Hi All,
Can someone suggest some good term insurance and how to choose one?

Hi,
Has anyone bought a new construction home from the builder Gehan Homes? What's been your experience?

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

Investment suggestions - First generation immigrants from India; we live in Florida and make around $550k per annum. Please suggest options to generate wealth (apart from stocks & ETFs)

Ally bank dropping rates again. CD a good choice?

If you could change anything about the tax system what would if be? If to simplify, how so exactly?

Any recommendations for a home buyer assistance programs for a first time buyer?

Does anyone invest on WeBull? Are you actually able to get IPO prices for popular IPOs?

Is there ever going to be a comeback of the main coins (BTC/ETH/LTC) or are the golden days done?

Thinking of buying ALL coins for $1000 each. Am I crazy?

What motivates you to start or keep up a side gig? Is it just having more income or a specific financial goal?

Hi Fishes !
What are your thoughts about investing in reliance power for long term !
I'm a newbie in stocks .
Any suggestion will be appreciated !

I just left my pre-seed startup that was running out of cash (we made $100,000 in revenue this year, and sunk $1m in costs). I was making $40,000 as a developer (plus 20k stock options at $1/share per year) and they refused to pay me any more money. I have 17,000 vested stock options, total number of shares at the time of my contract was 4million. I’m a bit confused about share dilution and if it’s worth it for me to buy some of my stock options… thanks in adv!

My father took a home loan, and the same home is kept as mortgage.
I'm paying arround 22k emi for the same but unable to exempt tax as the loan is on my father's name.

I googled a lot how to transfer it but neither gift deed nor sale deed would work as the property is on mortgage that's under bank's ownership (until loan is fulfilled).
Tax is also getting deducted, I'm paying hefty emis.
What can I do?
Please advise 🙂

Hey fishes, can someone tell me how the 80c bracket works, i know i can get exempt upto 1.5lakh under it, what i wanna know is does PF comes under it or not? For example if my yearly pf deduction is 20k and VPF is 10k so now will i still be able to show investment of 1.5lakh under 80c apart from PF and VPF or i'll be able to get exemption on only 1.2 lakh( 1.5lakh-30k= 1.2lakh)?

Thank you in advance!!

How long after dating someone do you share your income if at all? .. do you share with your parents? Has this posed any problems for you ?

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Bitcoin - should I buy? 💸💸💸

Sold 10% of my ETH @$2,500 to pull out my initial cap investment - so tempted to throw it into btc on this dip. Should I pull the trigger at $50k or wait for $47k?

I feel like I have to work but I don’t want to😩 happy Labor Day y’all

We’re having a destination wedding and I feel selfish/silly for taking a honeymoon after. But I feel like if we don’t do it then we will put it off and it won’t really feel like a “honeymoon”. What would you do?

What does a Technical UXR interview look like? I have my first one tomorrow! I am mostly preparing by practicing research planning and reviewing different methods, but if anyone has recommendations on how to better prepare, I would appreciate it!

Hey fishes, completed 3 tech rounds at Bosch.
Last tech + managerial round was on 10th Nov. Got HR call on 17th Nov. Told my expected package and she didn't seem to have any issue. On 22nd Nov, got a call from the consultant at taggd who has been arranging all my interviews. Told my expected CTC and she seemed a bit surprised but didn't negotiate and asked if I have any other offers? I asked when can I expected the OL, she said within a week but didn't take any documents. Can I expect the OL?

How is Eclipse plug-in devloper role in Robert bosch

After joining for laterals, will client interview be there in Bosch?

I’m so burnt out

Hi guys,

I got my full and final settlement today but I can see no tax deduction. Does anyone know the reason. 4k tax used to be deducted every month till now. I also got gratuity and leave encashment along

Trying so hard to become a manager in consulting before I'm 30. Is this unrealistic or alternatively, nothing to be proud of? I'm 28, turn 29 in March lol, and am on the promotion track. So freaking close.

Hello All - I struggle with time management. I take medication but I have no idea whether a task will take 40 mins or 4 hours. Because of this, I over commit and under deliver. Also, having been on the receiving end of criticism, over time I have developed a perfectionist streak. I won't turn it in if it is good enough. How do you break out of this habit?

Any resources to help the brain structure tasks and make better estimates? Much appreciated, thanks!

Going to Jamaica in December. Please share some recommendations for where to stay, activities, places to visit, where to eat, etc.

Looking to match the switch to industry as a full time product manager/product owner or program manager. I have 3.5 YOE in Financial service, Retail, Automotive, Hospitality, Energy/Utilities. Anyone have any suggestions for companies to apply for or look at? Really trying hard not to apply at companies where Ill just get stuck in the ATS system.

Any paralegals used Upwork or similar sites for side work/freelance work? Just wondering if it's worth the time investment. All feedback is appreciated!

Does anyone ever feel any insecurity about how they compare to their partner? Eg partner is smarter, hotter, more outgoing, etc

When should a stub start getting worried about not having much work and low billable hours?
I’ve asked for work but no luck. I know they say this is normal for a stub but when should I start getting worried and consider looking for exit options? Fyi, I like my practice group, so I don’t want to change to a different group within my firm, hence would have to lateral, if I have to. Also, other co-1st years are churning in high hours.

Got an opportunity for devops cloud engineer. So will i work on their legacy cloud platform or do they use other competitors platform too?

What are some good Marriott properties to stay at in the Dallas area with points?

What’s the best way for me to have unlimited data/international calling when I travel to the EU this year? I usually just pay the $10/day Verizon charges me if I use my phone but data is capped or it slows down at some point if you go beyond a specific gigabyte.

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Hello everyone, need a help from you.

Previously my HRA amount was 96000 per annum so I was submitting a rental agreement of full hra without giving pan card details of myself and first party.

Now I have recently joined a new company and here hra is 2.7LPA.

How can I claim the full hra amount? I live in a rented house where agreement is between owner and my dad. Also owner will not accept for a fake agreement too.

Any other alternative do I have to claim HRA? Your inputs are welcome here

Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?

How t save tax for 9 lpa salary. Can anybody help me out.

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

Hi Experts,

Suggest me some debt funds. Looking for investment for 3-5 years.

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

Recently I underwent surgery ,do we have option to show unreimbursed amount which is not covered under insurance for tax exemption

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.

Hi Experts ..Suffering from financial stress...my 90% commitments will be end by December..but felling so much stress to handle with money

Can any one tell me, how to invest in quant mutual fund through it's website?

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

I am using my first credit card from last 4 months. Can i apply for second credit card? Will this hamper my cibil score?

I am utilising less than 30% limit on my first card.

I have a total taxable income of 1978050 for. Which I need to pay 330915 as a tax as per new regime.
I don't have any investment and also as working from home living in my home town so no rented house.
Please help me to save some tax
TIA

I made a mistake starting SIP in a ULIP. Used to invest 7500 per month starting from November 2018. I have discontinued my premium payments since last year. That is when my fund was moved to an interim surrender state and now it earns 4% per annum interest.

After 5 years of lock-in that is November 2023, can i withdraw the entire amount at a time? (Of course after paying surrender charges)

Hi guys.
Do you think investing in gold is a good choice?
Seeing their prices are going up, there will be good value in future for these