I m earning 26lpa and my wife is earning 18 lpa
We have 25 lakh saving and planning to buy a house and finalise a 86lakh 2Bhk in noida possession will be in next year and planning to take a home loan for the rest of the amount currently we both are in my hometown near noida with wfh is buying a house a good idea ?

What are everyone's thoughts on making the Monthly Child Tax Credit permanent? I think it is an important step to care for the families in our area, but I know not everyone believes in this program

Best resources/books on getting personal finance in order?

What is the point of a savings account if year-over-year inflation exceeds the APY rate?

Big legends Guide to Three-Fund Portfolio. Yay or nay? Additionally, please share personal finance books that you recommend to newbies! Thank you and happy holidays!!✨

Which companies are giving permanent remote 🤔

Anybody in here trade options? I trade Iron Condors and have been having success with that but would love to hear what other people have been doing

ARK is holding up very strong, not sure how and why while other coins are plummeting?

For EESP - which is better share withholding or payroll withholding? Thoughts?

Looking for suggestions on stocks to invest for beginners? Any suggestions on YouTube channels or articles/people to follow to read and stay updated on these things?

Everyone keeps saying that the real estate market is going to bounce back soon. At this point I'm more likely to believe that unicorns will take over the world

Does anyone work in Dubai or Singapore who can give me an idea what you get paid? Thinking of making the move from Norway. Lower/no personal income tax is the incentive - paying 47% 😭

What has your experience been with wfh? Do you prefer hybrid, rto or permanent remote? For those of you who are permanent remote and living in subs, do you miss the nightlife/weekend plans made in bigger cities like hyd or b’lore?

Are my crypto profits taxed?

Well yes. Crypto is taxed like stocks & other types of property. When you sell for a profit, you are required to pay tax on the gains. It’s called capital gains tax.

Hey
If anyone wants referral for PWC AC Dm me :)
(Mostly wfh)

Fis mohali is now permanent wfh, they've closed it down

Is PWC Sdc, bangalore location permanent work from home/ hybrid or offices have resumed ?

My office doesn’t have breakfast food and I am used to being WFH and making whole breakfast at home…any recommendations for healthy, quick options to make at the office?

When a private equity firm invests in your company, they do expect to exit their investment within the next five to seven years.

With product design questions, I struggle to identify user groups. Once I do everything starts flowing and I’m confident. But the initial identification of user groups is something I find challenging. What’s your go-to way of doing this? For example, the question “design a podcasting app for truck drivers.” What types of truck drivers can I select so that I can prioritize a user group to focus on and begin identification of pain points and solutions?

Any good books/learning materials on how consulting/non-product firms acquire other firms? Struggling to find relevant info. “Talent-based acquisitions” seem to be all about hr/recruiting. What are alternative keywords I should use?

Hi fishes ,

Has anybody heard about this company Hdfc bank digital factory who are giving offer letter of Hdfc bank and working on doing digital transformation ?

Pls help with 11 ❤ to enable DM option. Thanks in advance

Need hearts for chat..please help.. thanks

I recently ate my first slice of Benny Fierro's pizza (absolutely massive slice)...I'm fairly confident I could win their "eat a whole pie in 28 minutes" challenge. While I mentally prep, I'd like to try other spots. What are some good pizza shops in/around town?

Let's settle the debate, where to get the best pierogies in Pittsburgh?

Ladies do you buy shoes from psohmark or other secondary hand shoes places?

I'm soon expecting a band promotion Band 28 to 30 within risk management domain. Can anyone enlighten on the salary hike I can expect and will it be negotiable? Thanks!

Anyone else hearing from multiple WOC who had their Times Up RSVPs cancelled after the fact?

Hello my fellow shoal of fish. I am seeking recommendations for a lounge chair in my office. I currently have the adjustable stand desk and a relatively comfortable office chair (not when reclining) but the other half of my office is empty. Im putting in a 55” tv and need a recliner, lounge chair, or something of the sorts to put in front of the tv. Something where i can put my feet up. Conference calls are such a drag when i have to sit at my desk.

Any book recommendations for learning about investing smart in your 20s?

HI guys first time here. I'm a Mechatronics engineer, can work as controls engineer, Automation Engineer etc. I have previously worked with sensors actuators, plc, hmi so if anyone can refer me for a job here or abroad it would be appreciated so much.
And also please get this post to 11 likes so that I can interact with more of you guys.

Is it a fail of character leaving biglaw? I want to leave, but despite the constant stress and suffering, I can’t avoid feeling like it’s my fault or that maybe I’m over exaggerating how I feel. All my colleagues feel ridiculously happy, I’m the grinch one that’s never enjoying the grind (but the grind is hard and competitive, very competitive) :( any thoughts? Is there future after quitting biglaw so young?

What are some sourcing avenues you will use to hire niche positions?

I used to be a consultant, now work in product marketing at a health tech startup. My goal is to transition to a PM role in big tech. What’s the best way to do so? What are the skills I need to gain / demonstrate to be able to be a PM?

Does anyone have any advise when it comes to navigating getting help and your firm. I had a tough month mentally. But I reached out to my local bar’s LAP. I’m starting the process of seeing a therapist. But my dreads still here. I’m panicking about being short on hours, falling behind on my cases and explaining to my boss I know I’m behind at work but I am working on it. Any advise will be greatly appreciated.

Hi Experts ..Suffering from financial stress...my 90% commitments will be end by December..but felling so much stress to handle with money

MY NPS SIP deducts 30/- as convenience fees
I am 27 my NPS is for 33 years my convenience fees will be around 11k
What to do ?

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Hey, i am looking to invest 25-40k where i can easily make 7-12% of return. I am looking for things like rd which have very low risk appetite. I will be using this collected amount to invest in stock market when stocks are made available at very cheap prices...

Hello Sharks,

Any suggestions on best term and health insurance. And what points we should keep in mind before considering the option?

I have a total taxable income of 1978050 for. Which I need to pay 330915 as a tax as per new regime.
I don't have any investment and also as working from home living in my home town so no rented house.
Please help me to save some tax
TIA

Fishes,

Please suggest a good credit card for regular air travel , airport lounge access with less/annual charges.

Any review on IDFC first select credit card

Best app to track expenses?

Hi Experts,

Suggest me some debt funds. Looking for investment for 3-5 years.

Is it possible to have zero tax with 13.5 lpa with the following tax benfits ?
80C 1.5 lpa , 80 CCD(2) NPS 50k ,
Home loan 2 lpa.

Hello everyone, need a help from you.

Previously my HRA amount was 96000 per annum so I was submitting a rental agreement of full hra without giving pan card details of myself and first party.

Now I have recently joined a new company and here hra is 2.7LPA.

How can I claim the full hra amount? I live in a rented house where agreement is between owner and my dad. Also owner will not accept for a fake agreement too.

Any other alternative do I have to claim HRA? Your inputs are welcome here

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.