Advice Needed !!!!

Hi Fishes,
Infosys doesn't cover health insurance by default for parents. So, is it better to take the additional insurance policy for parents with in the company ?
Or if its better to take from out side. Please suggest few health insurances for parents.
Please respond and Thanks in advance.

like
Posting as :
works at
You are currently posting as works at

Take from corporate only, as it's group policy they will not reject most of the claims. If they reject that would affect insurance company and your company relationship. If you take outside there are chances that for few reasons they may reject as it is for parents.

like

It's always better to take outside that corporate. Bcoz it gets reset everytime you change a company. And the treatments for which waiting period is required gets reduced.
I got my parents Max Bupa - Reassure Plan. Check it out.
Also keep your insurance seperate from parents.

like

How is the max bupa reassure plan.... I'm planning to buy one for my parents

Always opt for external medical insurance with a good cover for parents and family. It takes a several years for some of us to realize how meager company insurance coverage is until something happens. Even I learned the hard way

like

Better go for external, coz parents would have pre existing conditions and all external require atleast 3years before they cover the pre existing. The issue with internal is it ends after you change companies.

like

In most of the cases the insurance isn't covered for parents from the firm, you have to take it additionally. Anyway, take the insurance from the firm. In most cases the claim won't be rejected. You don't have to pay much. Hope it helps.

like

I had availed my parents insurance through company. I hoped if any kind of issue comes hr/company will come in between. but at the time of claim reimbursement i got to know that the company has removed them and told me to talk to them directly as they will not be interfering. so i talked to them directly and those guys asked me so mony documents even the hospital guys were not aware of it . finally i gave up. no one helped me not hr not company. that was my experience. hope it helps u taking the decision.

like

Better get one policy from outside which will come within 10-12k yearly. Can you please share your experience in Deloitte please.

My Experience with Deloitte is just good but not great.
I didn't find much learning and growth here, WLB depends on the project/unit.
No Onsite opportunities as well.
On an Organisational level it's really great when coming to the Employee benefits, Flexibility and Care.

I’ve been in a similar spot. On paper, corporate health plans look comforting, but over time I realized they’re designed for the employer, not for individual family needs. In my case, the sum insured felt “okay” until I started looking at real treatment costs for parents—room rent caps, sub-limits, and exclusions add up fast. Also, the biggest risk is continuity: the day you leave the company, that cover usually ends.

That’s what pushed me to seriously review my parents’ coverage outside of my employer plan. I used BimaScore and Bima Analyze out of curiosity more than anything—just basic inputs, no document upload—and it gave me a clarity score (out of 1000) that honestly exposed gaps I hadn’t noticed before. It helped me see whether the policy would actually hold up in a real claim, not just look good on HR slides.

If you’re weighing options, I’d suggest evaluating your existing cover realistically before deciding. You can check it yourself here if helpful: [https://bimascore.com/a8lmv6](https://bimascore.com/a8lmv6)

Related Posts

I am expecting an offer from Master Card for Senior Software Engineer position in O Fallon MO. Please let me know what kind of base salary I can expect with 11 yrs experience . I don’t wanna undersell but also trying to avoid being aggressive but quote a decent number which will be achievable. Any suggestions will be appreciated. Is 125k $ base a fair value for or I can pitch higher? They have a 15 to 20 % bonus on top of base pay and a 10% match on 401k which the recruiter keep highlighting.

like

I recently moved to Toronto from New Jersey. I’ve been applying with little success. I have a background in healthcare, non-profit, and public health. Any advice on what company I should apply to?

like

Coronavirus is more deadly for overweight people - shall we ban Coca-Cola ads for a few months to flatten the curve ?

likefunny

My mom won't wear her Fitbit to bed. She has a pacemaker and has had a fib. We got it for Christmas so we could find out while she's in an episode and not a month later. She read or saw somewhere that it interferes with pacers. I looked it up and it's not a legit concern, but wanted more opinions before I advise.

like

Anyone in printers row know of good gyms around ~$50? Looking to avoid LA Fitness at SouthGate or XSport (reviews seem to agree - they are a mess). FFC is just not in the cards rn.

