I wish to invest 2 lac rupees which I have in lump sum, considering current scenarios please suggest where to invest - FD / Gold / Equity?
Thanks

So spent the last 30 hours working through this trying to books with points. Still nada. Anybody else have luck?

Should I borrow $70k more with my 30 yr mortgage even though I have no immediate need? Tempting with at 2.5% interest rate.

Has anyone’s credit score dropped dramatically? Mine dropped almost 20 points in one month and the reason says because the age of my accounts are low but I haven’t opened any new ones? wondering if it’s covid related somehow?

Hi do you interview from time to time just to check what’s your market worth?

So i forgot to move my 401k over from my old job a few years ago. Never done it since because I didn’t want to incur penalties. Moving job again, can I do it now?

Any good book recommendations for profitability and performance management for banking industry? Or books on best practices for calculating economic capital?

How diligent is Mintz background check. When it comes to education? My references, credit, criminal and work experiences will check out. However said I already graduated school when I am in reality a month away from graduating. The company sent over the contract and start date at the same time as the background check.

Thoughts on the new Chase Freedom Flex?

I’m 36 and I recently reached a net worth of 1 million dollars. I thought I was doing good but then I see other people with several millions and can’t help but wonder how they got there.
I feel I’m doing everything I’m supposed to (I save, I invest, I max out my 401k, IRA, etc...).

What can I do to upgrade my game and reach those higher numbers?

Is it worth it to save up to fly business or first class internationally [even just US to EU] - or save the money for other things?

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

There’s a debit card that I’ve been using for the past 4 years and it beats out some of the cash back credit cards. It’s the Cash app debit card. I haven’t heard people talk about it in the card community and it could save people a bit of money - 10% cash back. I posted about it on my Instagram HerMillennialMoney if you want to learn my tips and tricks with the care.

Investor’s Business Daily: worthwhile?

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

I've got a YouTube channel about all things crypto and trading. It is primarily an educational channel, rather than one that is specific to investing.

Please post video requests here. (Continued)

How to know the GGID for checking final settlement payslip

Hi folks - anyone here is a realtor or was a realtor in Toronto before? Looking to chat with people who have the experience.

What does Chicago Tax Comp look like now days?

Hi, What's the average salary for a Intermediate Software Developer in Canada?

Did anyone join synechron for Morgan client this week? Please ping me

Does Google provides WFH equipment support for new joinees?

Any plays on FL (Footlocker) ahead of their earnings report tomorrow?

Hello Fishes,
I got an opportunity from NTT Data BPO.
I am currently being hired for nightshift. Are there any chances for getting day shift or mid shift?
Or are there any chances to get a change in shift after getting on boarded?
Will it be okay to discuss this with HR?
Because during interview I said yes to Night Shifts.

Given that a lot of ZSers ate joining Novartis, do you think that we can have a whatsapp group for the same? Thoughts?

I passed out in 2013 and started job in 2015 on contractual basis till mid 2017 and during this Many payroll companies changed for that particular contract and in this duration my PF, tax didn't deduct and no record in PF portal. Then joined Infosys in mid 2017. So now wanted to know can I show my experience from 2017 to apply in companies as for bgv many companies ask for PF statement or form 16 for all previous companies. How should I deal for 4 years gap if i show exp. from 2017 ?

I thought E1 set a solid foundation for the first season. What are your overall thoughts?

Has anyone on here moved from IB to management consulting as an experienced hire? How do you view the decision in retrospect?

All, I’ve been a lawyer for six years plus a judicial clerkship. While I love the law, I pretty much hate the current practice of it. I’m looking to do something with my law degree but not necessarily stay in practice. Any suggestions? Every time I look I get so overwhelmed that I stop looking.

Hello all, I’m planning to get a masters degree, but I’m not sure what should I get. I need something that’s going to get me to 150-200K/Yr range. Please tell me about your thoughts and experiences. If anyone is making more than 140K/yr let me know how do you do that? 😂

Does any team is facing layoffs problem in American Express. Really a horrible rumors I heard.

Any guys wanna chat? Nothing exciting

Can anyone refer me for Mainframe technology, application design and development. Years of experience is 15.

I'll be applying for a Service Desk manager position in the coming months. I'm looking to get a realistic salary range (online ranges vary drastically). I have 7 years experience in IT end user support. 4 years of these 7 years include having direct reporting employees in a supervisory role.

Switching from commission to salary!

I’m considering a less sales-oriented role that doesn’t pay commission. The new role will have a higher base but lower overall earning potential.

What % haircut should be expected? As an example, if I make 100k (base + commission) today, would it be realistic to ask for 90k (10% cut) + equity to make up the difference?

So my peers in my team earn double what I earn and work significantly less, get promoted over me and have bonuses. Also get to make decisions over my goals and such. I have a new leadership now but how do I escape this?

Hello everyone, need a help from you.

Previously my HRA amount was 96000 per annum so I was submitting a rental agreement of full hra without giving pan card details of myself and first party.

Now I have recently joined a new company and here hra is 2.7LPA.

How can I claim the full hra amount? I live in a rented house where agreement is between owner and my dad. Also owner will not accept for a fake agreement too.

Any other alternative do I have to claim HRA? Your inputs are welcome here

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

How t save tax for 9 lpa salary. Can anybody help me out.

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

Hi Experts ..Suffering from financial stress...my 90% commitments will be end by December..but felling so much stress to handle with money

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?

Hi guys.
Do you think investing in gold is a good choice?
Seeing their prices are going up, there will be good value in future for these

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience