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Theme based fund are risky
Your salary wont increase or decrease the riskyness of a fund
Please contact 'Moneyvesta' for best advice on selecting the right funds. Their team has the right expertise and helps you customise and track portfolio according to your needs
I am a FPSB certified investment planning specialist.
Investing in theme based funds is riskiest of all the equity mutual funds. Timing of entry and exit is crucial in thematic funds otherwise returns are average. Please check 10 yrs return of thematic funds on value research to understand.
If you feel you can monitor the funds and make entry and exit at right times then go ahead in thematic funds. Otherwise stick to plain vanilla mutual funds.
BTW defense as a theme is too much overhyped now. Not a good time to enter.
I have invested in Kotak Infrastructure and Economic Reform fund. Is it a good fund?
Infra is a good theme.
But like I said earlier, in thematic funds entry and exit matter. So don't love your fund 😉