Mutual fund strategy?

Age - 30, Married
Current sips -30k.

Parag parikh flexi cap - 5k
Nippon india mid cap growth - 5k
Quant small cap growth -5k
Uti nifty200 momentum 30 index fund - 10k

Thinking of a multicap and large cap fund to add? Any suggestions? Want to increase 20k in sips. Should I increase the current funds or buy new? Goals- long term. After 15 years

At what point do you start paying taxes on your side hustle?

I’m maxing out my 401K, traditional IRA and HSA this year and paying for some house improvements. I have about $750K total investments and very close to $2M net worth, but realize that I am behind on investments if I want to do FIRE. I was focused on paying off huge chunks of my mortgage and managed to whittle it down to $75K left. Would you suggest I go ahead and pay that off this year? Or pause and do a mega back door roth instead? I’m mid 40s. Thanks!

How can I lower my taxes? I feel like I pay a LOT (30%+) but don’t get many benefits in return.
Single with no kids

I'm being interviewed for Senior Analyst in hsbc. Can anyone help me with the tax saving options available with HSBC? Like self education, communication, meal vouchers etc.

Solana 😭😭😭

I don't own any and it hurts.

Curious in seeing what people's avg cost basis is in this, when you purchased, and why?

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

Anyone got the salary credited.

How much tax you paid... please also mention deduction u have used.

Let's make a list....will be usefull for all Amazonians

Does anyone work in Dubai or Singapore who can give me an idea what you get paid? Thinking of making the move from Norway. Lower/no personal income tax is the incentive - paying 47% 😭

Thoughts on the new Chase Freedom Flex?

Guys, I had very less HRA for April 2022 till August 2022. I was showing 1 lac annual rent .I joined new organisation in sept and now HRA is 43000 per month. Would that be okay to show high rent as 30000 per month to my wife as landlord. Earlier I was paying 9000 rs per month to different landlord. @ IBM

Company offers 200% match on the first 3% of 401k contributions, vested immediately. How is that relative to other firms?

What’s the fastest WI-FI provider in Austin? I have Spectrum abs it’s not fast enough for my house of 5

Any good mf with less tracking error to invest in us equity.

Does j2 background check decline you if they see you’re still employed with j1?

What do you guys think would classify as a good savings amount by the age of 30?

If JetBlue moves my departure time by 3 hours can I get a credit card refund or only travel bank?

🔮 Looking for some buys with my new found gains in ETH 🔮

What is personal independence??
Why Pwc asked me to fill all investment details for me and my dependant.
Can anyone please help me on this ??

@pwc

What's your biggest net new account this tumultuous year?

Any PAs that have another stream of income outside of their PA job? Like business/entrepreneurship or IT?

Ways to overcome fear of public speaking? At times I stutter when I introduce myself and am sick of it

Finally accepting that I have too many grey hairs that I can’t just pluck them any more. What’s the best way to color speckles of grey while optimizing for cost/time/quality? Do those boxes of hair coloring at the grocery store actually work or should I get it done professionally? 🤔

Hi everyone!

Currently in social media marketing but looking to transition to a career in SEO/SEM. Any tips or advice you can give? As well as recommendations for companies I can look into?

Do all applicants get invited to complete McKinsey’s Solve game?

How long is the interview process at CBA? How many rounds of interview for senior poaitions like senior technology businee analyst or Product Owner?
Any feedback on work culture

@CBA

What is the standard billing for a surgical PA? 20% of what the MD is billing? Does anyone know?

Hi Fishes,
My Appraisal is due this september. Can anyone of you tell me how much hike can i expect.
Cctc:6.5
Designation:Engineer
Exp:2.6
I joined in jan2020 but the training period of our entire batch was extended due to covid. Hence getting first appraisal in sept 2021.
Thanks in Advance😀

Is our industry as competitive as some say? I see a lot of people saying this and I work with a bunch of hacks (myself included). It felt like a little while ago agencies were begging to hire new talent, and most couldn’t find new people. Is it really that hard to get a job at an agency? Maybe I’m just out of touch being in this career for so long.

Does anyone have experience working for or using Sylvan Learning Centers?

I'm currently completing a tax LLM (as a foreign trained lawyer) but considering pursuing a JD. I'd like to do it part-time while working. Which firm/service line gives me the best chance to do both? Also, is part-time Big4 work even a thing?

Hi everyone,
Anybody need any referrals for -

1. Java (3+, 6+Y Noida)
2. QA lead (2-3Y BLR)
3. ReactJs (5+ Chennai)
4. Devops (8-10, Nagpur)
5. C++ (Nagpur)

Hi All,
Need your help for 11 Likes to unlock 🔓.

Hi folks,
I am working as a Business Analyst with 3.5 YOE and in total 4.9 YOE. I am getting 6.7CTC which felt totally low. If I switch then how much I can expect as a market standard currently. Thanks

Any new joiners attending first impression call tomorrow.

How does everyone manage SAD during the winters. Feeling so down and not sure what are the best ways to cope.

Are y’all safe after the tornadoes?

Has anyone ever lived in The habitat Powai (Mumbai) location. Can anyone tell how's it?

Anyone here familiar with the medical records field reviewer positions at Change Healthcare? Looking to get a little more info on schedule, workload, and pay specifically. TIA!

Hello everyone, need a help from you.

Previously my HRA amount was 96000 per annum so I was submitting a rental agreement of full hra without giving pan card details of myself and first party.

Now I have recently joined a new company and here hra is 2.7LPA.

How can I claim the full hra amount? I live in a rented house where agreement is between owner and my dad. Also owner will not accept for a fake agreement too.

Any other alternative do I have to claim HRA? Your inputs are welcome here

MY NPS SIP deducts 30/- as convenience fees
I am 27 my NPS is for 33 years my convenience fees will be around 11k
What to do ?

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

Hi Experts ..Suffering from financial stress...my 90% commitments will be end by December..but felling so much stress to handle with money

Hello Sharks,

Any suggestions on best term and health insurance. And what points we should keep in mind before considering the option?

How t save tax for 9 lpa salary. Can anybody help me out.

Hi, Ive been working for 5 yrs now , but haven't made any investment or bought asset as such, no savings except the ppf. Please guide

Is it possible to have zero tax with 13.5 lpa with the following tax benfits ?
80C 1.5 lpa , 80 CCD(2) NPS 50k ,
Home loan 2 lpa.

Hi Fishes !
What are your thoughts about investing in reliance power for long term !
I'm a newbie in stocks .
Any suggestion will be appreciated !

Hi folks,

What do you think, is NPS a good scheme of investing in comparison of Mutual funds, stock market and ppf?

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

Recently I underwent surgery ,do we have option to show unreimbursed amount which is not covered under insurance for tax exemption

Anyone can guide in options trading?🙂🙂
Lost around 10k😒