 CheckIn - Happy Sunday Funday!! 🤗 What’s everyone up to today?

I had signed up for BarRestore but after listening to my body, I canceled my class and I guess today is my rest day 🥹 everything hurts 😱 Thanks to Bootcamp yesterday and Barre on Friday! 😂

Whats the package for Technical support Engineer in Avalara with 4.6 yrs of experience.
Hows the work and whats the bonus payouts look like.

What is a normal comp package for Google level 6 Cloud partner services?

Princeton Review for GMAT/GRE prep, good or bad?

Any recos for a therapist who:
- is in BK/manhattan
- takes Oxford Health
- is good for treating social anxiety
- is female (preferably but not a game changer)
?

I have limited problems limiting carbs. That said, it seems my protein is always inline with fats. The two
Usually are similar as I’ll eat steak, and cheese. Has anyone else has this problem?

Starting with our very first IVF cycle this week and kinda nervous 🤞
Nurse says retrieval to happen tentatively around 18th Dec but then transfer can take place in early February too considering genetic testing takes weeks. Is this the norm? Just fearing the team is not unnecessarily delaying things owing to holiday break.

Did you folks got your increment letters for this years. What is hike range ooks like for experience folks 10 + years

Any recommendations for supply chain consulting in London? Really underwhelmed with the offering at my current company, and I keep getting roped into projects outside of SC where I have zero interest or experience. Joined from industry 1.5 years ago.

Any PwC labs people listening to the people model call?

I went through six rounds of interviews including putting together a 30 minute presentation which I presented to the whole team. The whole process took about six weeks. I turned down another lead position at a different company waiting. After all that they told me that hiring for this role was on hold until further notice. At the end of the day it’s business, but I am left feeling like I wasted my time (and theirs.)Totally confused and disheartened by this process. Anyone else experiencing this?

Best recruiters for moving in-house?

Hi, any consultant freelancing in Dubai? How do you go about finding gigs ? LinkedIn? Recruiters? Your personal network?

Is anyone else getting absolutely slammed with work this month?

Has anyone’s agency developed a practice focused on social justice in the past couple months? Saw Praytell’s and was curious about if other agencies had too.

Hi all, please listen to "Somebody that I used to know"
I'm just on loop. Very old but nice song.

I take immense comfort in knowing that chances are, I cross paths with some of you daily. Does anyone else notice this? It’s fascinating.

Thinking about using my VA loan in a few years. Any advice?

I'd like to buy, but the market is absolutely atrocious currently

Any recommendations for a good water softener/filtering system which keeps the overall salt level low post-softening ?

Any recommendation for best brokers / banks for jumbo mortgage rates? NY metro area. Was quoted ~5.6% last week from Guaranteed Rate, but not sure if they’re brokering or lending themselves. If the former, I’d think I could find better rate going direct to lender.

Buying new home first time in Austin, what you recommend to do 10% down payment or 20%. If I do 20% then saving around 60k in a year. Considering inflation is coming and house prices is going down day by day.

My partner bought a new truck earlier this month. We’re hoping to joint-purchase our first home next spring. Is there a “best” time to get pre-approved for a mortgage? When should we start the home buying process?

So far we’ve kept our head in the realtor apps to see what the market is doing.

Rent just went up, pressure is on!

Any recommendations for buying agents in Massachusetts?

What’s a fair calculator to know your affordable mortgage?

One online have a wide range in what’s considered “affordable”
Pre bonus and equity I earn 110k/yr in Wash DC.
I’ve seen 33% net income, but honestly $1650/mo CANT even get a 500sqft condo on rent.
30% gross is $2750/mo 😱
Others say I can afford 600k houses but that seems irresponsible and ridiculous.
My current rent is $1750 for a small 1bd1ba (cheap) but I’m sacrificing my safety in my neighborhood. No frills apt.

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

What do you wish you knew before you began the home buying process for the first time? What would change if you could go back to the beginning of the process?

Plan is to purchase some time after 2 years or so. Primarily to save up for a larger down payment.

Here’s my plan of attack:
- $30K saved right now ($20K in IBonds and $10K cash)
- $90K saved by July 2023
-$130K saved by 2023 and target a $800K home

Location: Suburbs of Boston, MA

I am brand new to the process and keep hearing conflicting reports. Should I be waiting out the market? Or is this the perfect time to buy if you can? I don't trust all these realty sites telling me I should buy now.

What are people doing in terms of stashing money away for your first house? I want to buy within the next 3 years and I'm looking for any type of budget tips, credit card recommendations, safe and solid bank loans, or whatever you did that worked. Thanks!

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

Is buying fancy condos with high HOA(>$1k) worth it?

Seeking some advice for home buying. Went under contract on a new construction back in March, was originally supposed to be ready in August but has been delayed until November. I’ve began getting quotes for mortgage rates through lenders and the best I’ve seen so far is 5.75% (excellent credit, dp at 10%) at a 60 day lock. Debating if I should test my luck with the market to see if rates will drop or if I should go ahead and lock my rate in before Rates increase even more

Hi all! First post here: my husband and I are thinking of getting solar panels and battery storage but have some sticker shock (would require a sizable loan). Anyone in a similar boat and how has the experience been?