After reviewing latest compensation letter found 2 strange things, gratuity is not part of CTC and that gratuity amount is added to health insurance premium as it increased by 3 times. Please share your opinion on this.

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Have you added anyone new in policy. I had added my spouse and child long back due to which it got incre approx 3 times

Gratuity is outside of this CTC.. clearly written in letter please read carefully. Total is whatever CTC is shown in letter+Eligible Gratuity

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