Is there any way to protect yourself during the home buying process and validate what realtors are saying when it comes to their “negotiations”? I feel like not being part of the negotiating conversation (it’s all he said / she said realtor to realtor) makes everything feel shady and that I can’t trust I’m getting the truth from the realtors. Is this just something we’ve to accept about the process? There’s no transparency and it feels like we are fed lies!

Has anyone noticed how attractive realtors are or is it just me? Recent studies show the more attractive the real estate agents, the higher the listing price of the home.

Just heard FY23 partners at PwC are getting only 40 shares vs.60 last year. Looks like new partners are being shown the middle finger by Tim Ryan in favor of increasing stock price and getting more catalyst hires. Sucks!!

Anyone finding it harder getting managed money biz? If so, what changes or adjustments have you made in prospecting or sales approach? Thanks.

Does anyone know if the 10% penalty and if taxes are waived on a death of a beneficiary? A friend of mine’s 17 year old pass away. I was wondering due to the circumstance, is there any way he can get around paying extra money by doing a 1035 exchange, rollover, withdrawal. Anything out there? Suggestion are welcome.

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

In HCOL areas like NYC, how much would you say is “Too much” credit card debt? Moderate and low amount also. Single , married or any situation.

If I have two 401ks (current job and previous job), does the 19k limit apply to both of them together or 19k each?

If I were to rollover a pension lump sum into one of those 401ks, is counted towards the $19k limit? Or is rollover classified differently and I could still continue to contribute to my current 401k?

If anyone is looking to create a Robinhood account and wants a free stock, I’m one referral code away from earning a free stock...👀

Okay, how do you know how much sales tax you owe your state monthly?

Any great personal finance/investment books to read? Or even YouTubers/Podcasters

Really looking into expanding my investment horizons — particularly about learning about how to allocate my investment portfolio. Also, always nice to learn about better ways to save and cutback.

I’m a Bitcoin bull, and believe it will eventually be a hedge against inflation...

But right now this thing moves in line with the market :(
Beta > 1

Best performance car options under 60k? Nothing to old or high mileage as it will be a daily driver

anyone else struggling to buy a place to live in the LA area? the realtor is telling me a JD mortgage with low will make my offer less appealing. has anyone had that experience? there’s no way i’m getting near a 20% down payment on these high prices any time soon.. not sure if i should just give up and try another time

contact us for investment queries we may not have all solution but can give new prospective

planning to sell my 2 BHK flat in Rahatani , near kokane chowk..if anyone interested ping me so can share the details. Thanks!

Anyone got the salary credited.

How much tax you paid... please also mention deduction u have used.

Let's make a list....will be usefull for all Amazonians

Well, its a good thing I sold ARKF when it was $55 last year

How is the AMEX account in IBM?

Recently joined and maybe a long shot: does anyone have insight or advice for condo buying in FT Lauderdale? Realtor and area recommendations?
This will be my secondary property until I can shift residency. Early 40s single. Looking at las olas condos at the moment. Thanks!

Hey Fishesh,

Looking for a referral, serving notice period and lwd is 19 oct

YOE: 11
Technology: Power Platform, SharePoint online and on premises, React, SPFx, Migration using Sharegate and Matalogix, Power-shell scripts.

Please DM me for any opportunities

Opinions on headshots? Should I get one?

I have to do the AWS online assessment for the technical account manager role prior to the phone screen. Any insight on what to expect if anyone’s been through it recently please?

What is the salary expectations in cognizant for 3 year Java developer in Pune location?

Tips for doing a first stock pitch? I have a good grasp on what the company actually does, business risks, main competitors. How much do I talk about valuation, and what should I really be mentioning or focusing on here?

Anybody here belong to Midtown Athletic Club? Just joined a couple months back, I love it.

Will Jio counter offer if I have another offer with higher CTC?
Thanks in advance !

Anyone switch from core tax to either advisory or an HR/IFS (internal firm services) role?

Epam anywhere or Capgemini guys please suggest , Java developer having 8years of experience.

What’s your utilization right now?

Hi! Does anyone know what kind of knowledge is needed to crack the Data Scientist interview at Google?

I'm currently working in Marketing Analytics (primarily using SQL and a bit of pyspark). Apart from mastering SQL, I wanted to know from people working at Google what does it take to get there as a Data Scientist? (I'm very interested in Strategy Ops)

I plan to another 6-8 months in preparation and upskilling myself before I even apply.
Any help and guidance is appreciated! Thanks :)

What's the confirmation procedure in TCS? In the offer letter it was mentioned that initial 3 months would be probation and after that confirmation. Could you guys please let me know if any action or follow ups required from our end or HR will do the needful ? Please let me know

Almost 12 weeks. Still feeling sick in the evenings. Anyone? Please tell me this will end soon…

$BABA got murdered today. Buy, hold, or sell?

For anyone in this bowl. How crucial is it for you to have a formal dining room separated from the kitchen? My son and daughter-in-law are buying a house for their future family and I'm trying to convince them a formal dining room looks better and makes things less chaotic in the kitchen, especially with kids. Am I out of touch? Or is it still important?

Thinking about using my VA loan in a few years. Any advice?

Hi all! First post here: my husband and I are thinking of getting solar panels and battery storage but have some sticker shock (would require a sizable loan). Anyone in a similar boat and how has the experience been?

Any recommendations on a good water softener system (4 people)?

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

I went from making $70k the last 7 years to now started a new job a month ago making $130k plus $10k bonus every year, and $60k in RSUs. I have $70k in my 401k and around $50k in savings. Want to get out of the Silicon Valley which has been home my whole life and buy in TX or AZ a ~$400k house. I have about $20k in student loans which my dad has offered to pay (wants to make up for never supporting me) but I’m waiting to see what Biden decides for student loans. Is this feasible? Credit is ~615

Has anyone dealt with financing a non-warrantable condo? About to drop out of the deal because I can’t find a lender. My finances are fully in order, issue is the building.

Any recommendations for a good water softener/filtering system which keeps the overall salt level low post-softening ?

How much is 2k a month for a house payment? What size loan would I be able to get?

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

What's the one thing for you that turns a house into a home? Or one thing that can always make a house feel homey?

Anyone with experience in the short term rental space willing to connect?

I was in the market for a first time home in New York but the market and rates got too out of hand. Recently pivoted to a few out of state options for an STR and would love to learn from someone who's set one up.

Thanks!

Plan is to purchase some time after 2 years or so. Primarily to save up for a larger down payment.

Here’s my plan of attack:
- $30K saved right now ($20K in IBonds and $10K cash)
- $90K saved by July 2023
-$130K saved by 2023 and target a $800K home

Location: Suburbs of Boston, MA

Buying new home first time in Austin, what you recommend to do 10% down payment or 20%. If I do 20% then saving around 60k in a year. Considering inflation is coming and house prices is going down day by day.

Seeking some advice for home buying. Went under contract on a new construction back in March, was originally supposed to be ready in August but has been delayed until November. I’ve began getting quotes for mortgage rates through lenders and the best I’ve seen so far is 5.75% (excellent credit, dp at 10%) at a 60 day lock. Debating if I should test my luck with the market to see if rates will drop or if I should go ahead and lock my rate in before Rates increase even more

Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

What are people doing in terms of stashing money away for your first house? I want to buy within the next 3 years and I'm looking for any type of budget tips, credit card recommendations, safe and solid bank loans, or whatever you did that worked. Thanks!

I'd like to buy, but the market is absolutely atrocious currently

Is buying fancy condos with high HOA(>$1k) worth it?