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If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

Thoughts on buying a house now? Lease is up in January. Can finally afford to buy. But would it be better to wait until next year in case of recession -> foreclosure market -> better deals? WDYT

Investment suggestions - First generation immigrants from India; we live in Florida and make around $550k per annum. Please suggest options to generate wealth (apart from stocks & ETFs)

Avoiding US fishes who live in a different reality. How do the london fishes earn (level, company). What % are you able to save monthly?

My own
~10 years total with ~2 years consulting
Pay 100k base + bonus
Realistically saving 40% net take home for house in future

Clever ways to get cheaper housing? What's your hack to beat the system?

Married, 2 kids under 3 yrs. Apartment is too small, but we can't afford bigger. Do we rent a 2-story house and split it with another family? Do we stay in our small apartment and get creative with bunk beds and storage solutions?

How can a family, with kids, and one crappy income ($82,000) get a comfortable living situation here?

Rumor is Lucid motors will go public via Spac $CCIV . If this is confirmed we will see 20 soon. Anyone holding ?

Question, if you pay off your house isn’t a 100k salary more than enough to sustain a good lifestyle? My goal has always been to payoff my mortgage then find a really easy analyst role to sustain my expenses. Assuming I’m a director/VP by the time my mortgage is paid off I’d probably be able to do an analyst 40hr week in like 10hrs. Esp at some of these low expectation companies. What do y’all think about this plan?

For those w investment property, how many of you self manage vs using property manager? This is my first condo, relative new build from 2018 and a family friend jus moved out. I would have self managed but am scared about squatting/evictions esp w Covid and the rent memorandums. Thinking of jus getting the property manager as I am new to this... Advice appreciated.

I worked with a Junior AD that skipped college and went straight to portfolio school. I was mad resentful of him at first, mostly because I wish I would have thought of that and saved $100K.

Has any one went from reinsurance back to insurance? The money is great and all but the W/L balance isn’t. Has anyone else felt the same?

Refi student loans now to 2.33% 5 yr variable? Will rates go down further this week/next? Talking about $144k that’s currently at 4.71% 10 yr fixed.

Hi,

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How much money should I have if I get to Canada for job search through express entry PR?

Hi fishes, could any one help me on how to withdraw of money and how much can be withdrawn ?

For EESP - which is better share withholding or payroll withholding? Thoughts?

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How much should i save from my salry for securing post retirement life and all general commitments before that. I'm 30 now. Assume no Inheritance. Current in hand 1.85 lpm

What is with people not knowing how to read signs? We have a huge one that says “NO CASH ALLOWED” and I still get asked almost everyday if we take cash

I joined KGS 4 months back. I am taking home loan now. Do I need to inform about my home loan to any one in our company? Any one please help me with this query? Infosys KPMG Tata Consultancy Accenture PwC Wipro EY Cognizant

Anyone using Edward Jones? Feel like we did a mistake and rolled over all my husbands retirement accounts from different employers and our kids 529 under them Jan 2020. Since then market is down and accounts lost20%. But the fees every month is pretty high around $200. I am worried to move it to fidelity or some other place and manage myself(not very confident), then I have to sell all of the Edward Jones managed funds and buy new. sell low buy low makes sense but don’t want to loose anymore.

So I’m engaged in an interview process for a top FinTech company. It started the 1st week of August and just now I’ve gotten word from my recruiter that they didn’t update on any decisions made. I had my 3rd & final interview last Friday. My recruiter doesn’t communicate well nor does she let me communicate with the company direct. May I being led on? Am I still in the race for this role in your opinion with the details stated. Please message me if you would like to know more in detail.

I have given interview in LTI on October 8 and I have cleared all rounds L1 L2 and HR . I got documents submission mail on oct 10 after a week on 19th i got a mail with the subject of application status update saying i have cleared all rounds But still i didn't offer letter . When can i expect my offer letter

I am looking for a lower stress, mostly remote, part time job. Any recommendations? My background is corporate Income tax. 10 years experience.