Selling a peloton cause I’m moving out of town in a couple weeks, ~4 months old, hardly used and in great condition, $1000 or best offer

like

Hey all. Just had a question for any insurance underwriters who work in the states. I am moving down there at some point and I would like to know.. What is the insurance landscape like compared to canada? Anyone working in new York state? Is there a lot more red tape? What is the pace of work like? If anyone is willing to have a phone call that would be greatly appreciated. I am in environmental.

like

Going through a miscarriage at the moment. Was 5 weeks-ish in and did three days of HIIT workout and here I am. I’m young so not that sad but I just hope I don’t have to get the D&C surgery. :(

like

What is the average salary for an account manager in employee benefits at brokers firm? And what about a senior account manager salary? I have 7 years of experience in the health insurance industry. I want to see if I’m on track or if it would be out of line to ask for a raise.

like

Claritin, Allegra and Zyrtec not working. What other allergy meds help you get through the spring?

Don’t think if my self as depressed, but definitely struggling to give a sh!t recently. Covid, WFH and the craziness of the political drama is definitely a factor, but can’t help but think age and career point is more so - struggling to get excited after 30+ years of the grind.
Looking for suggestions

like

TCS people .. is the rumour true ? Is anybody getting leaves deducted or being forced to resign .. if you don't go to office after multiple warnings ?

like

How’s McCann Health doing these days? Culture/businesses/client?

like

For those who work 100% remote with their company, what health insurance provider does your company offer? (ie. UHC, Aetna, BCBS, etc)

like

Health Cloud architect here. What should my next company and comp be?

like

Don’t want to get into why, but been struggling hard mentally recently. Only time I can get some peace in my mind is when I nap/sleep.

likehelpful

Currently in industry at 135k salary, poor healthcare, amazing wlb, a month of parental leave, work is okay.

Considering data science roles at :
return to Deloitte aim for SC in GPS
trying out EY GPS aim for SC
Gov job range is 100-120k and would need to negotiate up pto otherwise I’d for sure decline

-any perspectives appreciated

like

Hi,

I will be joining PWC AC bangalore soon.
Is there any policy for higher education support(executive mba) or support/reimbursement for certification like TOGAF, scrum, PMP or other certification to take our career development forward.

Thanks

like

Have a business and need a simple and
friendly platform to handle benefits,
payroll, HR, and compliance - all in one
place for your employees? Justworks is a
platform that makes work/life easier with
access to corporate-level benefits that
ensure people feel secure. They handle the
nitty-gritty of payroll, benefits, compliance,
and HR, so you have more time to learn,
grow, and seek something worthwhile.
Happy to give referrals for this company
for companies looking to find a HR/ Payroll
platform

like

Received my first prenatal massage at 19 weeks today and the therapist was trained and did a bit of myofascial stretching techniques. Never touched my stomach. Just lower back, arms, legs and feet. I have had cramps in my abdominal area since a few hours after the massage. Not sure if it’s cramps or stretching pains. Drinking a ton of water to flush out toxins, but is this pain normal?

like

More Posts

idk if this is the right place to post but...
Ok so I was carless -- I was assembling my new bed frame and one as I was grabbing one of the long parts; I set it vertically and my fan was on and hit the edge. I literally just moved in 5 days ago and I already scratched these pristine fans, I'm irate and I want to fix it.
Is there any kind of paint. or is there a way to polish it so it doesn't look as bad :(

Post Photo
like

What guides and resources do you use to find attractions that are off the beaten trail?

like

Does anyone know where I can find cheese curds here??

PwC'ers. How much am I looking at for healthcare for myself, my wife, and toddler?

I start in a week, haven't seen figures yet.

like

Interested plz DM with job codes to apply

Post Photo

Looking for an SM+ leader in healthcare financial due diligence and analytics to join our team. DM for more information!

like

Honest question: Are you intentionally mentoring anyone who doesn't look like you? And I'm not referring to your randomly assigned counselees. Type Y or N.

like

Have you ever seen one of your highschool classmates featured in the WSJ? I've seen two in the last two months :/ - I'm 30

like

Guys did you hear the big news???

likefunny

Do anyone have answer to OFRO TRAININGS

like
like

Current openings in Larsen & Toubro Infotech
DM for referal

Post Photo
like

Hi all, has anyone in supply chain taken one of the certification exams? (CPSM, CPSD, CSCP)
Does it help in any way besides refreshing contents about supply chain? I was thinking might be a good way to strengthen my resume (most of my career in investment analysis) but not really sure if it really brings that much value. Any insights appreciated. #supplychain #cpsm #cpsd #cscp #education #certifications

like

Hi Sharks,

Could anyone please refer me to
Capgemini Pune?

