Amex platinum - worth it or no?

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I went with gold for the 4x points at restaurants.

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Good point...

Amex bought Resy so the concierge can do wonders

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I debated on that or Venture X, I chose Venture X

Some firms will let you expense the annual fee, in which case it’s 100% worth it.

Morgan Stanley waived the fee bc they have a cobranded Amex Plat

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Depends on your travel patterns. I think Chase points are generally more valuable than MR points, but AXP has some pretty generous and flexible credits. If you fly a lot on Delta and use airports with Sky Clubs (or any airline but your airports have Centurion lounges), it’s a great way to avoid the proles in the terminal. The status with rental car agencies helps too, and if you use the assorted credits like Saks and Equinox, you’ll likely pay for the fee.

I think so. $200 Uber $200 airline $240 streaming, $100 Saks credit take you over the annual fee there without any other perks

Agree. If you work it you can get the card to pay for itself.

I get my money's worth every year

I mean it sounds and looks cool. so yes.

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