Can anyone set light on starting salary of JD/ tax LLM (GULC), for associate in Big4 tax controversy and dispute resolution?

Hi guys! Would anyone be willing to refer me to a great communication coach for 1 on 1 coaching? I am a junior associate looking to invest heavily into building my communication skills in a 1 to 1 and 1 to Many setting, over the next year or so. Any help is much appreciated!

Message me if you need a referral to PwC cybersecurity, financial crimes, or regulations. Please no noobs. Only experienced professionals with at least 1 YOE

Anyone know when rewards/workday are likely to get updated with PA results?

Has anybody invested in Yamuna gaur city or planning to do so?

Where can I see the reviews post manager discussion?

When you know the employee survey results for your business unit will be absolute dog crap, just delay the survey and claim it’s so you can conduct a more focused survey for your business unit.

Make every effort to record the fireworks display tonight.

You’re sure to watch that video regularly. Unlike the last 7 years of fireworks displays you watched live through your smartphone screen.

Family vacations are a must. The house is so much quieter when my wife takes the kids out of the country.

If you’re not competent enough to solve real problems in the organization, create a few minor problems that you can solve and look like a hero.

But you have to ensure the org feels the pain of your decision before promising to fix it. It’s like the three parts of a magic trick: the pledge where you float your idea, the turn where you inflict your idea, and the prestige where you fake a way to fix the mess you made on purpose.

Only works managing up, tho.

Ya’ll take ya vitamins today?

I love scientists online, but in person, sometimes it's hard to converse with y'all.

Itna sannata q hai bhai?

Could anyone help me with a Google referral for the Austin office?

Does anyone have suggestions/ recommendations or tips to obtain an Angel Investor, with a completed business plan including projections ?

Any angel investors here interested in syndicating?

Am I correct in my assumption that with the new accreditation laws, anyone can pursue a Series 65 unsponsored and earn accredited investor status?

A question for VCs: I’m currently a VC analyst. I want to eventually come back to the VC industry and perhaps become a partner (if possible). However, there’s an opportunity to work at an Endowment Fund (Harvard/Yale/Stanford level). Would you recommend me to spend the next 3-4 years doing something that’s not directly VC related? Would it be hard for me to come back to the VC industry with this experience? Why or why not? Thank you so much for your time and help!

Hi all 👋 Looking for some advice. I’m in the latter stages of building my sustainable fashion platform and need investment to get it over the line and complete the product. This investment would be for development and the first batch of paid ads. Would any of the fishbowl community be able to connect me relevant sources/ links/ people?

Any investors have experience in pharma? I have a client looking for Angel investors and their minimum is $250k+, as an investor what are you looking for? TIA

What’s a good D30 retention?

Any angel investors interest in a manufacturing training facility in Michigan?

Any investor interest in Healthcare SaaS Startup?

Investment: $500,000
M/M sales now: $12,500

Does anyone have a personal success story as an angel investment?

Has anyone invested in a company that you know was initially started as a RollOver as a Business Startup (ROBS) or a ROBS holding?
I am looking at this as an incubator model to avoid interest payments and other forms of initial capitalization.
I understand the level of risk and the objections some have for ROBS.

How did you all start as an angel investor? I am interested in becoming one… but don’t know how to start. I have 20 yoe in tech, and currently work for a faang. My entire portfolio is in stocks and re. I would like invest $250k or so over the next 12-24 months as an angel investor.

Launched my first startup! It started last year after getting fed up with the gamification of stocks, so I started to research angel investing, but I couldn’t t find any high quality pitches with free access…. so I decided to develop a solution myself

My network is a completely free and automated deal sourcing solution that matches investors & entrepreneurs. I would really appreciate anyone willing to check it out! Takes less than a minute to sign up and free.

Angel investors invest at the most risky time & take exit at the most lucrative time

That’s why they’re called angels, but why is it VC with the GOD complex.

Do you invest in commodities?