After you've maxed out your 401k, what other investment options do you consider?

like
Posting as :
works at
You are currently posting as works at

Roth IRA

like

Roth IRA. Then after tax IRA (you can back door into a Roth). Then investment account - dividend earning stocks are a good play.

like

The annual limit for an Ira applies to both Roth and standard. It is not 5500 each.

That's true. I prefer doing standard and back dooring

May I ask why?

IRA, HSA, non tax advantaged brokerage accounta

Related Posts

So...bonus was abysmal and I whined...but I had no idea that the profit sharing would be even more pathetic. Fuck this shit.

like

First time participating in ESPP this last period. I received a heads up email that Morgan Stanley will get in touch to open a broker account, but not heard from MS themselves. Anyone in a similar situation?

like

Hi All,

Can anyone let me know the premium per month for group term life insurance policy by lti.
As this premium will be deducted from our salary so can we add this deduction under tax exemption or not ?

PS : I am a new joinee and filling form B for projected investment, please let me know anyone.

like

Tax loss harvesting question- I have a few underperforming investments (stocks and ETFs) that I’m looking to offload at a loss. If I sell them I would be incurring a loss of around 3-5k. Contd.

like

Hi ,
I have got sodexo card activated today. I found there is Meal Pass card, Meal benefit pass card and Cafeteria card

Which one we get money loaded ? Will that only usable in Bofa cafeteria!

like

These paychecks aren't cutting it. Side hustle ideas?

like

How is Prescient Healthcare Group as a firm? What is WLB like? What do senior roles at director level look like? Professionalism? Brand? Compensation?

like

Should I lump sum $150k into the market or DCA? Just looking to grow the money, no other short term plans.

like

150K in Singapore, and $150K in Chicago. Which one would you accept?

like

Any downside to holding some funds from my Roth IRA in my vanguard federal money market fund until I can buy the dip? I’ve hit my max contribution limit for 2020 by having a few thousand hanging out in there until I’m ready to buy. I can buy with those funds after 2020 contribution deadline right?

Should I expect an income drop moving from CT to Houston?
Currently Tax Associate 1 (2 busy seasons) making 72k at a midsized firm.

like

Significant other and I crossed the combined $1M net worth mark this quarter! Mostly in RE and 401k so we will not be FIRE-ing but still excited to be in the 7fig club.

Sorry, need someplace to celebrate and you guys are awesome.

likeuplifting

Anyone doing any crypto credit cards? I still think BofA platinum honors is the best since it’s the most cash back that can then be converted. Anyone have any other clever ways to earn lots of crypto passively (lolli, DeFi, mining, etc)?

like

People believe Bitcoin is in dip and it’s a loss it’s so funny there’s a difference between an investor and you are investing I’ll just keep making more

Post Photo
like

I’m leaving my job soon but I’m wondering if I should be truthful when I hand in my letter of resignation. There’s a ton of reasons but it boils down to: I’m worth more than they can pay me and I need to pay off these student loans. What should I say?

like

Hi guys ,

In paris if you get a salary of 83 k + 1 BHK allowance and other benefits .is a good package to live and work comfortably. Please kindly suggest me.

Thanks alot

like

Which companies have best WLB, least stressed DS/DA roles? I’ve been suffering from some immunology issues and stress from work would worsen it, therefore I want to move to a company/role with good benefit (esp. healthcare) and great WLB (little chance of PIP, etc). Doesn’t have to be high-paying, as long as it can support my life (single) and long-term medical cost. Thanks in advance.

like

Looking for a panty dropper used car for around 40k. What would you suggest? Considering a wide range of options from x5 to F type

like

McKinsey & Company Where do McKinsey employees usually invest their money in India? McKinsey & Company

like

Had a serious debate with a hipster last night. Was there anyway for America to get all of the idealistic benefits of Bernie Sanders without losing half my paycheck? Solve that and i'll feel the bern

like

More Posts

Hi folks. I have an offer with Persistent. Can somebody help me with the in hand salary and whether the salary offered is in line with 10 YOE

Post Photo
like

If I were to start talking/applying to other agencies in my network, would that news reach the HR department at my current agency and raise alarm bells? Just curious how that works.

like

FYI for those who’s curious about salary here, I think the LinkedIn tool is not bad. Screenshot below. Also anyone up for networking in Amsterdam hit me up :)

Post Photo
like

What are some of the perks of working for Deloitte?

like

Since we returned to office in October, is it appropriate to give holiday gifts to team members?

likeuplifting

Anyone here who is a CA?

