I am 30, about to start my Mutual fund journey,
I know i am late but better late than never. I have shortlisted the below funds, planning to invest 15K in 3 funds, Please help me short list and diversify. Or I should Invest more? max I can go is 20K.

Hi Fishes !
What are your thoughts about investing in reliance power for long term !
I'm a newbie in stocks .
Any suggestion will be appreciated !

How many of y'all have trust funds? What'd you do with the $$$?

So I want to marry a physician (girl) as they make good money so I get a good life plus decent retirement. Is it selfish to marry someone for money???

Is anyone mining crypto? If so what OS/GPU/Mining Software/Pool are you using? I just finished my 6 GPU build on Ubuntu and want to head in the right direction

Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Hi o9ers, Do we have any option to convert part of our salary to shares?, my main purpose here is to save tax here, who can we contact to do the same if that is possible?

Anybody using Marcus high yield savings? 1.9%APY seems like a no brainer, just want to be sure I’m not missing anything.

I contribute 10% of my paycheck to my employee share purchase plan. Is this smart to do given the tax repercussions behind it? Is it smarter to invest less in that and more in my Roth or 401k?

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

What are ways I can spend my $200 airline credit for the Amex platinum ? I saw upgrades don’t count and I have status so already get free baggage, lounge etc.

Marriott or SPG credit card (for the sign on bonus)?

Pre-tax 401(k) or after-tax...thoughts?

We made it to 10/15. Now to do CPE and wait for the section 199a deduction to make next year's returns a nightmare.

UK - thinking of a buy to let in either Birmingham, Liverpool, Manchester - any recommendations on either /areas where you can get something under £140k.

Has anyone considered moving from NYC to Houston? Any advice of why not to do it apart from the Texas heat. The homes are so much bigger and taxes much lower.

What is the best way to look at historical PE investments? I am hoping to discover new PE firms for networking / sales purposes. Potentially a website specifically that tracks announced PE deals. Thank you!

Big legends Guide to Three-Fund Portfolio. Yay or nay? Additionally, please share personal finance books that you recommend to newbies! Thank you and happy holidays!!✨

Obligatory financial info post. 1) size of firm, 2) billable requirements, 3) salary, 4) bonus, 5) quality of life, 6) debt, and and 7) family/married/single. Go!

How do y'all feel about Teslas? Idk why I assume the worst about the person driving them 😅

A creative team I started working with recently has decided to ignore my every comment. They take feedback from anyone else but me, and whenever I push them to make said changes, they just pick fights and make snarky comments. Anyone have any idea why this might be?

Best place to buy bathroom mirrors? I don’t want to break the bank but looking for simple and classy rectangle and round mirrors for three bathrooms.

What's the point of Delta drink vouchers when they serve alcohol on request anyway? (Even in economy)

Hey all. I and some coworkers are reservists. We are trying to get the reserve leave policy more in line with other NYC bank's and consulting firms, as the bank does almost the bare minimum for userra. Was hoping some of you all wouldn't mind sharing the highlights of your institutions reserve leave policy so I can present a benchmark.

When leaving a firm on your own terms, what needs to be done? For example, what to do with 401k? File transfers? etc.

What does it mean when your application goes from under consideration to application submitted with No HR screening.

How bout Montana? Anyone? Remote maybe?

Has anyone tried any paid dating apps? (Match, eHarmony, paid features on Hinge etc.) and is it worth it?

Abused and isolated as a kid. I have terrible memory. Like I don’t really remember the past few months except in broad strokes and memories of my childhood are more non existent than existent. I’m working through this with my therapist. Does anyone have any experience with emotional and memory repression? Curious on your advice

So, what clinic do you all go to?

I’ll start it off. I’ve been to 3:
1. RSC in San Ramon, CA
2. Spring in Oakland and SF, CA
3. SCRC in Santa Barbara, CA

I’ve also done outside monitoring at RMA in SF, CA. Multiple reasons for the many clinics if anyone is interested.

Hello fishes, I am not able to understand why D&A competency in TC is doing EPM implementation projects using Oracle. When there is a dedicated competency for Oracle ERP implementation. Anyone having some idea please help understand this.

What has been more beneficial to your career and why: specializing in a service offering or an industry?

Hi devs, Im a student,
which is good practice for .net database connectivity?
using Entity Framework
or
without EF

Looking for book recommendations; any favorites? Interested in both fiction and educational/self-improvement (for example, investment / finance books, time management, etc). I feel my vocab is...

Looking for non- fiction book recommendations. I just read Shoe Dog and loved it.

Agile Program Managers, I am looking to dedicate a few hours a day to growth and skill building. Looking for any great book recommendations around this subject. To be more specific, I manage automotive user interface design programs within software engineering groups.

Hi everyone,
I am looking for a job in software testing with 3 years of experience in manual and automation testing...can anyone refer me pls ...

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

Can any one tell me, how to invest in quant mutual fund through it's website?

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

Hello everyone, need a help from you.

Previously my HRA amount was 96000 per annum so I was submitting a rental agreement of full hra without giving pan card details of myself and first party.

Now I have recently joined a new company and here hra is 2.7LPA.

How can I claim the full hra amount? I live in a rented house where agreement is between owner and my dad. Also owner will not accept for a fake agreement too.

Any other alternative do I have to claim HRA? Your inputs are welcome here

Hi folks,

What do you think, is NPS a good scheme of investing in comparison of Mutual funds, stock market and ppf?

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

Hi guys.
Do you think investing in gold is a good choice?
Seeing their prices are going up, there will be good value in future for these

MY NPS SIP deducts 30/- as convenience fees
I am 27 my NPS is for 33 years my convenience fees will be around 11k
What to do ?

I have a total taxable income of 1978050 for. Which I need to pay 330915 as a tax as per new regime.
I don't have any investment and also as working from home living in my home town so no rented house.
Please help me to save some tax
TIA

Is it possible to have zero tax with 13.5 lpa with the following tax benfits ?
80C 1.5 lpa , 80 CCD(2) NPS 50k ,
Home loan 2 lpa.

Hello Sharks,

Any suggestions on best term and health insurance. And what points we should keep in mind before considering the option?

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience