Hi all, planning out credit journey, and wondering which credit cards have given you the most frequent and generous credit limit increases?

I pay card in full every month.

For me, Amex has been highly consistent with three increase over the past year without my having to request. Discover has kept pace, but I’ve had to manually request my CLIs. Citi too.

What is the minimum salary required to be able to save 3 lakhs per month in Glasgow (wife is not working)?

So after you max your investment accounts (401K, IRÁ, emergency savings. etc) what do you do next?

A little context: 24M, started in the pandemic, moved back home and paid off my student loans.

Do I move out? Can I start spending on myself? Am I missing anything from a saving perspective?

Apologies in advance if this comes off entitled/arrogant, really just looking for some advice and wanted to give as clear a picture as possible.

Hi there. Has anyone here invested in a manual car wash? If so, how profitable is it realistically and also what to look for when buying one? Thanks in advance:)

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

My portfolio has been stagnant for a week now. Last few times this has happened, market has tanked. Anyone else feeling we’re at an event horizon soon?

I received my fnf from Accenture today. I don't know why 18k as 'other perquisite' is mentioned in income tax computation sheet?

If I have a six year old and 150k in a 529, can I say I’m done?

Hi Guys.. I have an interview scheduled with JP Morgan Chase. May I know what would be the max limit salary which I could ask for 7.3 YOE, Java Full Stack Engineer.

Good recommendations for realtors in LP/OT area? Apartment rentals. Thank you!

I get $3200 in rent for a condo that I have $3600 monthly costs on (mortgage, property taxes, HOA fees). Although I put in $400, I make about $1400 a month in equity (15 year mortgage). Property is worth about $470k and I have $200k in equity. Make sense to keep or sell?

Currently 25 y/o making 70k/year in Boston. I grew up pretty poor and I have minimal financial education. A lot of my salary now goes towards helping my parents get out of debt. My parents are no longer able to live on their own, so considering selling my grandmas house where they live (maybe 550k), paying off their mortgage (100k) and buying a duplex (between them they make about 55k/year). Is buying a two family home a good investment ? How much can I afford to spend on a new house?

Any company (consulting or others) still sponsoring h1b visa or green card for new hires?

If I made $1000 in dividends this year, would I have to pay any tax on it if my total yearly income was less than $20000?

Anyone doing any investing in Charleston, SC

Not sure if this is the right bowl but hoping to get some insight. I have a lot of student debt, and am considering refinancing with First Republic bank to get a (marginally) lower interest rate. However, their version of refinancing student loans has changed in the last couple years so now they offer you a personal line of credit. Is it a bad idea to refinance with a line of credit vs a regular student loan refinancing?

I applied for a job at Visa and was contacted the same day. A few days later I had a 30-minute screening interview with the hiring manager. I knew I was very early in the process since the job had only been posted for a few days. It's been 3 weeks and I haven't heard back, even after reaching out to the recruiter. Have I been ghosted or is there still hope? Does anyone at Visa have insights? Looks like there are a ton of jobs posted so maybe they are just backed up?

Time to buy SQQQ / TTT / TZA?

Has anyone here transitioned into product marketing from a PR role or some similar area like content marketing, brand, or creative? How did you make it happen?

Is KPMG, EY and PWC considerate about one not wanting to travel and chosing local projects in the IT Assurance practice? Please share your experiences. Thanks!

How is M&A right now? Is this industry currently short of work or short staffed? Trying to figure out what my chances are to get in

Hello! Anyone have any experience with ADP WorkforceNow? We were about to sign with Paycom, and move away from ADP, (who only does our payroll right now, no other services), but it seems WFN has come a long way in the last year or so. Can anyone offer feedback? Appreciate it!

For dinner activities or both?

Laila Blueprint Cabernet 😍 I swear this is the best wine I've had in years.

Educational book recommendations! I love to read, please list any educational books you loved, especially related to special education!

News about Demi Lovato’s overdose is really devastating. Just goes to show that you can be successful with access to the best healthcare and resources but mental illness doesn’t discriminate

Thoughts on Viibryd? Im on my 4th week and I feel like it’s affecting my cognition. I’m finding it difficult connecting the dots as I carry out my job and it’s getting me worried.

⚠️Toxicity Alert ⚠️

My previous manager would track us by hours daily, made a fuss everytime anything stretched and guilt us for that and the unplanned leave too unless it was COVID. Hinted him a lot of time, this is problematic but apparently he considered it "standard practice for agile".

Now 8/10 teammates have switched within < 1 year of project start (6-7 months with him) which tbh had good work in our opinion and even team was fun to work with even though none of us ever met in person.