Still don't understand how they will ever be profitable:

Kunal Shah's Fintech unicorn CRED has raised $80 million of fresh capital as part of its Series F funding round from new & existing investors.

Valuation jumps by 60% to $6.5 billion.

like

Happy Sunday fishes

Please anyone guide how to switch to Consulting and Strategy roles in big 4, Accenture consulting etc. I'm currently working as a consultant with 1.5 yoe after mba (total 3.5).

Any strategies/interview preparation suggestions from all the consulting fishes here 🙂 Deloitte USI Deloitte India EY KPMG PwC India Accenture India

like

Thoughts on Ashwagandha to feel better? more energy, less stress, etc. Has anyone here taken it and recommend?

like

Hello Everyone. I just wanted to ask what's the salary of a 4.5 years experience developer in Siemens technology and services. I just want to if i am underpaid or not.please help me out

like

Hi all, could anyone let me know the referal for a fresher?

like

I submitted application for work permit canada and my fitment letter mentioned 1 year so will i get work permit for 1 year only?

like

Looking for a Junior Art Director opportunity in/near San Diego. Anything with music or experiential would be great!

Hi all, I have applied for influencer marketing roles at HelloFresh and @Kwalee

I have over 4 years of experience. Can someone refer for the roles? Happy to connect and discuss my qualification in detail.

Would be highly greatful.

Anyone at Meta willing to help with a referral. Found a req Im interested in and would greatly appreciate the help!

like

Referral for Yelp? Please and thanks in advance 😊

like

Is it appropriate to give your PL a gift (MD)? It was a promotion year to SM…

like

I know it comes with the job but the non-stop LinkedIn Messages are starting to get old. The legit requests are one thing but I get dozens of solicitations which week...

like

Is anyone's agency currently looking for a Senior or ACD position?

Virtual team building ideas?

like

Additional Posts in Consulting

Under trump tax plan: earn 120k, pay 33% taxes, net pay is 80k. Earn 112k, pay 25%, net pay is 84k. Approaching a salary bump, what would you do?

like

The biggest problems with hotels is that they're not user-oriented when they think of where to place the toilet paper. It's always uncomfortable to reach for it.

like

Suitcase recommendations? Brand, price.

like

So apparently the human error was PwC fault for announcing the wrong best picture 🤦🏻‍♂️ I could just see a an EY MD trying to swoop up the Oscar account right now

like

Any tips for Tuxedo Rental? I have never done it but am considering it for the holiday party. Go or no go? Why?

like

Never had to rent a car before. Should I use Hertz or Avis?

like

Why is Southwest's code WN?

like

Next week is my last week at my current firm and I need to take bereavement leave. How to go about asking? I have a lot of work to do still, but obviously can’t miss the funeral

like

How do you start your emails? If it is just the recipient's name with a comma after it, I'm curious when and why you started doing it.

like

Anyone ever work for Optiv? Money any good?

like
like

Oh my god! I just finished a 20 minute ad-hoc presentation to my team where I was sharing my screen and I didn't realize that chrome had shortened the "streaming analytics" tab to "streaming anal" 😶

like

A 70+ day in the DC area. FINALLY!!!

like

What would Deloitte pay for someone with TS clearance, Masters, military/deployment exp, 7 year total prof exp for a general analyst position in public sector

like

Those who left consulting for software engineering, what kind of eng did you switch to, was it worth it, and how did you accomplish a switch?

likehelpful

BCG folks - any other benefits besides the major ones that I should be aware about (e.g. gym membership reimbursement, mobile reimbursement etc). I’m joining at the end of March. Thanks!

like

For people in consulting - do you often read books about project management and motivation? Would appreciate your recommendations (preferably the ones with more than one thought for the whole brick of text 🤨).

like

What are some of the best consulting firms for a software engineer? Is MBB still considered elite in this area too?

like

Lady fish, please advise: what best for guys to wear to a bar event for NYE? No dress code. Is a suit sans tie trying too hard? Tech billionaire jeans and blazer?

like

Recommendation : Skin care products and beauty regime for brides to be? 4 months to go!

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal