Hi all
The last date of filing your ITR is 31st July.
DM me if you need any help in filing your ITR.

Alert - You might see a lot of messages on social media claiming that we will get your 100% refund.
Please don't fall for such traps. These guys will get you refund by claiming false deductions but later on you will get a notice from Income Tax department in which they will not help you out and you will end up paying tax plus penalties.

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

NFT’s... no interest in buying them but very interested in buying into whatever it is that makes tick. I think there’s a lot of money to be made off of such a ridiculous investment. Any ideas on what to buy to take part in the business of NFT’s, without having to pay $69 million for a drawing of a cat?

Anyone know how taxes work when you sell for a gain? Do Coinbase and other sites prepare a 1099 or are we on our own to "self report" our gains to Uncle Sam?

How bad of a financial move is it to relocate to London from NYC?
Currently at 165 TC, 26M
No near term financial goals, just would like to retire at some point.

What bank do you use, and why? My old bank doesn’t have branches here, looking for suggestions.

Looking to refer a friend in the Las Vegas area to an independent advisor for term insurance and basic retirement planning.

Is there a reason to get the luxury SPG amex if I got the new Chase Marriott card like a month ago?

Kpi reply krta b h is group me
Techm need NPS account from kotak only
How to open a new one.

Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

Buying new home first time in Austin, what you recommend to do 10% down payment or 20%. If I do 20% then saving around 60k in a year. Considering inflation is coming and house prices is going down day by day.

How are the areas around white rock lake to buy an investment property? Any suggestions appreciated!

Hi everyone

Im yet to receive an offer from poland offer would be 22pln gross my Indian CTC is 17lpa base pay.could you suggest me poland will be good option to choose if so how much can I save in poland .i will be moving with my wife and a kid .my wife will also look for job not immediately.

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

Inflation post covid—19 .. thoughts? I am really worried considering the prices from housing to basic needs in major cities are already not affordable for most middle class families.

What’s happening with the Chinese stocks? Do you think it’ll continue going down or will it go back up?

Is it wise decision to invest more than 3% in PPP. Now a days cgi share price is growing rapidly.

Any thought on individual contribution(more than 3%)

# CGI

Hi all, I recently purchased a commercial property at WTC, Noida. As I look to grow my portfolio, I spoke to my consultant to see if I could get better prices. He worked with the sales folks at WTC and said that if multiple buyers come in, he could work out a deal. Wanted to check if anyone is interested? I could potentially get him to set up one-on-ones to help explain the commercial real estate market. Even if this property doesn’t seem interesting, I think an interaction wouldn’t hurt.. contd

I am not from the US and taxes overwhelm me; the first few years I did them with TurboTax and it was fine but then I entered a domestic partnership and had a baby. I also bought a house (that I don’t live in), so I went to H&R Block to give it a try assuming they could advise me on optimizing my return, it seemed that they are completely transactional as the person is just typing numbers in a form. Any recommendations on how to navigate personal taxes with an actual advisor?

Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)

Hi,

I got my petition approved for H-1B.
Can someone please guide what are the next steps?
In glomo I can see my assignment is completed.
My manager has no clue on what are the next steps and asked me to check with glomo team, what is the approach to reach out to glomo team?

Ease advise.

I am a Master’s Student who landed up with a Product Management internship. I am enjoying it and have done tasks that I thought were not my cup of tea. I want to continue with this role in future and would love to know experiences of other PMs. Also, any suggestions on how to prepare for PM full time opportunities?

What if airbnb gives you a similar suite than the one in the picture but it is still not the same suite? And you tell airbnb but the host says its not accurate and says you are a disrespectful host?

Is there anyone who recently joined citi? Have to ask few questions

As as an Australian who is Half black half latino working in advertising in the u.s as an UX/UI Designer - I might as well be an alien from another planet.

After how many years of exp we should join tcs

Hello fish, I’m wanting to move from London to Singapore at Manager level in operating model design. Anybody have any recommendations of companies (aside Big4) that are sponsoring visas at the moment, or good international recruitment agencies? Seems highly network driven from what I’ve seen.

Hi Fishies, I’m 32yrs old and went with IVF due to male factor. I had 5AA t/f(modified FET) on 11/07, today (11/16)I had blood work, nurse told HCG level is: 168.5, and will be checking again on 11/18, to see if HCG is raising. Is this good value? This is my first time IVF , little worried but again not keeping many hopes and become depressed I’d something goes wrong. Meanwhile trying to stay positive as well.

I want to take this moment to wish everyone a happy new year. Still on holiday vacation.

Please like my post, trying to unlock DMs. Much appreciated!

Hi. I have a Panel Interview with a Salesforce product company. I need to do a presentation to the customer on the Product and how it will solve their problems. I need to do an elevator pitch for 3 slides about the company and then address the customer problems with the features of the product. Can you please share some Tips on these ( Elevator Pitch about the company and suggestions for the Panel interview) ? Thanks.

I have a compensation review discussion with my partner coming up. I be want to be prepared with market data so SENIORS can you help me out. What’s your comp? Yrs of exp? Firm? Years at senior? MBA?

I am currently showing 800 days and 9 years elite. Anyone know if this year is included in that if I have 50 nights? Right on the border for lifetime platinum premier elite and I want it!!!

Anyone here can help me for h1b sponsorship?, i am holding an h4 dependent visa without work permit. Not willing to leave my job here in India due to financial requirements.

Anyone received orientation mail for Monday - Oct 17 joining?

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

Hello Sharks,

Any suggestions on best term and health insurance. And what points we should keep in mind before considering the option?

Best app to track expenses?

MY NPS SIP deducts 30/- as convenience fees
I am 27 my NPS is for 33 years my convenience fees will be around 11k
What to do ?

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

I have a total taxable income of 1978050 for. Which I need to pay 330915 as a tax as per new regime.
I don't have any investment and also as working from home living in my home town so no rented house.
Please help me to save some tax
TIA

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

Is it possible to have zero tax with 13.5 lpa with the following tax benfits ?
80C 1.5 lpa , 80 CCD(2) NPS 50k ,
Home loan 2 lpa.

Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?

Hey, i am looking to invest 25-40k where i can easily make 7-12% of return. I am looking for things like rd which have very low risk appetite. I will be using this collected amount to invest in stock market when stocks are made available at very cheap prices...

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

Hello folks, My ctc is current at 6.2lpa and I would like to cut down my taxes. Any suggestions on where to invest for tax savings? Also is FD a best plan for investment with lock in period od 4 yrs for tax saving bills?

Hi Experts,

Suggest me some debt funds. Looking for investment for 3-5 years.