Credit Cards Discussions
American Express

Hi all, planning out credit journey, and wondering which credit cards have given you the most frequent and generous credit limit increases?

I pay card in full every month.

For me, Amex has been highly consistent with three increase over the past year without my having to request. Discover has kept pace, but I’ve had to manually request my CLIs. Citi too.

Which offer to choose among Amex and Arcesium?
In terms of Job security, work life balance and growth.
Difference in base salary - 2 lakh, bonus- 4 lakh and incentives - 5 lakhs

So first time poster and my first time trying to book flights with amex miles, I have 125k points to use for a trip from DC to Austria, now my issue is everything is stupid expensive trying to fly into Vienna so I'm trying to get into Austria via Munich but I can't find flights in some airlines because I have no points/miles in those accounts to even gauge a price, anyone have any tips, tricks and advice on how to do this?! Thank you in advance!

I know we all like to vent about poor customer service but I would just like to say that I LOVE AMEX customer service. I mean if other places offered me 75% of Amex’s level of service I would be content and happy.
Who ever of y’all work at Amex — you guys are killing it on customer service! 10/10 every time!

Hi guys, please help me choose one offer on the basis of role and growth!

Citi - Business Analyst/Data Scientist - X lpa all fixed
Amex - Product Development Analyst - X+1 lpa + 1 lac bonus + 1.5 lac JB

I am a bit skeptical about abandoning data science role in Amex!

Any java developer from Amex Bangalore?

Is there any relocation allowance in Amex, nothing is mentioned in the LOI

Hey Everyone! I’ve been currently working at AMEX for a year, and I need a new role. I have about 3 YOE, and my goal will be to work at a Tech company either doing Digital Marketing or Project Management. I’ve been applying for roles, but no luck yet. Does anyone have any advice for me?

Hey Everyone! I’ve been currently working at AMEX for a year, and I need a new role. I have about 3 YOE (counting internships), and my goal is to transition into a Tech company either doing Digital Marketing, Project Management, or Strategy. I’ve been applying for roles, but no luck yet. Does anyone have any advice for me?

Anyone from AMEX open to referring? Happy to DM and share my experience. Thanks in advance!

Finally got AMEX Plat with 150K & 10x restaurant offer. Woohoo! First spend going to be a luxury watch. Do the bonus points get awarded immediately after hitting $6k or do you have to wait full 6 months?

What percentage of your bonus variable pay do you usually get in amex?

Which company should I join

Informatica - performance r&d role
Amex - java based tech stack

3.11 Years if experience. Package same, location Bangalore.

Which company should I join

Informatica - performance r&d role
Amex - java based tech stack

Years if experience 3.11. Offer package same, location Bangalore.

Anyone from AMEX project?

What would you do in my situation:

Paid accountant in February. He told me he filed right when I paid but I’m 99.99% sure he never filed my taxes until the very last day in April before the deadline, as the IRS tracker said my return did not exist until I complained to my tax guy and he said he’d “file them a second time”

State return had issues and needs refilling with more follow up requests from state, now awaiting 90 days for completion.

I paid with Amex & they will dispute, would you?

Hi, is anyone able to give referrals for AMEX, Mastercard, or Google? Thanks!!

Anyone here work at Amex? How is the immigration team and are they quick to work out the PERM application?
Received an offer but contemplating joining because I’m not sure how quick and good the immigration team is. I’m currently on H1B on my second term, so need the PERM applied before end of 2023.

I have 1.5M Amex points. Which epic trip should I take?

Should I always pay my amex card in full before the statement ends as a best practice for credit scores? Or wait till the statement ends and then pay in full?

Does Amex provide phones/any other tech other than laptop at band 30 - analytics space?
Wanted to buy a new phone before joining but wanted to know if Amex provides anything like that.

How much time do background check partners take in amex to complete the BGV process. And when will they send the laptop.
Also, which laptop they usually give to someone joining as Engineer l.

Thanks !!

What’s the best way to use Amex points for flights to Europe? Which airline partner gives you the most bang for your buck? I’m pretty rusty after 2 years of no international travel.

What are salary increments at amex like, i am joining as an analyst in band 30 with 12 lpa salary? What can i expect?

How do you make the most out of your Amex platinum rewards?

Just got the amex platinum card. What’s the best way to use the $200 hotel credit with those select hotel lines? Is there any steal of a hotel in the US I can use it for?

McKinsey 🐠, do all expenses have to go through corporate Amex or can you use personal card to reimburse?

Recently joined a consulting firm and have a corporate AmEx now. I am planning on paying the $95 fee to get the points from corporate expenses. I also have only a chase sapphire preferred. Is it worth picking up a Gold or Platinum card to pool all the points in one place? I eat out a lot and mostly redeem points for statement credit or the occasiaonl hotel room (use Marriott). Don’t do a ton of personal flying. Thanks in advance.

Chase Sapphire Preferred or Amex Platinum credit card? 80k intro for Chase or 150k for Amex. Curious what others think that have these cards.

Whose got the best amex referral bonus to offer? Looking to apply for gold, but maybe platinum.

Why doesn’t Amex platinum have 4x points on restaurants and groceries like the gold card has

Looking to land at job at Amex, has anyone here moved from big 4 to Amex? Please share your experience :)

Does anybody have a referral link for Amex Platinum? - has to be UK based