Need help on how to invest. We are positioned to pay off our house later this year. Expect to work for another ~20 years. 401k fully funded and have some company stock investments maturing over the next few years, but no investments outside of that. Kids have a prepaid college plan for certain schools. Emergency fund is solid. Where should I look to start investing? I have fidelity for my 401k, would they be good to open a taxable investment account with, or are there better options?

Are you a “Prodigious Accumulator of Wealth”?

N = 10% x (Your Age) x (Your Salary)

If your net worth is 0.5N or less then you are an under accumulator; around 1.0N then you average; 2.0N or greater then you are prodigious.

This is the millionaire next door formula.

I have got 5 offers till now:
IBM (15.9 + variable)
Infosys 16
Fidelity 23.5 + benefits
TCS 12.5
DTA 16

Which should I choose,also can you give any tips for negotiation with IBM.

I have 1 month of time left and currently preparing DSA for product based MAANG. Any suggestions for further action plan would also be great.
Thanks

YoE:5.8
Techstack: Java,Spring boot,MEAN stack,ELK.

Parents are deciding between moving to WVirginia vs Virginia at retirement to be closer to us based in fairfax (ideally be at 1 hour driving distance). They currently in the mid west but WVirginia appeals to them because of low taxes, low cost of living. We are also poc so appreciate some diversity.

What are some areas you would recommend both in Va and WV? What else should they consider prior to house hunting? Dad likes to garden/farm as well so looking for homes with large backyards. Tia!

Partners, what are the financial benefits of retiring as a Partner at PwC or other Big 4s?

I have mostly passive investments. I was thinking the other day: what if everyone had only passive investments? Wouldn’t this create incredibly high amount of systemic risk? Are we all sheep??

Did ok on a real estate investment and will have around $200k net to reinvest. Looking for opinions on short to mid-term investments for consideration. Moderate to high risk tolerance. TIA

NRF matched Millbank in TX yesterday

I am joining JPM as a VP. Which brokerage accounts are permitted at JP for personal trading?

I would like to know how much will be in hand for London onsite from tcs for an IT Analyst.

I am planning to travel with spouse and 3 year old kid. Wondering about savings as well.

Any guidance is appreciated!

Im so happy! I just paid off all my debts!

Who does your taxes? Need a recommend. Thanks.

Do you recommend Forex trading? What are the pros and cons? I'm new

Guys, can you list down your experience in working with EY, which you are missing in your previous job. Or, something good at your previous job which is missing in EY. Please comment those. It can be anything like good project, managers, WFH, benefits, flexibilities, Hi, 

I want to cancel this 200Rs Netflix membership for this month. How to change this in my card settings, I am not able to find the settings in ICICI website to cancel this. 

Hey Guys,

Can anyone please suggest sectors i can rent a 1bhk in and what will be the cost.
Please help me.

Has anyone dealt with submitting domestic adoption costs for reimbursement? Do we just email them our receipts as the expense has occurred. Is there forms to fill out as well? I just started the process and made my first payment and want to know how to submit.

Any Insurance Broker Account Managers in Oklahoma (Health/Life/ Employee Benefits)? Would you be willing to share your salary information and any information about your work load/the amount of groups you manage and their size as well as your years of experience? I’m trying to determine if mine is comparable to what others receive. Thanks for any insight!

When u short a stock and then they wildly miss they earnings expectations

Hi everyone, I am interviewing for a position in the compensation practice which is under TaxAnd, and was wondering if anyone has any insights into how the work is and what comp is like. Thanks in advance!

Why do people accrue prepaid expenses?

I just quit my toxic job without having another job lined up…

Anyone here in SG who could tell me what the salary brackets are for SA at PwC Deals? My partner has been telling me they can't give me an annual salary increment because it was already at the upper end of the salary bracket when I was hired (for visa purposes) and honestly with the current inflation I need that raise

From which all places does deloitte provide suttle service

What do you do to increase the chance of your content going viral?

Folks what should be my CTC expectation with below experience and skills

Role - Tech Project Manager
YOE- 8 years
Skills - GCP, AWS, DevOps, DevSecOps

Please let me know. Need guidance

What are the perks and benefits of working at DBS, Hyderabad? DBS DBS Bank

Hi Fishes,
I have an offer from Nagarro So Anyone know
How are the project in Nagarro for Java Spring Boot Stack.

Thanks in Advance.

Can someone give some idea about hiring process of Oracle India? I had an interview 2 days back but haven't got any feedback from them.

Current CTC - 6L. Accenture has offered 10.4 with 60k joining bonus. Designation - Sr Analyst. Is this too low? I have 4 yoe

I have offers from Accenture, CTS and Fujitsu. Which I should join? YoE: 3.6 All for Pune location. Package: Accenture - 8 LPA ( may counter offer equal to Fujitsu) CTS - 9.7 LPA Fujitsu - 11 LPA Infosys Accenture Cognizant Fujitsu

Hi Fishes,
I have been working with Walmart for the past 14 months and have recently got an offer from Blackrock for 45 LPA.
Considering the recession and US market scenario, help me understand if it will be a good move to join BlackRock OR should I continue with Walmart with the current compensation.

PS. I am not happy with growth prospects in the current project in Walmart.

Role : Data Scientist
YOE : 11
C CTC :35 LPA

I’m new in tech and curious why people consider product so…intense? Sorry about my ignorance on this topic or if my question is too vague. I don’t get it either

someone please save me from ad agency land 😩 im a catch of a hire for a data analyst. i specialize in marketing measurement 📊

I was recently laid off at Snap. Does anybody have new opportunities in tech for a software engineer, 2 yrs of backend experience? Appreciate any referrals!

What is the work culture and opportunities at CBA for a Salesforce developer @commonwealthbank

I know this is the DC bowl, but does anyone live on or near Georgia Ave in Silver Spring? I’m moving across the country to the downtown silver spring area and am considering moving into the Thayer & Spring building. Can anyone give any insight on the noise level?

Hi fishes,

Can you please help me with 11 likes to enable DM's.

Thanks in advance 😇

After figuring out FI/RE I am less motivated.

$530k HHI, $250k cash on hand, $1.2M investments/retirement. Plan to buy $800-900k house as our first home, but thinking of the best approach given rates today. My thinking is that we (i) put $200k+ down and get a 5/1 ARM. (ii) put everything we save moving forward toward paying down the principal (after maximizing retirement accounts). Should be able to do $100k per year. (iii) If rates go down below 4.5ish % for 15 year fixed, refinance and stop aggressive payment. Thoughts on this approach?

I’m 25 and have found a duplex I’m considering purchasing as a rental property. Planning on renting both units and have the cash to make the down payment without an issue. My cash flow analysis has a payback period of 3 years for my down payment and a 13 year payback period for the whole investment. I think financially it makes sense. My question is, is it realistic for a 25 year old young professional to handle dealing with all the extra curricular’s that come with owning a rental property ?

Would love to get insight from folks here as I’m not quite sure what to do. I currently have around 14K in student loan debt and enough saved up to pay it off in one fell swoop. What I’m struggling with is whether I should invest that money into the stock market (thinking less risky S&P 500 ETF) and pay off my student loans monthly with the average payment being around 1000 so I can pay it off in about 16-18 months (due to interest being around 5%) or pay it off all in one go?

Looking at purchasing a townhouse/condo on the beach but the HOA fees are ~25% of the PITI. I’m wary of HOAs to begin with - any insight?

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?

Such a Boring session today! 30 mins left. Any drama big movers?

Any tips or tricks for a first time home buyer saving for mortgage trying to avoid pmi? Any advice appreciated. Cont.

Looking at investing in FedEx and GameStop. Check out Forward PE and PEG, good earnings growth and operating cash flow. Thoughts?

Can’t find the bowl for this but quick question -
What are some credit cards like the Apple Card that don’t have any physical numbers on them?

I like the Apple Card and considering opening one but want to see if there are better alternatives. It’s enticing that if I lose my card, I can instantly change the number so someone can’t use it. Plus no numbers means someone can’t randomly make a large fraudulent purchase.

Can someone explain the mega Backdoor process in terms of transferring after tax funds to Roth IRA? My 401k is with fidelity, do i need to have Roth IRA with them or can I transfer to Vanguard Roth?

What’s a good target annual earning % for interest and dividends relative to portfolio size? I am new to investing and am generally just invested in the SP500 and total stock market via index funds

Anyone have an HM Bradley referral they’d like to share w me? Feel free to PM me if you don’t want to post your referral link.
Thanks 🐠

Are you a “Prodigious Accumulator of Wealth”?

N = 10% x (Your Age) x (Your Salary)

If your net worth is 0.5N or less then you are an under accumulator; around 1.0N then you average; 2.0N or greater then you are prodigious.

This is the millionaire next door formula.

considering betting a ton of money on tomorrow’s elections via “predict it”, as an emotional hedge. is this a stupid idea or a genius idea

What finance podcast/show/guru do you prefer? Do you have go to finance books you recommend?

Anyone have experience with or recs for a good moving / shipping company? Trying to gauge typical cost, have about 5 furniture items to ship between states (7h driving distance) and would like them to load / unload. Thanks!