Hi All,
I would like to plan my fire number and at the age of 32 , married with 2 year old son.
Inhand salary combined- 3.5L
Current expenditure per month including home loan emi around 1.5L , MF,PPF,NPS investment 1.2L per month rest all money is saved
Mutual fund 50L
FDs combined with Interest 16L- EF
Total incash around 22L ( for house loan prepay and for future car)
Health insurance around 1cr
Home loan 50L for 10Y is worth 1cr.
NPS 6L, PPF 18L and EPF 11L
Please have a genuine advice

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