Anyone have experience with Donut app? And their 4% APY? Had any issues pulling money back out? Whats the risk here?

Do you use a roth or traditional 401(k)?

What salary or net worth do people here consider "rich"

Alright, who’s going to short GameStop? +80% in intraday trading, +600% as of 2021. Per WSJ - the bull rally is fueled by individual investors encouraging each other to buy the stock.

1M net worth, 450k total comp, age 35, just paid off tons of student loans TONS, want to retire at 50. What’s the move?

Confused about long term capital gains tax rate - are the brackets for how much capital gains you make in a year, or are the buckets determined by income?

Ie. If my income is over 40k do I pay 15%? Or do I only pay 15% if I realize >$40,000 in long term gains in a year?

I've been allocating 100% of my Roth IRA funds to Vanguards target retirement fund 20XX. Should I keep doing this or do I need to start getting into VTI/VOO/VTSAX as everyone in this bowl is so fond of?

If someone is working at 25 LPA in India, how much he should ask for if get an opportunity from Dubai to live a better standard life and make some savings also.

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...

What stocks do you look at to swing trade?

I'm new to all this. Is it best to save 10% of my salary all in my company's 401k (with 20% match, increasing by 5% every year)... or saving 5% in 401k and 5% in a Roth IRA?

Currently at 155K base in MCOL city. Have 28K in savings. Maxing 401k, ROTH IRA, and HSA. After all expenses, I'm only able to save 300-400/month in my savings account. Would you all recommend allocating more to savings vs maxing the retirement accounts?

Question for Sales leaders who’ve said “I did an analysis and concluded we just need more at bats”.

Does it feel like you’re saying something useful? Or are you also writing a book titled “In order to get rich you just need more money”?

My fiancé and I invested in a small startup about five years ago and are about to get a $300,000 pay out (after taxes). What would you do with an extra $300k? (We have no debt, have sufficient savings and own a home already so the basics are covered.)

The wife, baby and I are moving to Greenville SC in the spring.

Would love to hear anyone’s experiences about the city and where you’d suggest we start our house search!

Do you find it surprising that more people don't invest in cryptocurrencies ? Especially in the consulting industry

I recently joined citi. I have been given choice for to select superannuation as 13% of BS or 12500/- monthly or zero.

This is one time selection and not reversible.

I am already investing 1.5 lakh in 80C through SIP and EPF.

I need more detail about superannuation and is it beneficial or not?

Also is there any retirement age in IT field 🤔 (or in citi)?

Just got an offer to upgrade my Amex Gold to Platinum with a 100k point bonus (spend $6k in 6 months). Is this worth it to upgrade to platinum? Would you do it

Can someone tell me if a HRBP III is more senior level than a HRBP I? I’ve never really dealt with those titles so I am a little confused!

Would anyone be able to share what comp is for B4 SM1 in audit in NYC?

I have a 12 hour layover in Houston next weekend – any tips on what to do to kill the time?

Working in Risk Management, looking into the FRM exams. Does anyone have any insight or advice?

To be active - Ignore the post

Is ValueLabs a good company to join as per WLB and carrier growth, job security?

Is there anything worse than ALMOST booking a project with a top tier agency?

Should I put $20K towards my student loan balance of $230K before the no-interest period ends or max out my 401k, which I have contributed nothing to this year. I’m 25. Employee matches 4%.

Hi everyone, I am working towards a career shift into management consulting, specialising in Strategy & Restructuring services to be specific. I am looking for a referral to a T2 firm within the Middle East if possible. Would love to connect, learn from your experience and take your advice on how to successfully land a role in the industry! (Currently based in Dubai)

Best Marriott/SPG hotel in Seattle for a quick weekend getaway?

Things to do in Providence Rhode island? Will be there for a day

Recs for getting art framed? I know the MFA sends their stuff to Stanhope but I don’t think I really need museum quality framing.

Hi Fishes,

Could you please help me with with below scenario :
My YOE is 4.3 and ctc is 13 lpa. I am currently nominated for H1B 2023 and my petition is pending with USCIS for approval after lottery. I have heard H1B process could take months to complete. Should I waiting for the H1B or make a swtich? Is it worth waiting for H1B and how much saving one can make per month if traveling to US?

Kindly share your thoughts

IBM Infosys Wipro Amazon TCS Cognizant
Capegemini Accenture PwC KPMG EY

Don't drink. Need to figure out how to network without making it weird at happy hours.

What are your thoughts on Baidu as an investment?

Receiving a new contract next month. (From fixed 1y term to indefinite). I have not received an salary increase. I receive top performing ratings. How much would be fair when requesting a raise?

Best Hyatt in Hawaii (ideally Kona or Maui)?

I have applied for a job in CTS and got a mail saying we are pleased to consider your profile for a position in Cognizant.

In order to proceed with your application please upload your photo and fill the Candidate Declaration Form-1 (CDF-1) by accessing the below link.

I filled the form but I have not received any further communication it has been 2+ weeks.

If anyone is looking for a new great card - the new Capital One Venture X had an awesome 100k point offer ending tomorrow afternoon! PM if you have any questions or for a referral.

Favourite money saving hacks? Signed, Broke in New York.

What happens to the funds you're invested in if you roll an old employer's 401k into your current employer's 401k? Is your current 401k custodian able to continue keeping those funds invested even if they don't offer the funds themselves?

Looking for an investment advisor who is 1) a fiduciary 2) has a CFA/CFP/CPA or some combination thereof. No exceptions. DC/Baltimore area.
TIA.

What’s the best way to maximize having both the chase freedom unlimited and sapphire preferred?

For context, I’ve had the unlimited for 2 years and just opened the preferred because of the bonus offer. I will hit the $4k spending target, but after that, what’s the best way to use these two in tandem, given the unlimited rewards are all around much better.

Looking to put 10k into ibonds (maybe another 10k next year but not sure yet). Is treasury site easy enough to use? I initially stayed away because I heard it's awful but if set up is doable then I'll reconsider.

Also, should you have a separate emergency fund until you can withdraw your ibonds? Can't withdraw if you have an emergency in the next 12 months.

Reached theoretical financial freedom (4% of networth covers 120% of my yearly spending)
What should I do?
-Motivation to grind at BCG is not here anymore and honestly the experience here was underwhelming (~1y as a C, lateralled from other firm)
-Still too risky to open own lifestyle business
-Option to exit to industry for a few years at a 9-6 job?
-Option to do some side hustles?

Anything I should consider when making my decision? Any risks I haven't foreseen?

Thanks!

My company uses ADP for retirement. It has a contribution allocation for just 401k and roth 401k. If I wanted to contribute to a traditional IRA does it need to be through ADP and if so how is that done?

VOO. I predominantly use Schwab’s robo advisor and have consistently been 8% below S&P 500. (1) based on the historical performance of VOO, am I better off shifting all of my retirement and brokerage accounts to VOO? (2) how do I do that? How should I go about this? Liquidate all my robo advisors and then buy VOO? Hope you all don’t roast me too hard!

At what point do you pull out money from stocks to buy your first home. Stocks seem to keep going up but I guess so does housing but how do you know you're making the right adjustment in overall portfolio allocation?

What’s the best credit card for a married couple who shared finances? We were thinking American Express but kind of lost.

Does anyone follow the 3-fund portfolio? If so, could you share your 3?

Anyone using roofstock? Model seems really interesting. Would love to talk to someone using it.

What’s the smartest allocation (for a late twenties person) of 100K right now, between ETFs, stocks, crypto and bonds? I am mostly in cash right now and feel I’m missing out on investment ops, but also wary of putting money in the wrong place. Any advice would be greatly appreciated!

I want to setup monthly recurring investments in index funds with a long term return perspective. Looking to diversify into 7-8 funds - Any recommendations?

I’m a 26F basically starting over, all cities are an option and don’t have a lease holding me back. I’ve always wanted to get into real estate investing and have been tossing around the idea of buying a multi-unit property to rent out and live in. Issues are 1. I don’t have any particular city I’m set on, 2. Because I am sort of starting over those around me keep advising I don’t bite off more then I can chew/tie myself down so quickly. Any advise from those that do have investment properties or

2017 Lexus IS 200t F Sport for 32k plus taxes...? (33k miles) Yay or Nay?

Considering opening a 529 plan to fund my MBA in the future, is that possible?

Dental insurance question: if the company dental insurance doesn’t cover enough and you +spouse both need implant next year, could you buy additional dental insurance? From where? Anybody have the AICPA offered one? Thx!

Is it smart to set up an LLC for holding investment properties and other securities?

Does anyone here have multiple BoA cash rewards credit cards to maximize the 5.25% cash back with platinum preferred rewards status?