Amex corporate green card or CSR? I’m not seeing many benefits to the Amex and I’m wondering whether I should just stop paying the annual fee and apply for CSR instead and get reimbursed for business expenses from that card. Considering I can only put business reimbursable expenses on the Amex, it’s not accumulating points very fast. Would I be better off consolidating my points on CSR? Amex platinum doesn’t seem like the right move for me right now.

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If you make the switch to Sapphire, I’d consider doing the CSP and upgrading to the CSR in a year. There’s a promotional SUB for the CSP right now: 80k points (Spend $4k in 3 months), $50 grocery credit, AF waived for the first year if you sign up at a branch.

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The CSR is 60k points I believe. So you’d be missing out on 20k points and the $50 grocery credit. Plus you’d have the annual fee, even if it is effectively $70 for you. So the CSP is effectively $120 cheaper.

The CSR does get 3x points in some areas (dining, travel) that the CSP only gets 2x, but to make up for the 20k point difference in SUB, you’d have to spend at least $20k on those categories. Plus if you have a Freedom card, you can just use that and get 3x on dining, then you’re only missing 3x travel.

Do not spend you own money on the green American Express card unless you charge tens of thousands of dollars

If your firm doesn’t require it, there’s no reason to use it. 1% back with no bonus categories is terrible

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