Been 2 years now since I am investing in MF. How does the return look like? Good, bad, average?

Who here has successfully built a side hustle or startup? Who here is successfully creating additional income? Does anyone have resources [books, podcasts, anything] that have helped them?

Recently sold my car on carvana. I had initially bought it using a loan from DCU. Now that carvana has paid me the balance after paying of the loan, i still see on the dcu app that I owe money to dcu. People that can relate, can you take me through next steps?

Do we have option to include stock in salary structure in FIS to save income tax?

Fish fam - quite new to all this and would appreciate your support. if I am based in a high income tax state but work on site in a lower income tax state. Can I claim the paid taxes back from my home state or do I always pay income tax based on where my home office location is?
Thanks

Anyone have situational depression? Can’t stop beating myself up over a decision a year ago. Basically missed out on a massive amount of money. I know this seems trite and i never even cared thatt much about money before this year.

So many other good things happened to me this year - got married, got a puppy, moved etc, and yet the one thing i keep returning to is this decision as though i ruined my life. Ironically the only thing ruining my life is my outlook and yet i just can’t stop.

I’m leaving my job soon but I’m wondering if I should be truthful when I hand in my letter of resignation. There’s a ton of reasons but it boils down to: I’m worth more than they can pay me and I need to pay off these student loans. What should I say?

Does nagarro deducted tax from first month's salary, as company is saying that we can only show our investment once first salary is credited.

need some bitcoin. anyone making a killing? is it a good time to buy some?

Personal finance book recommendations?

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

I’m loyal to delta, but I’m moving to a city where American is the main hub and Delta has practically no non-stop flights to/from there. It’s time for me to open a new credit card, so I was considering the Citi/American one. Any thoughts?

At what income level does it make sense to contribute more to traditional 401k over Roth 401k for company ?

I’m not bad with money but definitely lots of room to improve overall, due to several personal factors I don’t want to list in full here (numerous unanticipated medical bills, bad boyfriends, etc.) Hence why I only have $3k in savings right now. My first mini goal is to have $5k saved by the end of December. I need motivation and words of encouragement. If I pay off my medical bills, I won’t make my goal. I have to start putting saving money first. Getting depressed about my situation.

Can my current lender refuse to accept the payment from refinance lender because they want to make more money from me? How do I sue them ?

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Who else is reeling under the pain of taxes?

Which demat accounts can a Citi employee hold ?
Is only Kotak securities allowed ? Are there any exceptions ?

Is it worth making the time/money investment to make the switch from big 4 FDD to MBB. This would require getting into and paying for a top MBA program and my net worth would be way negative after that. Are the MBB financial returns worth it? Im 26 years old for reference

In Chicago Illinois, are Propepty taxes paid annually? Or in another way, if I sold my house today, I am still due to pay second half of 2021 in taxes at my end?

Please give me 11 likes to unlock DM 🙏

Any single women who want to chat. Bi/lesbian only. Philly/New York. Age 31

Best way to learn python for free? I know r and sql pretty in depth but need to learn this.

Any book recommendations for the summer vacation season? What's your favorite book over the last year?

A little-known fact: before waterboarding was approved as "interrogation enhancement measure", Guantanamo detainees were subjected to creating hundreds of Power Point slides with meaningless text in font size 6 and elaborate graphics. It's only when Commission for Human Rights intervened that this measure was removed in favor of waterboarding.

Any charismatic churches with a decent group of young professionals in Philly?

Anyone work for ring central? How do you like it? What’s the culture like?

I hate going to the Apple Store nowadays.

Does anyone use workday as an lms?

I am in the process of finishing up my MBA but considering also getting my SPHR or PHR cert. Is it even worth it or a waste of time and money?

Any good/new halal spots in the bay?

Signed offer letter to join company A now having second thoughts. Start date is 1 month away. What happens if I go back and say I change my mind?

What is the pay range for supervising associate?
Yoe 9.5

What is your routine when you first sit down at your desk in the morning?

I joined OPTUM today so how soon we can expect laptop and goodies.

I’m (early30s) about 8 months into a relationship with a 40m. Things are wonderful in every aspect, but he is absolutely atrocious with his finances. I felt it becoming an issue about two months ago. He forgets about auto payments and just generally doesn’t care. I sat down with him and looked at everything and even after talking it out he still continues to stress and it’s now causing me stress. I had a final discussion with him today about it and he went on abt how love isn’t enough for me…

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

Hello Sharks,

Any suggestions on best term and health insurance. And what points we should keep in mind before considering the option?

Hi Experts ..Suffering from financial stress...my 90% commitments will be end by December..but felling so much stress to handle with money

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

How t save tax for 9 lpa salary. Can anybody help me out.

Hi, Ive been working for 5 yrs now , but haven't made any investment or bought asset as such, no savings except the ppf. Please guide

Hi Fishes !
What are your thoughts about investing in reliance power for long term !
I'm a newbie in stocks .
Any suggestion will be appreciated !

Hi folks,

What do you think, is NPS a good scheme of investing in comparison of Mutual funds, stock market and ppf?

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

Recently I underwent surgery ,do we have option to show unreimbursed amount which is not covered under insurance for tax exemption

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

Can any one tell me, how to invest in quant mutual fund through it's website?