Hi CAs,

ITR Query

As I paid 1L interest on education loan so my current employer approved the deductions under 80E.

However, the deduction amount mentioned under 80E is 2L basis the pre-filled information in ITR.

What if I do not modify the deduction amount? Please advise!

What is a reasonable rent increase %

Ally bank dropping rates again. CD a good choice?

Anyone finding it harder getting managed money biz? If so, what changes or adjustments have you made in prospecting or sales approach? Thanks.

Newbie to investing. What are good online courses / books to get smart on investing?

Hi Fishes/Seniors,
This will be the first time I will be in tax slab.
I have few queries can anyone please help me regarding this.
In ELSS mutual the total we can save save tax is 1.5lakh. Do we need to invest yearly 1.5 lakh yearly to save tax? I am planning to have a Sip of 5000 monthly for 3 years. So total money invested in 3 years will be around 60000 * 3 = 180000.
Will that be sufficient to save tax or Do I need to have a sip of 12000 per month to save tax.

What am I supposed to do with a firms mandatory pension notice? $6B... okay, seems good 🤷🏻‍♀️

Or am I supposed to actually pay attention to something specific in the notice?

What’s the best credit card for points in the UK. I’m from the US and have the Chase Sapphire Reserve and the Marriott Amex

Thinking of buying a first property with my SO. Any suggestions on area? criteria: safe and well connected. all wisdom appreciate and welcome!

Can I survive on £26,300/yr in Belfast?

Pune folks - Can anyone help to get 2bhk in Viman nagar, Kalyani Nagar, Dhanori without brokerage please?

Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

Does anyone think there is long-term viability in Cryptos?

Don’t mix Investment and Insurance.
Buy term insurance in your early age.
Invest mix mode equity and debt .
Ping me for invest and insurance help.
Also get discount price for insurance

What is your savings goal by age? Eg at 25, 30 35 and 40! Thanks

Anyone have a contrarian opinion on a trend / investment theme going on in the private investing world, particularly tech investing? Feels like everything is painted in the “huge growing market with tons of white space” lens.

Any book recommendations for learning about investing smart in your 20s?

What’s happening with the Chinese stocks? Do you think it’ll continue going down or will it go back up?

Hi,

My PF memberId starts with PYKRP, is it same for everyone?

Exit interviews, who has access to them? ACN says it's kept within HR and if managers were to ask for them, they'll get turned away. Is that so? Can MD/leadership's from your practice see them?

*URGENT JOB NEEDED* - BDM/E-com account management roles
Hey all, as I see a lot of recruiters in this group I wanted to know if anyone is hiring for BUSINESS DEVELOPMENT MANAGER or E-COM ACCOUNT MANAGEMENT or VENDOR MANAGEMENT roles.
My husband is relentlessly trying to get a job in Canada/US but he is getting either regret mails or no response for referrals.
It would be really helpful if there is anyone is hiring for such roles or if you can refer to those roles in your organization. TIA :)

Hello,

I am a technical specialist looking to transition to tech recruiting. Can anyone help me find a remote position? I keep applying but I keep getting rejected. I am a recent grad with a communications degree, I have recruiting and tech background, I am also bilingual in Spanish and English. Can someone please help me. Looking for a salary $80k+

Hello FishBowl community,

I am a Talent Acquisition Partner with
leadership and management experience,
and my previous role was a Talent
Acquisition Specialist. I have a bachelor
degree in Business Management, and I'm
looking for a remote role.

Any TA / Recruiting referrals or job opportunities
would be greatly appreciated! :)

Having trouble opening a new bank acc (eg Marcus by GS, Ally) as I‘ve only been in US for a few months and have no credit history. Any international fish have tips to circumvent?

United GPU question - if I have GPUs that expire on 1/1/2020, is the expiration the fly day or the booking date? Can I apply them to a flight that takes off after 1/1/2020 as...

Hi everyone. I saw on insta that some ambassador elite got gifts. I only got the voucher despite getting ambassador this year regardless of covid extension. Am I going to get something?

3/26/22 check in🙌🙌. I’ll be going for my AM ride soon. What are your workout plans today?

Anyone got a place in Philly?

Is 36 too late to join IB as an associate? Alternatively, can stay in my industry (not banking) as manager.

Hi fishes, I want to submit broadband connection reimbursement request via Global Claim System GCS. Is there any chances of background varification regarding the broadband bills??
Thanks in advance.

Do you keep offering circulars/memoranda from a financial printer when you leave a firm? I have a few (some private, some public) and I’m not sure what to do with them.

If an individual resides in CT and works in NY can we serve them in NY?

I want some advice, i’ve taken interest at BNSF Railway. I was wondering if y’all have any advice for me as i’m applying for an accounting/finance internship with them for the summer of next year. :(

I had completed 1st year in cognizant here is the situation can anyone please clarify the doubt ..my probation rating is 2 and not good comments and my role is PAT until today my colleagues role changed PAT to PA but my role is not changed why?is it behind the reason about review?

Had a cancelled FET then was put on BC. I got my period while on BC and am on day 7 changing a pad every 4 hours. Anyone experienced this? I’m thinking it’s the lining shedding from cancelled cycle

I was trying to figure out what my personality trait was a few days ago. It’s depression, my personality trait aside from work is depression

Insight into fertility benefits at capital one? Would appreciate any input

How would be the work life balance of Lead engineer fullstack be?
Are they bombarded with work in FMR?

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

Hi guys.
Do you think investing in gold is a good choice?
Seeing their prices are going up, there will be good value in future for these

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

I made a mistake starting SIP in a ULIP. Used to invest 7500 per month starting from November 2018. I have discontinued my premium payments since last year. That is when my fund was moved to an interim surrender state and now it earns 4% per annum interest.

After 5 years of lock-in that is November 2023, can i withdraw the entire amount at a time? (Of course after paying surrender charges)

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

Hello Sharks,

Any suggestions on best term and health insurance. And what points we should keep in mind before considering the option?

Hi, Ive been working for 5 yrs now , but haven't made any investment or bought asset as such, no savings except the ppf. Please guide

MY NPS SIP deducts 30/- as convenience fees
I am 27 my NPS is for 33 years my convenience fees will be around 11k
What to do ?

Hi Experts ..Suffering from financial stress...my 90% commitments will be end by December..but felling so much stress to handle with money

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

I am using my first credit card from last 4 months. Can i apply for second credit card? Will this hamper my cibil score?

I am utilising less than 30% limit on my first card.

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience

Hey, i am looking to invest 25-40k where i can easily make 7-12% of return. I am looking for things like rd which have very low risk appetite. I will be using this collected amount to invest in stock market when stocks are made available at very cheap prices...

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

Hi Fishes !
What are your thoughts about investing in reliance power for long term !
I'm a newbie in stocks .
Any suggestion will be appreciated !