Going to buy my first house in july/august when my lease is up and considering pulling from Roth IRA to supplement a down payment since it’s not performing well anyway and it may be better to use that for equity ($12k value).
I went from a 50k to 115k salary in late 2020, so I’ve funded it in the past 2 years and I think I could replenish it in the same amount of time or less. In this case, ok to pull from IRA?

I’m graduating in a year. Will be working as a consultant in Chicago. Want to begin real estate investing. Thinking of house hacking. what’s the best way to start REI after graduating?

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

I be wanting to go off but then I check my bank app, calm down, and keep working.

Roth or traditional 401k? I already have some in roth with previous employer.

For those that are currently investing.. Did you have an emergency savings first then started investing or did you just take $$$ and start buying?

Is it mandatory to submit previous employment declaration while submitting Income tax declaration. Or we can just skip this. Since this is my 2 nd company not aware of this much. What happens at the end of financial year if we don't declare previous employment declaration. Seniors kindly help🙏

Who wants to start a DAO and buy time shares (literally lmao) in a watch.

Can rotate throughout the year 😂

Hi Team
I've declared the tax under my profile payroll and what is the use of FCP?

In HCOL areas like NYC, how much would you say is “Too much” credit card debt? Moderate and low amount also. Single , married or any situation.

Just checked all the assets and realized we're close to 1M€ net worth. Most of it is on the house, don't feel rich at all.

Hello,
I need advise on my below query, thanks in advance.
If I filter stocks among so many by parameters like market cap, sales growth, ROCE etc etc, and after getting 50-60 filtered companies, on which parameter should I sort to atleast start analysing with one company?

first time freelancer here - should I make a second bank account or do anything special to track income for taxes? or just pay estimated taxes quarterly and square up during tax season?

If you follow the cryptocurrency market, or even have been just taking an interest lately, with the Bitcoin "halvening," you should check out Pi.

If you haven't heard of Pi, it's a new cryptocurrency (like Bitcoin), developed by a bunch of Stanford PhDs. What makes it really interesting is that you can still mine this coin, using just the processing power of your phone, unlike just about every other coin out there. (Contd)

Does anyone know about the difference between PepsiCo GBS and India holdings?

What are some of the things to keep in mind when leasing a new car? What are some add-on that can be negotiated on?

How to best calculate the loss of value(diminished value)to my car due an accident? Insurance agency quoted a really lower amount.

For all you money people, which platform is the best (user friendly and lowest fees) for trading among: trade station, interactive brokers, td, fidelity, eTrade, or schwab? Does how much $ you’re playing with make a difference in choosing?

FYI Amex offer for Allen Edmonds. Spend $300 get $90

I’m maxing out my 401K, traditional IRA and HSA this year and paying for some house improvements. I have about $750K total investments and very close to $2M net worth, but realize that I am behind on investments if I want to do FIRE. I was focused on paying off huge chunks of my mortgage and managed to whittle it down to $75K left. Would you suggest I go ahead and pay that off this year? Or pause and do a mega back door roth instead? I’m mid 40s. Thanks!

What's it like to buy a new car in Dubai? Financing available?

3.1 GPA at Big10 UG, targeting 730+ GMAT, ~3 yrs at T2 Strat, lead employee community groups and initiatives, US military service, dual EU-US nationality. Chances at HSW? M7?

Current student looking for advice. I interned at RBC Wealth Management last summer and currently have 2 offers for summer 2023 that require a decision next week: 1 for BASF (chemical manufacturing) and 1 for Peraton (defense technology); I am also waiting to hear back from SMBC (S&T), Point72, Lord Abbett, Boeing, and Shell. I hope to break into banking next summer, and I’m interested in the Natural Resources, Industrials, and Real Estate industry groups. Any advice on what to do? Thanks!

Is there anything not masculine about pop sockets? I love them since I don’t like cases and it helps grip the phone on the train and jogging. Plus I love using it as a stand. However, I don’t really see other guys using them.

Anyone remember that Pat The Baker ad from about 10 years ago with the Polish lad singing "Now Pet is on his veyyyy!"?

Anyone worked at multiple FAANG companies? I’m trying to choose between 2 and can’t decide.

Looking to join a running club for LGBTQ folk or other agency folk. Is that a thing? NYC by the way.

Is anyone doing virtual volunteer work? If so, where? I don’t have much time but the time I do have I want to spend meaningfully!

Mulling over an offer to join Industry (Banking) - salary match at VP level (10+YOE) + discretionary bonus (FO role) + better WLB. Not seeing a path to promotion at current firm (rejection for multiple years with no specific/satisfactory reason provided - met delivery + sales KPIs - bad managers/backers). Thoughts?

Product manager at Splunk or Program manager at Amazon? What would you pick?

What bank does PwC toronto have preferred pricing with for employees?

I'm a manager specialized in Strategy & Customer Centricity projects. Joined Parthenon a few years ago but mostly do Cost Evaluations and CDDs. since Customer isn't really their core. So, I just recently received an offer to work for NTT Data to energize their Strategy & Customer practice (and near +50% salary). What would be the pros and cons of switching?

Looking for 1 BHK semi furnished flat near Kalyani Nagar
Anything around 10-15 km will work for me

What is the HRA policy in Accenture? I got to know that i can't claim HRa if my base location is city A and living in a rental accommodation in City B?
Is that true?

Any Insurance Broker Account Managers in Oklahoma (Health/Life/ Employee Benefits)? Would you be willing to share your salary information and any information about your work load/the amount of groups you manage and their size as well as your years of experience? I’m trying to determine if mine is comparable to what others receive. Thanks for any insight!

I had quite the day the other day. Coustmer comes in and then ends up leaving with a grossed out look on his face just for him to put in a complaint about my appearance...he down right called me some nasty things for no reason. Still feeling gross about it. He was upset for no reason as far as I'm concerned.

Hello,
How is work like in advanced analytics department at Novartis?

Thanks in advance

Hi all! First post here: my husband and I are thinking of getting solar panels and battery storage but have some sticker shock (would require a sizable loan). Anyone in a similar boat and how has the experience been?

How much is 2k a month for a house payment? What size loan would I be able to get?

Buying new home first time in Austin, what you recommend to do 10% down payment or 20%. If I do 20% then saving around 60k in a year. Considering inflation is coming and house prices is going down day by day.

Has anyone dealt with financing a non-warrantable condo? About to drop out of the deal because I can’t find a lender. My finances are fully in order, issue is the building.

What do you wish you knew before you began the home buying process for the first time? What would change if you could go back to the beginning of the process?

Any recommendations on a good water softener system (4 people)?

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

Any recommendations for a good water softener/filtering system which keeps the overall salt level low post-softening ?

I went from making $70k the last 7 years to now started a new job a month ago making $130k plus $10k bonus every year, and $60k in RSUs. I have $70k in my 401k and around $50k in savings. Want to get out of the Silicon Valley which has been home my whole life and buy in TX or AZ a ~$400k house. I have about $20k in student loans which my dad has offered to pay (wants to make up for never supporting me) but I’m waiting to see what Biden decides for student loans. Is this feasible? Credit is ~615

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

What's the one thing for you that turns a house into a home? Or one thing that can always make a house feel homey?

Thinking about using my VA loan in a few years. Any advice?

Anyone with experience in the short term rental space willing to connect?

I was in the market for a first time home in New York but the market and rates got too out of hand. Recently pivoted to a few out of state options for an STR and would love to learn from someone who's set one up.

Thanks!

Plan is to purchase some time after 2 years or so. Primarily to save up for a larger down payment.

Here’s my plan of attack:
- $30K saved right now ($20K in IBonds and $10K cash)
- $90K saved by July 2023
-$130K saved by 2023 and target a $800K home

Location: Suburbs of Boston, MA

Seeking some advice for home buying. Went under contract on a new construction back in March, was originally supposed to be ready in August but has been delayed until November. I’ve began getting quotes for mortgage rates through lenders and the best I’ve seen so far is 5.75% (excellent credit, dp at 10%) at a 60 day lock. Debating if I should test my luck with the market to see if rates will drop or if I should go ahead and lock my rate in before Rates increase even more

Is buying fancy condos with high HOA(>$1k) worth it?

Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

I'd like to buy, but the market is absolutely atrocious currently

What are people doing in terms of stashing money away for your first house? I want to buy within the next 3 years and I'm looking for any type of budget tips, credit card recommendations, safe and solid bank loans, or whatever you did that worked. Thanks!