Amex Plat AF increased to $695. New “benefits” include: $200 hotel credit (FHR and THC only), $240 entertainment credit (Audible, Sirius, Peacock, and NYT only. Also split into monthly), $179 clear credit, and $300 equinox credit (split into monthly, only good on subscriptions), premium access to private jets (through Wheels Up), and access to premium tables through Resy.

This sounds like absolute 💩 to me, but interested to hear what fishbowl thinks

Hi team ,

I have started working from jul2019 and I have filed my tax return for 2020 and 2021 tax years.


However I note that there was withholding of some amount in 2017-2018 and 2019 tax years ( withholding from comission received from insurance commission from lic and United india)

I have not filed 2017, 2018, 2019 return as my total income was less than threshold

Is it possible to file return for 2017 , 2018, 2019( all r in refund) now without paying any penalty?

Is there a home buying group for Seattle area?

I got rejected for an interview from Big 4 NY Audit, even had referrals from Manager + level people. 3 years w/ audit senior at mid size firm, 2 years fed tax at big 4, and 1.5 years Internal Audit healthcare. Currently self employed for a year to work on investing. Do I literally need a partner level referral to get back into Audit? I thought there was an accountant shortage.

Can anyone help with a referral to delta airlines as a flight attendant? Thanks!

All these weddings are blowing my mind and budget. I've had 5 weddings so far this year with several more to go by EoY. On top of that I've been asked to be in a lot of them which adds additional time commitment and cost. The cost of a bachelor party + shitty men's warehouse suit rental + travel and airbnb for the weekend + couple hundred bucks for wedding gift means I'm blowing tons of money for these weddings but I feel bad to say no.

Can I save tax by buying second house if first house is already in my name?

Dave Ramsey video about bitcoin came up on my feed. The guy called bitcoin a gambling slot machine and denounced it as an immature investment. Buddy is proud of his 3% yoy dividend returns lmao

Best sign up bonus right now that is not the CSP and the Amex platinum?

Looking for a good personal finance or similar book to read. Any suggestions?

What’s the best way to maximize having both the chase freedom unlimited and sapphire preferred?

For context, I’ve had the unlimited for 2 years and just opened the preferred because of the bonus offer. I will hit the $4k spending target, but after that, what’s the best way to use these two in tandem, given the unlimited rewards are all around much better.

What’s the smartest allocation (for a late twenties person) of 100K right now, between ETFs, stocks, crypto and bonds? I am mostly in cash right now and feel I’m missing out on investment ops, but also wary of putting money in the wrong place. Any advice would be greatly appreciated!

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Have a big upcoming international trip and trying to choose between the Marriott convoy boundless credit card or the chase sapphire preferred card to not have foreign transaction fees. Anyone have any experience with either and can help tip the scales one way or another?

Hi Fishes, How long does it take to finish the BGV at Amex? Do they call or email for any information? My DOJ is next week and has heard nothing from them yet.

Please suggest what to do.

What is the process involved in Onboarding? Have not received a laptop either.

@American Express

Which is the best company to work for amongst the FAANG companies? Best in terms of quality of work, employee benefits, pay, etc

Got a case where client got in a car accident and called the police the other driver gave completely fake information and the police didn't check it. What's our recourse to track them down?

Currently in MBA program - top 40 school. Hoping to apply the mba intern position at google. What are my chances? Wanting to break into data analytics or PM roles. Accounting background with beginner SQl, tableau, python experience ( pls be critical)

Looking for someone with expertise in react native to work on android and ios development.

Crowe is hiring for quite a few positions across the US (Internal Audit, IT controls and cyber/digital security, Compliance,etc)… I’m a manager and would think some of these niche areas have great opportunity for new folks to excel rather quickly. Great flexibility and mobility policies. I’d be happy to chat if interested and get you directly in touch with the right people internally.

Are consultants at MBB allowed to trade individual stocks? Or are they limited to mutual funds only? For example, can someone at McKinsey buy AAPL?

Follow up etiquette help needed! I am expecting a job offer at firm one next week or so. I am into the final phases at firm two. Would it be appropriate to email my recruiter from firm one that they are my preference but I’m far along in the process at firm two and ask for an update on where I stand (to hopefully get an offer faster)? Thanks!

For those who work in Agencies, how do you accurately identify the work capacity of your Account Management team? I’m currently comparing against account billable/number of accounts, however, there are still discrepancies. I layer on time tracking, but smaller billable accounts will sometimes be just as demanding as larger billable accounts which create profitability issues.

I was approached on LinkedIn for an early career recruiting role in DFW, TX. I don't have direct experience, but I have the university experience/connections from working in career services. This is the first time I've considered work outside of higher education. I said my salary expectations are minimum $90k and that didn't seem to be an issue. Am I asking too little, too much? How can I know I'm getting the best salary and not just settling at the low end of the range?

Partners, what are signs/examples that a project’s leadership is prioritizing the clients needs over the team beyond the normal ‘nature of client service’? Is a convo is worth it?

I have a meeting tomorrow to sit down and network with an MD mentor. Anyone have any good conversation topics/ questions? Trying not to appear green and naive...

Question on UK visa-
My partner will be traveling often to London, once a month for an year starting September. He is getting his visa through work (10 years, multiple entry, 6 months max stay, cost some $1000).

I have applied for standard tourist visa in the past and they are usually short term. It could be max 6 months, but they see your itinerary and allocate you few months around the itinerary

Is there a way to get 6 months multiple entry visa, if I were to join him once in a while.

Should I invite fewer people to a destination wedding or will people just naturally decline?

NYE in NYC and not trying to do Times Square or get crazy smashed. Doing the trip with my SO. Any suggestions?

Hi fishes,
I am working as associate consultant at Infosys (Lifesciences) since 8 months CTC- 7.5

How much CTC should I expect while applying in new company ?

Expecting 17 to 18 CTC is proper ?? Please suggest

Qualification- B.pharm
MBA- NMIMS
Prior to MBA- one year experience in pharma sales

Anybody interested in opportunities at ZS? DM me for referrals.

GERMANY - have a lauorber - arrive in Frankfurt 4:30pm Friday leave 1 pm Saturday. Where should I stay / have dinner? Frankfurt ? Mainz? Bamberg?

Hey Fishes,
Been working at D India as a Manager (Not USI) for past few months.
Ask me anything as there are very few reviews available online.
To clear few misconceptions
1. Global projects are available here
2. They've started mentioning Bonus, Gratuity amount etc in offer letter
3. Work life balance depends on Project and managers you work with
4. Inside opportunities if you're the creamy layer
5. PF amount in offer letter is the total deduction and not just company's contri

Other can add

How is work life balance at Deloitte India?

United flights out of ORD with a 1K - does anyone actually upgraded? If so, what routes? Or are you just a peon without GS? I legit had one upgrade in two years flying hub to hub..

Likely going to miss Delta Diamond this year by about 10k miles. Anyway to pay to make up the difference?

Any recommendations for best balance transfer card? Like zero APR for 15-18 months and no fee? Also nice to have points or cash bonus

Any suggestions on SPG/Marriott hotels in Barcelona for personal travel?

Had the CSP for 18 months. Do I upgrade to the Reserve now (no signing bonus) or wait until my 24 months are up and cancel old/apply for the Reserve to get the signing?

Is there a United status challenge?

New to UR travel portal. I keep seeing that I will get 1.5x back here -- does that mean if I have 20,000 points originally, it becomes 30,000 points in the portal? (cont.)

I'm about to start my first travel case. SPG or Accor?

I don’t drive. Does that limit my activities if I am traveling to Hawaii ?

💳Credit card help💳 Starting a new job in two weeks. The new company does not give a corporate card, so I get to pick my own. If things were normal and I was traveling / spending as usual, getting the CSR or AMEX platinum would make sense. But with things the way they are, what should I do? Work related expenses will be minimal, but Im moving/furnishing an apartment so personal spend will be decent. TIA!

Which CC is better for sign-up bonus - Citi Premier 80K points or Chase Aer Lingus/Iberia 100K Avios points?

I churn somewhat regularly and am under 5/24 by 1. I think Citi's points are more valuable but maybe I should knock out another Chase card before I'm at 5/24 again, even though Avios isn't as versatile?

Are there any major differences between the delta lounges at LGA?

Traveling to DC for 4 days. Looking for Marriott with parking and maybe concierge lounge functioning. Anyone use a Marriott recently they can recommend?
Open to other suggestions too. Thanks

Booked a JAL intnl flight on the American website but it doesn't seem to be crediting to Alaska, can this still be done?

Can I simply upgrade from Amex Blue Cash Preferred to Amex gold? Or would both just be open at the same time since one is technically a charge card?

Why does Newark close tsa pre lanes? Terrible

My DashPass via my CSP is expiring at end of the month. Does anyone know if I can get another year of it by adding another eligible Chase card on the same account??

Amex Platinum or Chase Sapphire?