Personal Finance - India

Hello, I am trying to buy BNB on Trust wallet using my HDFC credit card but its declining transaction...

What should be ones fire number for a family the current monthly expense including loans and child expenses is around 1.5lpa

Anyone here using/used e-CAN account for mutual funds? Need some info.

Hi,
Can anyone suggest which SBI mutual funds good for lumpsump and SIP?

I m earning 26lpa and my wife is earning 18 lpa
We have 25 lakh saving and planning to buy a house and finalise a 86lakh 2Bhk in noida possession will be in next year and planning to take a home loa… more

Hi Fishes,

I have a decent job and I make approx 30L annually gross fixed.

Lately have been thinking about doing something as a side business which can help get some passive income. I can invest my 4-5 years with … more

I am 30M from Kolkata and currently working in Bangalore. I still haven't decided if I wanted to settle and retire in Bangalore (as family asks to settle in Kol even if it gives me less salary). B… more

Market is giving almost 0 or minus returns from last six months, should we invest more money or there will be more correction coming up?

Best gold etf as of now?

Need suggestion.
There is a flat on resale next to my own flat. It's 6-7 years old only. The owner is asking for 1.1 Cr for 2 BHK. Rental is 45-50k per month for sure as there is a big IT Park in front o… more

I have physical shares in the name of both my Uncle and Dad, My Uncle is in Canada and my Dad's in India. My Uncle doesn't have aadhar card, He has his pan card.

Now - I want to remove my Uncl… more

I’m a salaried employee with an income of ~₹15 LPA and have ₹5 lakh invested in equity stocks. I need ₹10 lakh for a family function but don’t want to sell my stocks. I’m considering taking a loan and… more

Mutual fund strategy?

Age - 30, Married
Current sips -30k.

Parag parikh flexi cap - 5k
Nippon india mid cap growth - 5k
Quant small cap growth -5k
Uti nifty200 momentum 30 index fund - 10k

Thinking of a mult… more

Hi guys, Please tell me how am I doing?
Age 30, Male , Married. No kids. Lives in Bangalore. Recently switched. Earns 1.85 L per month now. Expenses -90k per month.

Total -32L
MF -3.5 L , SIP- 30k
Stock- 5.1 L
Emergency - 4.5 L
Gold - 9Lmore

Age 29,
Networth 46L
Work experience : 6

How I'm doing?

I wish to invest 2 lac rupees which I have in lump sum, considering current scenarios please suggest where to invest - FD / Gold / Equity?
Thanks

Is it good to buy gold bars as an investment?
Notes: do not wish to go for SGB as it is locked for a tenure.

Hi All,
I would like to plan my fire number and at the age of 32 , married with 2 year old son.
Inhand salary combined- 3.5L
Current expenditure per month including home loan emi around 1.5L , MF,PPF,NPS investment 1.2L per month rest all money … more

I want to build my house and we already have a plot/land. I have around 9-10L in savings account. My in-hand is 1.1Lakh per month.

What would be the cost of building the single floor house in a small town (But di… more

can i invest all money in single flexi cap mf?

I needed to grow my money urgently (let's say a yr) to meet some of my short term goals. The only way suggested to me is trading but I have no knowledge of it. Can someone advise any good broker w… more

Hi All,
Can someone suggest some good term insurance and how to choose one?

Hi CAs,

ITR Query

As I paid 1L interest on education loan so my current employer approved the deductions under 80E.

However, the deduction amount mentioned under 80E is 2L basis the pre-filled information in ITR. <… more

Hello sharks !!
I need a suggestion.

I require a 15 lakhs of personal loan . The rate of interest is 11-13 percent as of now which might increase based on repo rate change.

I have two options .
1. Take 15 lakhs of loan and do p… more

I am a salaried employee and get time on weekends only and i want to generate multiple sources of income. Can anyone please guide me what i can do

Does anyone know how to start investing in REITs in India? Please let me know.

What is the best health insurance in Market?

Hi all
The last date of filing your ITR is 31st July.
DM me if you need any help in filing your ITR.

Alert - You might see a lot of messages on social media claiming that we will get your 100% refund.
Pl… more

Age-29

Monthly income-1.5L cash, 18k PF deposited by company.

Monthly SIP- 50k
Monthly Expenses- 60k
Sending Home - 40k

Total Corpus as below - 44L
Equity- 6L
MF- 27L (Index, Small, Mid & Multi asset)
EPF- 6L
NPS- 2L
FD- 3L
<… more

Please like to enable personal dm, thanks!

If I take a salary advance loan from my work, will it be added to my income? Interest is 0%.