Where can I go to get an estimate of what my mortgage interest rate might be or comparison of rates from different lenders? I have found mortgage payment calculators but those require you to put in an estimated interest rate. Instead, I am looking for a tool where I share my income, credit score, zip code, whatever else banks use for assessment, that will then show me what my interest rates might be. Does this exist?

My CTC is 21L and i have tax deduction for home loan at 1.5L and icici policy premium at 1.5L
How can i reduce my income tax in what all other investements ? Please guide me

Solana 😭😭😭

I don't own any and it hurts.

Curious in seeing what people's avg cost basis is in this, when you purchased, and why?

Can we just take a moment to recognize how great of a human being Dolly Parton is. She knows how to do good with her wealth.

This is a post to reach out to Indian professionals working in US. How do you feel about investments in India vs Investments in the United States, all inclusive - real estates and stocks ETFs
TIA

How much will someone get from a $5,000 referral bonus after taxes? Is there any way to minimize the amount it’s taxed? Work in VA and live in DC.

My partner and I bought our home back in 2020. We got a good deal, low rate. But we want to move into a more spacious SFH. However, as we all know this market is crazy. Everything we want costs $620k+ and bc of rates it makes our mortgage estimates $3500+. We are currently paying $2k. And it looks we need to sell the house simultaneously as look for a new one or our contingency isn’t as attractive. I know it’s based on personal circumstances. But what would you do? - not move, sell and buy?

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

I bought $150K bells worth of turnips this week and the price just keep dropping. Anyone have good turnip prices on their island today? Pls save me from financial ruin

Planning to buy a condo in 451 W Huron - Yay or Nay? Will live for a year and then rent it out. Don’t want to renew lease another year.

planning to sell my 2 BHK flat in Rahatani , near kokane chowk..if anyone interested ping me so can share the details. Thanks!

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

Anybody have experience with PenFed for a VA loan? Came up in a search and their rates are extremely competitive. Any reason I shouldn't take the lowest bidder?

What is everyone’s top 1 or 2 favorite books on personal finance? I’m always looking for a new one to bring into the fold of what I’m doing

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Have 50k in a checking account at a local bank getting no returns. I like having liquid assets since I support currently myself & girlfriend and any unexpected expenses my mother & younger brother have. Any advice how to calculate what I should keep on reserve vs. invest + learn about consequences of pulling investments early (more tax, fees, etc.). I feel like the inability to access funds when my family needs it has been the reason I haven’t invested outside of 401k and have this cash reserve

What are some good east coast cities to buy an investment property in? For those of you who have done this before, what's better for a first time buyer/investor - commercial or residential?

Based in NYC but looking to buy outside the city. Something that's 400-500k and has good rental potential. Thank you.

How much do professional, high-earning (300k+) people put down as down payment for their first home / condo in Manhattan? 20% seems pretty high given the median prices, but looks like thats standard

Got news that my house closing may have to be moved due to a delay in the sale of my home. My partner’s income was excluded in the DI ratio, but if it were included we’d be well under the % threshold and can be approved to close on time regardless of the sale of my house. However our mortgage company’s underwriting team has been painfully slow in confirming if her income qualifies. She’s been at her new job 1 month after a year off. Anyone with underwriting experience have insight?

When a private equity firm invests in your company, they do expect to exit their investment within the next five to seven years.

About to get a home improvement loan. Any recommendations for a lender? Also looking for general advice. TIA!

FAR on Saturday - Absolutely terrified. I feel like there’s so much I don’t know how to do and idk how to handle not knowing everything.

Anyone in NY have yet to see their credits extended to 6.30.21?

Anyone have multiple FT jobs? I'm looking about to land a new primary FT job, as my current job is very very slow, doesn't really have any projects for me, and could end at any time (with a 30 day notice).
Where there any legal issues? (The two companies area in different industries so no competition). How did you manage both? The new company knows I'm still employed, should I quit the first or keep it as long as I can manage both? Any bad vibes or feelings of unprofessionalism? TIA

Anyone looking for a Sr Business systems analyst? 5 years of experience in System Integrations as lead BA and scrum master.

Any good PM roles open? By good, I mean focused on PM activities and not covering down for unrealistic sales promises. Rapidly hitting my limit at my current org.

Has Axtria stopped hiring candidates for the role of Analyst?

Are there any tax professionals in the Lancaster, PA area that are looking to leave public? The recruiter for my company says there's no one out there and I get that a LCOL area in Pennsylvania won't have the applicant pool as a bigger city but I find it hard to believe there are no tax people available for the jobs we have.

What is a data lake in basic terms?

Currently I pay $1900 for a brand new & modern 1BHK in the Greater NYC area. Moving to SF later this year. Any recommendations on how much to budget for SF? Will be working in Downtown area & currently got a car. I am little bit divided on whether to sell the car or move it to SF.

Looking for a good neighbourhood and ok with 30 minute commute to work.

Start my new job tomorrow and provider administrator assistant, I’m excited

CFP thinking of taking a few month career break to search for a new position. Need a recharge and to reevaluate, not to mention time to search. Would this be a mistake? Thanks

2 offers:

1. Great global agency but working on a pharma account. High pay.

2. Agency that’s the butt of many jokes but working on a fun brand that they have made decent work for.

Hello Everyone..Anyone who knows about the Salary range of Manager L2 in PWC AC Blore under Business Acumen team?

Paralegals: My firm is looking for a paralegal, and I see the job posting advertising the salary as $65-$75k, with benefits. Is this a good salary for a paralegal (Greater LA area)? I’m not the decision maker, but it’s been a few weeks with very few applicants. I’m curious if there’s something hurting the firm in its search.

Anyone have any information regarding a project in TCS - Business Solutions Cincinati ( Hi Tech vertical )

Project Code - 800150645

If anyone have any information regarding the project please let me know.

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

Hello
I am looking for a change in Product management.
I have 4 years of experience on SaaS base product and PMP certified,

Has anyone travelled to NYC recently via train/bus/plane?

Any recommendations for buying agents in Massachusetts?

What do you wish you knew before you began the home buying process for the first time? What would change if you could go back to the beginning of the process?

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

Thinking about using my VA loan in a few years. Any advice?

My partner bought a new truck earlier this month. We’re hoping to joint-purchase our first home next spring. Is there a “best” time to get pre-approved for a mortgage? When should we start the home buying process?

So far we’ve kept our head in the realtor apps to see what the market is doing.

Rent just went up, pressure is on!

What is the most difficult part of buying a home for the first time?

Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

Seeking some advice for home buying. Went under contract on a new construction back in March, was originally supposed to be ready in August but has been delayed until November. I’ve began getting quotes for mortgage rates through lenders and the best I’ve seen so far is 5.75% (excellent credit, dp at 10%) at a 60 day lock. Debating if I should test my luck with the market to see if rates will drop or if I should go ahead and lock my rate in before Rates increase even more

Any recommendations for a good water softener/filtering system which keeps the overall salt level low post-softening ?

For anyone in this bowl. How crucial is it for you to have a formal dining room separated from the kitchen? My son and daughter-in-law are buying a house for their future family and I'm trying to convince them a formal dining room looks better and makes things less chaotic in the kitchen, especially with kids. Am I out of touch? Or is it still important?

How much is 2k a month for a house payment? What size loan would I be able to get?

Is buying fancy condos with high HOA(>$1k) worth it?

Looking to purchase my first home…yes at 47 years old…single family for me and my 4 daughters. Need a good mortgage with a low interest and a good program for teachers. In Northern California

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

Would like some thoughts on a 2-br NYC condo my husband and I are considering. $250K HHI (no kids). No loans or debts, both have newish cars fully paid off.

Offer would be for $725K, with 10 percent down. 30yr mortgage @5%. We would need to include closing costs in the mortgage, to keep about $10k liquid. Monthly costs will be about $5k.

This unit is special, very rare (we’ve rented in the area for 10 yrs and know the local market well). Should we go for it?

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

I am brand new to the process and keep hearing conflicting reports. Should I be waiting out the market? Or is this the perfect time to buy if you can? I don't trust all these realty sites telling me I should buy now.