I want to build my house and we already have a plot/land. I have around 9-10L in savings account. My in-hand is 1.1Lakh per month.

What would be the cost of building the single floor house in a small town (But district headquarter)? What process to follow and whom to contact for guidance ?

Shall I start the build with this money and keep pouring in with monthly salary or shall I take home loan?

Anybody here make significant weekly/monthly passive income off Covered Calls and/or selling puts? Looking for success/failure stories for those who have tried this!

Is there any good reason LMND went up $33 in one day?

Everyone says Geico car insurance is cheap . However for me it is most expensive. I went for Allstate/State farm which were cheaper than Geico. Am I missing something?

Anyone else crazy and buying a house right now? Part 2, does anyone have new construction experience and any important lessons learned? Much appreciated!!

Best long term investment strategy against inflation to get to a large nest in for retirement?

How do you effectively plan for retirement?

Would you say Austin’s real estate market will go through a correction in 2022? I am considering there in a few months (wife and 3 kids) from a normal-priced city. While we can afford a house there, I am scared of getting into an extremely risky investment seeing such fast growing prices in 2021. I’ve read both bull and bear scenarios online and I’d like to get some “Bowl’s” thoughts. Thanks!

too ambitious to seek a 1-bed EV / stuy town on 100K ? If you have a success story please share (or send BK recs)

Hi Team
I've declared the tax under my profile payroll and what is the use of FCP?

I have 4k that won’t need soon and thinking about were to spend it on.
A. Student loans at 5%
B. Invest in stock market

Why do people accrue prepaid expenses?

What are some of the things to keep in mind when leasing a new car? What are some add-on that can be negotiated on?

How much household income should be to buy $1M house? Also what is the approximate down payment? I know 20% is the ideal but how much do people typically pay.?

Amex gold or chase Sapphire preferred? I need a card for international travel to avoid foreign exchange fees. Please note, that I'll receive a $150 credit towards the Amex annual fee due to having a corp card. I'd you my capital one checking, but no rewards/benefits there.

Buying a condo with an HOA - what’s the average reserve % you’ve seen? My HOA is 23% funded, and recently raised dues.

Not sure if this is the right place to post this but who do you all use for financial management/financial advisors? My stuff is getting a little complex with some real estate and retirement accounts.

For a 2-year associate now tasked with senior-like roles such as reviewing and training, does anyone have advice on how to review individual hnw tax returns?

Cash out speculative stock portfolio (tech and fin holdings) and buy more cryto?

Got Invisalign (Lite) today!! If all goes to plan, I’ll be done with treatment before fall. Any advice from those who had or have invisalign? 🦷😁🦷

Any good recommended books on how to build a scalable product and team? I'm looking for recommendations for two areas: 1) in general laying the groundwork in a startup to have the tools and especially processes in place to scale, and 2) tactical focus on building a SaaS project. I've been promoted into a management role from Dev roots, so need to learn more PM processes to be an effective manager in day job, plus would like to start building my own SaaS solution.

To all the post-9/11 veterans, it’s a somber day that unites us all in the reason we fought. It’s easy to forget - especially with the younger generation having 9/11 be a history lesson rather than something they lived through. The waters became muddy with two wars and politicians, but you all stepped up and did your duty. Thank you all for your service, it’s an honor whether we crossed paths or not.

I have offers from Accenture, CTS and Fujitsu. Which I should join? YoE: 3.6 All for Pune location. Package: Accenture - 8 LPA ( may counter offer equal to Fujitsu) CTS - 9.7 LPA Fujitsu - 11 LPA Infosys Accenture Cognizant Fujitsu

Anyone have experience in raising capital out of the Middle East (Jordan, Kuwait, SA)? Any experience in delivering solutions in that area? I am trying to figure out if a pursuit in that area is to much of a risk. Any insight is appreciated.

Been thinking about the other post about ADHD jobs. Any other job hoppers here or people with non linear careers? Or maybe you got a specific degree and are now doing something completely different? This has been a decade-long struggle for me.

Hi fishes, I need some guidance.

I am currently into the SAP Security domain and I absolutely do not have any interest in it. I am planning to shift to development and have started on some courses on my own.

My question is, is there any future prospects in SAP UI5 and Fiori? Since my background is in SAP, I assume it will make a domain switch easier.

Or should I move into the JS-React path since there seems to be a lot of demand? But my worry is about my lack of actual work experience

Hi Fishes,

I have completed my BCA in 2018 and currently working as Technician in Paytm I have completed Aws Devops Training and have knowledge and hands on experience in Got, Jenkins, Ansible, Docker, EC2, S3, IAM, VPC, Lambda.

please refer me and help me in getting job

Best movie ever?

I heard Deloitte won't apply Green Card till 2 years after joining. I'm 3 years from H1b max out. 2 years is too late for me. Any possibility to get an earlier start during offer negotiation?

Has anyone at Google relocated from San Francisco to a lower cost of living city (Denver, Atlanta, Austin, Miami, etc.) ? If so, how much lower was your salary after readjustments?

Have any of you moved to PE for a slight pay decrease from the crazy banking comps last year?

I used to have açaí bowls for breakfast while traveling because of per diem. Now that I’m bracing to be WFH for the long run, I want to start making nicer breakfasts to make me happier. Where are the best places to get açaí? Not the powder, the frozen packets

I am incapable of doing hard work 🥴

I saw that Orrick had an Attorney's of Color retreat in New York. Does anyone work there who can speak on how it was? If not, is there a retreat/coalition/group for Attorney's of Color at your firm?

Is there such things as FP&A positions in Big 4? If so, are there better times to make the change than others (I.e. at senior vs manager)? I’m currently in FP&A and looking to work at a Big 4, or another company that offers the ability to move abroad. My current company and many others I know about do not offer the mobility to do so until much later, which is not what I want. Thank you.

I have a total taxable income of 1978050 for. Which I need to pay 330915 as a tax as per new regime.
I don't have any investment and also as working from home living in my home town so no rented house.
Please help me to save some tax
TIA

MY NPS SIP deducts 30/- as convenience fees
I am 27 my NPS is for 33 years my convenience fees will be around 11k
What to do ?

How t save tax for 9 lpa salary. Can anybody help me out.

Hi All

I am getting 45k monthly and 10% tds is being deducted at source so after tds I would get 40,500 Rs. However, I am making my work done from someone else and paying him 30k. I am left with 15k each month. What should I do to save this unnecessary tax I paid? Please help.

Can any one tell me, how to invest in quant mutual fund through it's website?

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

So the National Consumer Helpline really works.
I had filed a complaint against Goibibo, who delayed my flight cancellation request until 1 day before departure hence the airline charged a higher cancellation amount.

A friend of mine introduced me to the portal when I filed a complaint explaining the matter in detail, uploading Twitter DM screenshots, where the company was clearly denying responsibilities on the above.

Took 2 months but today my refund was initiated by Goibibo.

Is it possible to have zero tax with 13.5 lpa with the following tax benfits ?
80C 1.5 lpa , 80 CCD(2) NPS 50k ,
Home loan 2 lpa.

Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?

Hello folks, My ctc is current at 6.2lpa and I would like to cut down my taxes. Any suggestions on where to invest for tax savings? Also is FD a best plan for investment with lock in period od 4 yrs for tax saving bills?

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

Hi guys.
Do you think investing in gold is a good choice?
Seeing their prices are going up, there will be good value in future for these