Age 29, Earning 25 LPA in Bangalore. I have two goals right now.
1. Buying a 2 BHK flat (1 Cr)
2. Having a 1 Cr portfolio.
I have below investments & Savings till now.
1. 30L Mutual Fund
2. 7.5L Stocks
3. 2.5L FD
4. 2L NPS
5. 7L EPF
I Invest 50k in SIP and 15k in RD every month and my monthly expenses around 40k in Bangalore. How I am doing financially? Which goal should I pursue first? Your suggestions would be really helpful.

What are people doing in terms of stashing money away for your first house? I want to buy within the next 3 years and I'm looking for any type of budget tips, credit card recommendations, safe and solid bank loans, or whatever you did that worked. Thanks!

Hello fishes, can we buy land/plot to save long term capital gain tax?

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

Any advice in terms of investment to save the maximum tax?

hi Sharks

Can anyone help me what will by my inhand salary for CTC 31.5 Lakh((No variable) fixed ctc and i have home loan and life insurance of more then 1.5 Lakh
Employwr contribution to PF is 9450 monthly and i think same goes from my contribution as well

Amex gold or chase Sapphire preferred? I need a card for international travel to avoid foreign exchange fees. Please note, that I'll receive a $150 credit towards the Amex annual fee due to having a corp card. I'd you my capital one checking, but no rewards/benefits there.

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

Quoted a 30 year mortgage, 5% down for a ~600k home for 4% interest no points.

Profile: 250k salary, 800 credit score

Is this any good??

Do you believe that economic inequality is as bad a problem in the US and gloabaly as we are led to believe, and is a wealth tax a viable solution to the problem?

Looking to buy a home in Dallas area. Which are the top areas with good hospitals and schools nearby?

Fellow EY 🐟. I left EY recently after two happy years there. How can I get the pension money back? I had around $1500 there and they are not able to help in EY-HELP3.
Can I at least do a rollover to an IRA?

Looking to buy a practice in the St. Louis, MO area if an advisor is ready to consider retirement, could transition over 1-3 years as desired.

For those of you who made your first million in net worth, what did you do next?

Currently I pay $1900 for a brand new & modern 1BHK in the Greater NYC area. Moving to SF later this year. Any recommendations on how much to budget for SF? Will be working in Downtown area & currently got a car. I am little bit divided on whether to sell the car or move it to SF.

Looking for a good neighbourhood and ok with 30 minute commute to work.

I've got a YouTube channel about all things crypto and trading. It is primarily an educational channel, rather than one that is specific to investing.

Please post video requests here. (Continued)

What is the difference in subscription to notified and subscription to approved mutual funds?

I joined KGS 4 months back. I am taking home loan now. Do I need to inform about my home loan to any one in our company? Any one please help me with this query? Infosys KPMG Tata Consultancy Accenture PwC Wipro EY Cognizant

Should I take loan on my 401k to complete 20% down payment for home that I am buying or should I just go with 5% down payment and pay mortgage insurance?

I recently received an offer for 200k€ in Amsterdam. Includes travel, 30% ruling, holiday pay.

Any idea if that is enough to cover a mortgage on a flat within biking distance from the city center without over spending on housing?

(3 small kids and a non-working partner)

Any thoughts on how the litigation going on between Twitter and Elon Musk is going pan out?

Hey y’all, I need backpack or tote bag suggestions that won’t break the bank

In Capgemini, having position for Team Lead, Team Manager, Operation Manager, Engagement Manager, Senior Engagement Manager.
If anyone wants to refer please drop your email id in comment.

Favorite halal restaurant in Boston? Help a Muslim brother out 😅

Can anyone provide me with insight as to what a comfortable salary would be in Austin, TX? Looking to move and Austin has become a possibility.

Does anyone ever check this bowl?

I have offers from

TCS x lpa
Citiustech x +1 lpa
Legato X + 4 LPA
Wipro X+1 lpa + 2 JB

Tcs is ba in energy domain
Rest all healthcare

Which is the best company overall ?

YOE 10 : As a Product owner / BA / Functional consultant
Domains worked : Workforce Management, Healthcare

What is the starting salary for a young MBA graduate with a project management certificate? Should I expect 6 figures?

I’m riddled with anxiety and emotionally convinced that something bad is going to happen today. It feels like instinct mixed with dread. Does anyone else get this? How do you move past it?

Has anyone else noticed they’re stressed without “feeling” stressed? I don’t feel as stressed as when I was in college. However, I’m still on the job hunt and I think stress is manifesting itself without me realizing it. My skin is showing really bad acne, I feel unmotivated even to fill out job applications; I’m having trouble falling asleep at night and even though I sleep past noon sometimes I still feel tired during the day... Is it stress or burnout?

Exl offices not opening anytime soon right ?

Hello, I am a junior business administrator working in advisory operations. I have been with the company for 6 months, and was employed along with 2 other colleagues. I have picked the job up really fast and am even doing some “extra curricula’s” I really love my job. However I have recently found out I am being paid the same as an apprentice on my team, I usually do at 3 x the work he does whilst also doing my Cert CII. It has really disheartened me and I feel I should be earning more money

If I want to apply R1, when should I request recommendations?

Is R3 even worth the bother? I have a T15 option but thinking about throwing in another M7 app. Thoughts?

Is it true that except behavioural and harrasment ground; TCS will not fire anyone? Due to bad performance; unallocation, "stay in bench for more than a month" cause any job threat in TCS just like other organization?

Hello,

I have done my cyber security certificate CISSP with 9+ yrs exp can anyone tell me how can I move in to that role and how much salary I can expect l.
Thanks in advance !

Hi i am working in TMB bank as an officer. Now I am planning to switch to IT since my qualification is MSc IT. What are the certifications that i have to do and is to possible to switch my sector to IT

I had been working on a huge film for the past two years. I did the script, produced and directed. The company backing me is now defunct and so is my project alongside them. I'm so heartbroken, can anyone share any encouragement?

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

Hello everyone, need a help from you.

Previously my HRA amount was 96000 per annum so I was submitting a rental agreement of full hra without giving pan card details of myself and first party.

Now I have recently joined a new company and here hra is 2.7LPA.

How can I claim the full hra amount? I live in a rented house where agreement is between owner and my dad. Also owner will not accept for a fake agreement too.

Any other alternative do I have to claim HRA? Your inputs are welcome here

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

MY NPS SIP deducts 30/- as convenience fees
I am 27 my NPS is for 33 years my convenience fees will be around 11k
What to do ?

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.

Is there a way to Pay rent via Credit Card without paying the convenience fee?

Hi Fishes !
What are your thoughts about investing in reliance power for long term !
I'm a newbie in stocks .
Any suggestion will be appreciated !

Can any one tell me, how to invest in quant mutual fund through it's website?

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

How t save tax for 9 lpa salary. Can anybody help me out.

Best app to track expenses?

Hi, Ive been working for 5 yrs now , but haven't made any investment or bought asset as such, no savings except the ppf. Please guide

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience

Hey, i am looking to invest 25-40k where i can easily make 7-12% of return. I am looking for things like rd which have very low risk appetite. I will be using this collected amount to invest in stock market when stocks are made available at very cheap prices...

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.