I am taking a interest only loan and lender has specified there is no prepayment penalty. Would I be able to pay extra to be used as principal payment in addition to the required interest payments per month

Leaving it here if anyone is interested in buying a home in Bucktown , Chicago. I will be closing getting all offers by tomorrow, happy to extend showings for tomorrow … 3 bed, 3.5 bath Tri floor unit with indoor parking and extra storage unit, roof deck , wired surround sound in home on all floors … everything you can ask for in a Bucktown living… h_ttps://www.atproperties.com/11414970/2300-w-armitage-avenue-8-chicago-illinois-60647-nei?agent=2894&ref=TQK&ts=1653854714

Does anybody know what document/amendment to draft in order to correct a stock power that transferred the incorrect amount of shares. Redraft the stock power or draft some sort of amendment?

How much was your first home worth and how much did you or you and your partner make at the time?

Hi fishes,

I will be moving to Bangalore in June for the first time and wanted to know how much monthly expenses(approx) one can expect for a 1bhk and other expenses like food, utilities, maid etc.

Travel folks! What is the best credit card for rewards? I’m going to start traveling soon and want to take advantage of all the flights,hotels meal expenses

Hello fishes,
I'm new to EY
I found that there is no VPF declaration in EY 🙄.

How is it calculated then? How is VPF amount deducted? For tax calculation purposes?

Am I eligible for VBP if update exit tool in August 3rd week?

How do people here reduce their tax bills? Me and my SO earn about 400k gross and take standard deduction. We don’t own real estate, only S&P500.

For those of you who are married, how much did you spend on your wedding and was it worth it? Looking back, what are the things you realized didn’t matter / wasn’t worth the spend?

When leaving a company, how does 401k transfer work. Is that initiated as part of exit process or do I need to do it before putting in resignation?

Which firms in the region still offer a living allowance?

Has anyone tried any of the margin trading platforms like dydx?

Im in 2nd year of MBA. I took out a federal loan for tuition last year and again this year, but for some reason my loan for the 2nd year has not disbursed. Im trying to figure out why but I do have savings and can pay the 2nd year tuition (with about half of savings). Should I just pay it instead of trying to get the loan?

Does anyone actually skip owners title insurance? Mine is $2700 on a $550k loan amount not sure if that is high or not but seems very expensive for a small likelihood..

I am interested in investing in rental property in near future and looking for a group/individual to get in touch with for more information and find a mentor. Any recommendations on where to start ?
Min Investment amount needed... ? Etc etc...
TIA

First year in consulting, is it worth purchasing a car this early? I’m living at home and about a 45 minute car ride away from my home office. Any suggestions? What have you done?

Does anyone else have students loans from a degree you don't even use? If I could go back and slap college age me in the face I honestly would.

Hi Fishes,
Does anyone know, how well does Zinnov pay?
For a HR-BP, 8 years exp, how much should one ask? (-for a friend).

Anyone willing to explain the basic steps of getting a J2 as a consultant or contractor? Do I need an LLC first? Do I do paperwork then find clients or wait till I have clients first?

Please help me with unblocking DM, by liking the post. Thanks in advance.

Best way to fire? And what age?

Hi guys! Wanted to know if their is any difference in terms of work (or other factors) in Accenture Mumbai and Accenture Bangalore

I live in a house with roommates and one roommate wakes me up every time she leaves for work simply because her door is loud. Any idea what home improvement solutions would make sense to block the noise?

I put some cushioned draft stoppers under the doors and that's helped a bit, but I'm looking for more. I'm not sure what exactly works best for low frequencies like doors closing. Some $12/12 pack foam acoustic panels look promising, as does a $100 sound damper curtain...

Hi fishes.. i took interview in LTI for SAP SD and cleared first round.. HR called and informed that i have L2 round.. what they will ask in L2 round.. how to clear L2 round.. in first round they asked full basic concepts and configuration and now don't know what is the expectations in L2 round... Can anyone tell me what is the expectations and how to clear it...

Senior visual designer offer for 87k. Non-profit, no bonuses or stock.

What should I negotiate to?

Everything else equal, would you take an offer that is 30k higher in comp (180k vs 150k) but will start GC in 1 year or a lower offer that starts on Day 1?

My H1B expires in Sept. 2023, and can be extended for 3 more years.

Struggling to turn down the higher pay.

Hi fishes,
I am planning to go for vaccination before joining citi only two weeks left
Today only background check verification portal has been given and uploaded the details.

Should I need to be in my location or i can go outstation

I'm currently working in Architecture working on transitioning into UX Design. I took a UX class through UCLA Extension for a quarter and so far (from a fairly objective view) I'm ahead of the game than the rest of my peers since I already have a lot of transferrable skills like software & design skills. I'm planning to take one more quarter of class. Will that be enough to put together a portfolio along with architecture pieces?

What pronouns do you use at work?

Can someone tell about annual bonus for new hires in Jpmc?

How much a 4yrs exp FE developer package should be? Comment down below yours or someone's that you know!

Hi fishes, may I know what's salary for 4year experience python developer at Accenture

Any bytedancers here? Recently joined the firm and would be great to network!

Is there a service I can use that'd allow me to send a handwritten letter on a pointlessly scenic journey around the entire world — collecting stamps from different countries — before arriving to my friend who also lives here in the US?

Any recommendations on a good water softener system (4 people)?

What is the most difficult part of buying a home for the first time?

Thinking about buying a home with my fiancé . We’re not married yet and would like to purchase a home first. What resources can I look at to learn more about purchasing/financing a home with someone else? Also have no idea where to even start, would also appreciate if anyone has any resources for a total new like me!

If you think a house is way overpriced, can you offer 15% below asking? I’m embarrassed to even ask my real estate agent but this house has been listed at $440k for 90 days and their is a comp right next door that is much better for $380k (top end of my budget). I went to their open house and the selling agent said we were the only ones who showed up.

That couple who asked for cash for their mortgage downpayment at their wedding is getting a lot of shit but I feel like that's honestly really smart. Why not ask for what you really need? Especially with prices how they are and only getting worse.

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

Is 5.5 good mortgage rate in current situation for first time purchase? Any predictions on future loan rates?

When you tour a home for the first time, what things should you look out for or remember to look into? My husband and I are touring this Sunday and I've heard too many horror stories about bad homes dressed up as lovely ones. Any advice is appreciated, thank you.

I went from making $70k the last 7 years to now started a new job a month ago making $130k plus $10k bonus every year, and $60k in RSUs. I have $70k in my 401k and around $50k in savings. Want to get out of the Silicon Valley which has been home my whole life and buy in TX or AZ a ~$400k house. I have about $20k in student loans which my dad has offered to pay (wants to make up for never supporting me) but I’m waiting to see what Biden decides for student loans. Is this feasible? Credit is ~615

Is it wise to buy a home now with high interest rates in nj or would it be wise to just wait and see? Looking to buy a house in central NJ

Hi all! I’m new! I started the year off planning to save for a home for myself, then rates skyrocketed. So we’re holding off. Fast forward to the final quarter of the year and we were presented with the idea of a residential assisted living facility. The problem there is we’d still need to acquire property in order to run one. The only difference is the RAL would be a business and is already registered as such. Does anyone have any experience here?

What do you wish you knew before you began the home buying process for the first time? What would change if you could go back to the beginning of the process?

I recently got a new job starts on 8/29 and it will increase our monthly pre tax pay to 250k for me and my husband. Will we be able to get approved for a 1M home?

Guys I am planning for a business to set up in my spare room(Completely new home). Please suggest some ideas like renting a room, converting room to photo studio or so on. FYI I can’t do airbnb in Anaheim California as doesn’t allow short term rentals due to competition for hotels.

In my market, you have to waive financing and mortgage contingency to even be considered. Annoyed this is now common practice. 😞

Hi All,
Really need some input. We have our new construction done by April 2023. Builder is giving us 28,000 credits which can be used towards closing cost and buy lock rate for 6 months from now and giving us the interest rate for 6.75% for 30 years from US bank. But I also spoke to credit union they give us 5 ARM for 5.5% but can lock rate in feb 2023. So should go with the US bank with 6.75% plus incentives or wait till feb 2023 and thn lock rates(us bank doesn’t give us ARM rates).

Anyone with experience in the short term rental space willing to connect?

I was in the market for a first time home in New York but the market and rates got too out of hand. Recently pivoted to a few out of state options for an STR and would love to learn from someone who's set one up.

Thanks!