Is it good to buy gold bars as an investment?
Notes: do not wish to go for SGB as it is locked for a tenure.

How do you and your partner (married or not married) split financials?

If I received 2019 income in 2020, do I need to amend my return? I just received a K-1 for a few thousands that is for income earned in 2019. Not sure if I need to amend or if I can just put it in my

Best way to transfer money from US bank account to Canadian bank account? Transferring offices to Canada and want to learn what is the best / most cost effective way to do this. Thanks!

HELP!
If I sell a mutual fund (aciex) to buy an etf (splg) in my Roth IRA account, do I have to pay tax on the sale when filing next year? How does this work? TIA!

Any recommendations on credit cards with lounge access? Currently have the Chase Sapphire Reserve which has Priority Pass, but have been turned away from lounges not accepting PP at peak times

What was your 30 day PNL %? Gaging where my 187.8% stands as I’ve been hit and miss on buying weekly dips.

What is everyone’s outlook on crypto? I have some litecoin from awhile ago and wondering if I should indefinitely hold it. Thanks!

Can we just take a moment to recognize how great of a human being Dolly Parton is. She knows how to do good with her wealth.

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

Hi Fishes,
Had a very serious query. In my current organization I was not under taxable bracket by any means so I didn't submit any investment declarations or anything. But I'll start a new job in 2 weeks where I'll be under taxable bracket. So will I get a chance to submit my investment declarations in the new company for tds calculations in the middle of the year ? I'm new to everything so would appreciate your help. TIA :)

Any advice in terms of investment to save the maximum tax?

Can anyone advise - if I did not file taxes for 2019 and 2020 is there a way I can file without receiving a penalty? I just didn’t file them no great reason. Nothing complicated and I probably owe a few hundred each year in fed taxes. Nothing crazy.

Any thoughts on why ETH is fluctuating so much?

How is the GSAP tech allowance taxed? Bonus or income?

Everyone has a different perspective on this but would love to hear yours. Someone has debt ranging say 4-5% interest rates. Do you attack debt more then investing to move towards a debt free life or do you go after investments since they return historically above that then paying down closer towards retirement. I know the latter looks better on paper but what about the psychological factors of being debt free and the guaranteed return on interest savings.

BakerTilly people, what application do you use to prepare your financial statements? Do you use word/excel?

I don’t get it: Why would anyone invest, for example, in a 6% dividend yield etf with a 0.50% ER (ie EMHY) instead of a 9% dividend yield etf with a 2.5 ER (ie YYY)? Wouldn’t you still be getting better results with the expensive one?

How diligent is Mintz background check. When it comes to education? My references, credit, criminal and work experiences will check out. However said I already graduated school when I am in reality a month away from graduating. The company sent over the contract and start date at the same time as the background check.

What are your thoughts on lending money to family when asked? (Cont)

Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...

What other careers do you catch yourself daydreaming about? I, for one, would have loved acting as I loved theater throughout my life but alas fate had other plans. What's yours?

Hi Sharks, I have cleared my interview process and going to have a final HR discussion in Mckinsey(Supply Chain and Operations). What should be the salary I should ask for/expect? I have total 9 yoe in APS implementation and don't have a MBA degree.@Mckinsey&India

On H1-B with approved I-140, currently looking out for State & Local Tax Senior/New Manager opportunity. Kindly share the leads, thank you.

I need some advice. I’m the Director for a women’s only RTF. Everyone on site is my direct report, with the exception of the therapists (they report to the Clinical Director). The clinical director is not usually on site, since we have multiple locations, and she is the CD for the entire company. One of the therapists has been a manipulative snake since she started here last December. This is her first job after college and she just turned 23. See comments for more info…

Apologies if this is repetitive, but here for some inspiration stories… I prepped hard for the first (phone interview) McK 30-min evaluative case study (Digital Associate role) but failed it cause I couldn’t calm my nerves… is it realistic to hope that with more hard work, I can at least make it to the final rounds next time round? Any tips to not be anxious for a phone interview?

I passed the coding assessment and got invited to do a technical phone interview at Amazon. Any advice on how I can ace it? It's for a software development engineer role

Anyone interested in purchasing a SXSW Film badge at the early bird special cost of $895?

Any suggestions on good books on consulting for reading during holidays

I am thankful for where I have come from very humble beginnings, but sometimes struggle to come to terms with being late in my career. I am a C2 at 32. Any advice is much appreciated. Thanks.

I did an HCG trigger on 6/26. Took 1 test/day days 11-15, all positives. Now (day 17pt) I’m having cramps and lots of bloating. Is that normal in very early pregnancy? Slightly panicking...

Desi folks! Why do you let your parents manage your profile on the websites? It’s so uncomfortable when you get a call at 4 am saying “beta, we like your profile.” 🤷🏽‍♂️

Kab tak aayega yaar yeh appraisal

Hi all,
I need your favour here.
Do anyone has job referral for Business Analyst profile?

About me: 3.4yrs of workex-
Worked as a Sales Manager and across sales-Ops. 75% Team management+ 25% Data analysis and interpretation
Want to shift towards more data driven role.
I know advance Excel and SQL fundamentals.
Last drawn Ctc: 14lpa fixed

Any leads/suggestions would be helpful.

Thankyou :-)

Which one is better
Commonwealth Bank of Australia, Huron and NTT data??

Hey. Anybody looking to sell their car here in Chicago area ?

Are you allowed to bring a bag into wrigley for Cubs games? Going to the game tomorrow and wondering if I can bring my laptop bag in as I need to come straight from work

In how many days we receive salary slip as I have received my first salary.

Any good recommendations for patent industry magazines with regular print editions? too much of my keeping up to date is by blogs.

Best app to track expenses?

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

Hey, i am looking to invest 25-40k where i can easily make 7-12% of return. I am looking for things like rd which have very low risk appetite. I will be using this collected amount to invest in stock market when stocks are made available at very cheap prices...

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

Is it possible to have zero tax with 13.5 lpa with the following tax benfits ?
80C 1.5 lpa , 80 CCD(2) NPS 50k ,
Home loan 2 lpa.

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

How t save tax for 9 lpa salary. Can anybody help me out.

Hello folks, My ctc is current at 6.2lpa and I would like to cut down my taxes. Any suggestions on where to invest for tax savings? Also is FD a best plan for investment with lock in period od 4 yrs for tax saving bills?

Hi Fishes !
What are your thoughts about investing in reliance power for long term !
I'm a newbie in stocks .
Any suggestion will be appreciated !

Hi Experts ..Suffering from financial stress...my 90% commitments will be end by December..but felling so much stress to handle with money

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?