YOE - 8 months excluding 6 months full time internship.

Skill set - SQL, Python, PowerBI, Tableau, Alteryx, Machine Learning, Deep Learning, ETL, Datawarehousing.

Interested roles - Data Analyst, Data Engineer, ETL Developer, Datawarehouse Developer, BI Developer, BI Reporting.

Thank you in advance.

like

Can anyone please Refer me for a SAP PP job?

like

What all companies have openings for Informatica Developer for 7.5 YOE...
if anyone has any referrals pls post
Currently serving notice period....

Contemplating an offer at Big pharma for Validation Lead (non-managerial) role. Have 4 years experience with a masters degree. Any suggestions of what the base compensation range would be in big pharma for a similar role ?

like

Anyone with insight on Tenzing Private Equity? Everything notable is appreciated!

Friend asked to buy my SPG/marriott points. How would that work hypothetically? $0.027/SPG , $0.009/Marriott? (According to Points guy) & transfer to their account?

like

Additional Posts in Consulting India

Can anyone suggest name of IT companies in India with 1 month or lesser notice period?

likefunny

How is Torry harris Business solution with respest to wlb, job security, hikes, growth and learning?

Yoe: 2.8 years as Java backend developer

like
like

How is the Salesforce Development role in KPMG KGS and what is work life balance over there?

Hi all,

I have sent onboarding documents for a company that they asked me to fill and the joining date is coming Tuesday .

Since i have submitted the onboarding documents ,am i considered an employee now even before the official joining date ?

like

Unbiased answer please, Referral or though consultancy.

like

I need suggest on apprenticeship program by Genpact in department banking finance service. I'm fresher graduate bcom student whether this position going to help me build my future career or not ? I'm interested in finance field mostly in investment banking and financial analyst

like

HI

I have two offers

1) guardian life : 17.5 lpa

2) citiustech: 17 lpa fixed +1 lakh variable

what should i consider ?

Can anyone share reviews these two companies?

like

Had my HR call with HCL Technologies 3 weeks ago and we agreed on a offer, the Hr said he will release the offer letter in one week. Since then they haven't communicated and not picking up the call. Has this happened to anyone as well?

PS: I'm considering this as reject and not expecting anything.

like

After corona Me :

Post Photo

What's the salary range we can ask for technical manager role in EY GDS, trivandrum location. Experience 13 years

Hello All,

Need some suggestions related to Salary range at Bengalore Location. Getting some offers from that location and before taking the decision to relocate, just wanted to check what kind of salary package I should be asking for with the below details.


YOE - 13 years.
Current Designation - Team Manager( It will probably be a lateral movement).
Skill set -
1. Cards and Payments Domain Specialist.
2. ISO 8583 Specification.
3. EMV chip Technology.
4. QA Certification testing.

Thanks!

like

Hey Fishes,

Need advice to decide, please help -

BCG Gamma - 23
Mastercard - 22
Gartner - 21
Amex - 23

YOE - 4
Tech stack - Power BI/Tableau/SQL/Alteryx

like

Can anyone please help me to understand, what is SAF contribution in Bosch? They have mentioned this in the fixed salary in offer letter.

How is the compensation at IQVIA? Typical hike percentage and bonus percentage?

like

Any job openings for freshers?

Yoe 9 month but project is not allocated yet.. I am very worried please help me

like

hey folks , Is Western Digital at blore a good company to join in 2022 ? How is work culture and job security?

HCL Technologies Hi fishes, HCL is recovering retention bonus from employees if employee resignes. I got retention bonus in sept 21 after deducting TDS and I resigned in nov 21. Now in fnf statement they are recovering the actual amount given to me. Can i claim in ITR the TDS deducted in sept. HCL Technologies

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal