can i invest all money in single flexi cap mf?

And the stock market is down ⬇️⬇️⬇️ where is the 🩸going to stop?

Index fund or ETF? I cant determine which is more advantageous, just want to sit and hold similar to retirement accounts (already maxed out). Looking at VFINX vs. VOO. Advice is appreciated.

Just heard FY23 partners at PwC are getting only 40 shares vs.60 last year. Looks like new partners are being shown the middle finger by Tim Ryan in favor of increasing stock price and getting more catalyst hires. Sucks!!

Solana 😭😭😭

I don't own any and it hurts.

Curious in seeing what people's avg cost basis is in this, when you purchased, and why?

Anyone have any learning resources they recommend about CDFI’s and impact investing more broadly?

Thoughts on Marcus vs. Ally vs. Wealthfront? Looking for a place to park my emergency savings

ELI5: back door Roth and mega back door Roth. What are they, who do they benefit, how to realize?

This might be the wrong place to ask but is getting a car worth it?

I think it’ll somewhat improve QOL but with parking, insurance, gas and financing costs I’m not sure spending almost 1K/month is a good idea at 22.

The other problem is that used cars are so damn expensive right now so I can’t just buy a used mx5 for 5-10K

Anyone have any good realtors in the Greenville SC area who know the VA loan?

1099 or w-2 ? I have been given the option though the company prefers w-2. It’s a day rate booking couple of months or more (no end date). I already have 1099 from similar company this year and am leaning towards 1099, but I don’t want to be difficult. I do take home office deduction and they are not supplying any equipment. Suggestions?

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

Senior dev working alone in an office, everybody is remote. Thinking of moving to PHX to be fully remote myself, currently in LA. Lower COL. Change to buy house. I like heat. Thoughts? Why? Why not?

If anyone is interested in investing in crypto, I’m running a kickback campaign on Vauld, where both, you and I can reap benefits. You could also FD your crypto investments at interest rates as high as 12.68% for a few tokens.

Comment here or DM me personally if interested to talk further. Note that this crash is a great opportunity to enter. 😊

Zscalar . Is ESPP mandatory to choose if mentioned in offer letter?

Hi Fishes!

My cousin has moved to another company from DXC technologies.
In DXC, PF amount is not credited in to EPFO directly.
We have UAN and it looks like not activated.
How can we transfer PF amount from DXC to EPFO portal?
There is no relevant response from DXC till date.

Does anyone know the plan between the Chase Marriott card and the AMEX SPG?

Is anyone from this bowl working at 6sense?

If yes, please share some info regarding work culture, Work life balance, job security and employee benefits.

Thanks in advance, fishes.

Can someone give some input on the difference between an Underwriter and an Underwriting Analyst? I'm finding a lot of companies use this title synonymously.

Hi All,  I have two offer on hand.

1. Deloitte USI - Analyst - 7.5 Lpa fixed + 75k variable + 3 lac joining bonus

2. EY India - Associate consultant - 8 Lpa fixed + 1.44 lpa variable + 2 lac joining bonus.

YOE: 1 year and TechStack - microservice development ( python + aws + azure)

Which one would be better to join, considering CTC, benifits and WLB?

What is the next process once accepted offer in pwcindia. I have accepted offer and have my joining in 2 weeks. Have not received any further communication from HR.

Hi team,
How's the medical insurance for parents in Mindtree? Is it worth or should I opt for external health insurance? Could anyone pls guide? Parent is nearly 60 now.

What's your absolute favorite dinner spot in Chi-town? I'm willing to travel, but I'm moving soon so want to hit all of the greats I haven't been to or didn't know about.

It’s snowing today and I’m not ready for it, mentally at least.

SA1 to SA2 in PWC is a promotion or progression ?
If it's a progression will the resource get the progression by default after an year of joining ?

Talk me out of (or into!) buying a 2000 M Roadster. $14.5k, 111k miles. Mechanically sound with records, cosmetically nothing I can’t repair/replace.

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

What the general experience or opinion on commuting vs hotel? Miles/time?

Welcome to DUSI Bangalore club! From sharing news about traffic to any local questions, we can do it all here. We can even organize meet ups in offices for better networking! Isn't that why we are going back to work "Networking" 🙂

I’ve been using a word document to keep track of any major accomplishments so I can advocate for myself for year end. I’d love to hear the groups tactics on what everyone does to stay on top of your game.

Does anyone here work for an RIA? If so, what’s your experience like?

Should I just take the L on draftkings? Been holding since $50 and doesn’t show any signs of slowing the downtrend…

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

Hey, i am looking to invest 25-40k where i can easily make 7-12% of return. I am looking for things like rd which have very low risk appetite. I will be using this collected amount to invest in stock market when stocks are made available at very cheap prices...

Hello everyone, need a help from you.

Previously my HRA amount was 96000 per annum so I was submitting a rental agreement of full hra without giving pan card details of myself and first party.

Now I have recently joined a new company and here hra is 2.7LPA.

How can I claim the full hra amount? I live in a rented house where agreement is between owner and my dad. Also owner will not accept for a fake agreement too.

Any other alternative do I have to claim HRA? Your inputs are welcome here

Hi, Ive been working for 5 yrs now , but haven't made any investment or bought asset as such, no savings except the ppf. Please guide

MY NPS SIP deducts 30/- as convenience fees
I am 27 my NPS is for 33 years my convenience fees will be around 11k
What to do ?

How t save tax for 9 lpa salary. Can anybody help me out.

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

I am using my first credit card from last 4 months. Can i apply for second credit card? Will this hamper my cibil score?

I am utilising less than 30% limit on my first card.

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Hi Fishes !
What are your thoughts about investing in reliance power for long term !
I'm a newbie in stocks .
Any suggestion will be appreciated !

Recently I underwent surgery ,do we have option to show unreimbursed amount which is not covered under insurance for tax exemption

Hi Experts ..Suffering from financial stress...my 90% commitments will be end by December..but felling so much stress to handle with money

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.

Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?

Can any one tell me, how to invest in quant mutual fund through it's website?