Shower thought:
Why did Toronto (or Canada?) change the exit signs from the classic red EXIT sign to the green running man? Wouldn’t it confuse more people especially elders in finding the exit?

Also isn’t it a waste of money for businesses to replace perfectly functional exit signs when renovating?

I joined a new consulting firm and have been here for 6 months. Recently, a SaaS client (1k employees) that hired my old consulting firm reached out to me about a job opening - Lead BA working primarily to implement their benefit admin system for insurance companies. My current TC is 95k. Is it worth making the jump if the offer is north of 110k? Anything I should look out for? The client and coworkers were all nice, but I remember being stressed on the project due to limited resources.

When potential clients tell you they’ll hire your firm but they want to be 100% reimbursed from you if you aren’t able to get them the outcome they want - how hard is it not to laugh?! 🤦🏽‍♀️🙄

Has anyone here chosen Soluno over Quickbooks? Thoughts?

Looking for senior Business Analyst for a technology consulting project (robotics process automation). Small fast paced team with great client, salary range 100-130k. CBP badge required (active is preferred, recent or equivalent clearance is OK too). DM me for details and job posting

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

With rates going up, is now a good time to start a CD ladder?

New to trading and investing in equity. Have $200k in equity and $20k in MUNI bonds. How do you plan to diversify?

This might be the wrong place to ask but is getting a car worth it?

I think it’ll somewhat improve QOL but with parking, insurance, gas and financing costs I’m not sure spending almost 1K/month is a good idea at 22.

The other problem is that used cars are so damn expensive right now so I can’t just buy a used mx5 for 5-10K

24y/o, salary of 65k, contributing 7% to both Roth and Traditional 401k (about 350 each month) any recommendations on whether should keep contribution or alter it? Thanks

In the US for about 5 years. Looking to cash out and move to Europe then. 401k matched. What next steps would you take to manage the rest of your cash?

Has anyone looked into starting a property management business? Repeat clients, scalable, and can run smoothly once you figure out the right team/systems. Any general thoughts and or recommended resources/books? Haven’t done much research...just sharing shower thoughts here

I have a brokerage account with 7k in it, split 70% VOO 30% SCHF. I now have an additional 11k I can add - how should I allocate it? Should I move towards an 80/20 split just in current funds or add things like a growth (VGT) or high dividend ETF (VYM). All of my retirement accounts are already maxed, FWIW and don’t need the $ for any large purchases needed in the near future.

VOO. I predominantly use Schwab’s robo advisor and have consistently been 8% below S&P 500. (1) based on the historical performance of VOO, am I better off shifting all of my retirement and brokerage accounts to VOO? (2) how do I do that? How should I go about this? Liquidate all my robo advisors and then buy VOO? Hope you all don’t roast me too hard!

Has anyone made a big bet to try to attempt to retire early? It seems like everyone in this bowl focuses on traditional, conservative investing. Going that route I’m gonna be a wage slave all my life

For couples who are not married yet - Do you guys talk about net worth, income, or anything even finance related? I know my SO earns more given his current industry, but thinks it’s rude to talk about those things. But I’m wondering… isn’t it normal for couples who live together or are married share those info? For example - How am I going to know what to pay for our child’s education in the future etc?

Every home is NY and west coast is a million plus. It’s like any decent home is million plus now. Yet I find it strange that only 12 percent of US population is millionaire status. Why?

Wanting to take advantage of the current market. 20K to get going. What are good passive income ideas in todays economy? What would you do?

I know there is no black & white answer, but what’s your thought process in deciding when to sell and keep the profit?

How do folks effectively save for a house down payment and max retirement?

I really want to move out of my parents place for social reasons etc. I still hangout with friends a lot but it’s just a hassle having to drive a hour or so to kick it with them. So my dilemma is I enjoy saving $ on rent (yes I know can’t have both) but the main reason for me moving back home is so that I can save and buy a house. On the flip side with how expensive houses are right now it’s hard to even buy. I’m in CA btw SoCal. If anyone has any suggestion of places to live for a 26 YO TIA!

So after you max your investment accounts (401K, IRÁ, emergency savings. etc) what do you do next?

A little context: 24M, started in the pandemic, moved back home and paid off my student loans.

Do I move out? Can I start spending on myself? Am I missing anything from a saving perspective?

Apologies in advance if this comes off entitled/arrogant, really just looking for some advice and wanted to give as clear a picture as possible.

Gl as a aor

If I have a six year old and 150k in a 529, can I say I’m done?