I have $20k in savings, I owe $6,000 to my 401k loan, that’s the only loan I got. I am debt free otherwise except for my house. Should I use my savings to pay off? Since people are talking about unemployment and being fired, I wanted to make sure I have enough, 👩🏾‍💻... What should I do? I initially took the loan to add to my home equity when I sell my house for a new house then covid hit.

I don’t get it: Why would anyone invest, for example, in a 6% dividend yield etf with a 0.50% ER (ie EMHY) instead of a 9% dividend yield etf with a 2.5 ER (ie YYY)? Wouldn’t you still be getting better results with the expensive one?

Moving to atl- what are typical 1x1 rent prices?

Why so red? Any stocks good to buy now?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Hey guys, wanted to ask if lenders will have an issue lending on a property with an HOA easement (storm drain)?

There’s a debit card that I’ve been using for the past 4 years and it beats out some of the cash back credit cards. It’s the Cash app debit card. I haven’t heard people talk about it in the card community and it could save people a bit of money - 10% cash back. I posted about it on my Instagram HerMillennialMoney if you want to learn my tips and tricks with the care.

What is the best setup for Retirement Plan Advisors? RIA? B/D? Hybrid? Other?

Final day at current company tomorrow and I have 100k+ AMEX points I need to use before they disappear forever. How should I redeem them to get the most bang for my buck?

Question on after-tax contributions. I’ve recently upped my contributions to after tax through payroll (already maxing our 401k+contributing to traditional Ira to be converted to a Roth shortly contd

Use savings to (partially) pay for business school or invest and fully cover via loans?

I have 10k extra to invest. How should I grow it? Any growth stocks to recommend?

Are my crypto profits taxed?

Well yes. Crypto is taxed like stocks & other types of property. When you sell for a profit, you are required to pay tax on the gains. It’s called capital gains tax.

Do you have a UTMA/UGMA account in addition to a 529? How can I make sure my kid still qualifies for *some* scholarships? (Want them to have some skin in the game..)

Why is it when I owe money to a state from my annual tax filings, if I don’t pay the full amount I get charged interest. But when they owe me, they ask for additional documentation and won’t pay me interest for them stonewalling me. Not much volatility y/y in earnings.

Hi All. Does anyone know the salary range for a senior control management specialist at Wells Fargo. 6yoe . Skills - Tableau, python, Sas.

ISO a ladies or unisex watch under 500 bucks, rectangle face, black leather or jubilee-esque bracelet. Assuming will have to be quartz movement at this price point. Thank you for any suggestions!

I’m switching to Strattera (from Adderal XR) after some stories shared in this bowl, and some family members who have been really happy with it.

On my first full dose today and man the nausea is real. Understanding now why my doctor told me to split the dose into different parts of the day. Should have listened. 😅

Can folks share their experiences of working during 2nd and 3rd trimesters? How hard was it? What accommodations or adjustments did you make? I’m only in my 1st trimester now but will be starting a new job in October (4 months before my due date) and am nervous about not being able to be at my best

Are we all small training sets waiting to experience and learn it all and eventually be part of the master AI aka God?

Hi all,

I am selected in the Mumbai location, is it possible to change the location before joining??

Please help

Interview question for Angular Developer in TCS having 3 plus years of experience, any suggestions?

If you had to choose between Dallas or Houston to practice RE. My wife wants to move to Texas and we're narrowing options. Chime in if there's somewhere better I should be looking.

Why so red? Any stocks good to buy now?

Any McKinsey consultants in the Provider Improvement domain here? How’s WLB? Still remote? How many hours per week are you working?

Hi Fishes, howz the leave policy at mphasis?? Thanks

It's been 3 week with CTS (cognizant). After HR discussion HR said wait for offer letter but no offer letter yet.
YOE 9
Expected CTC 27Lpa
Current 20LPA
Did i ask too much?? Will congnizant not approve my Expected CTC? HR is not picking up what to do?

Do we have leave encashment policy in PWC at the end of every year.
If yes up to how many leaves we can encash?

Question my fellow Fish Bowlers♥️ I had a phone screen interview. The young lady stated to watch out for the email, attached will be the link for virtual interview w/ manager on Monday @10am but NEVER received an email. Should I email the recruiting analyst and advise I never received the email invite? Thank you all in advance.

Glad you are here to answer our questions. How exactly does landed work?

Thanks for doing this! How did ya'll at Landed come up with this idea? Super interesting.

Signing off for the day! Looking forward to continuing the conversation tomorrow. Keep the questions coming :)

My honest opinion is that biggest impediment to home ownership for teacher is our bullshit pay.

What a great conversation so far! I’m headed to a couple meetings but will check back in soon - keep the questions coming!

My score is 620 nothing outstanding but my student loans are killing me. I cant get approve for a house

I recently closed on a home and felt like I had to claw for 10% of my downpayment - didn't do 20. Do you think it was a mistake to not do 20? It just seems impossible as a teacher.

What happens if a teacher you work with looses their home to a disaster like a fire or earthquake?

I'm in my second year of TFA, and am thinking of sticking with this teaching thing (crazy, I know). I'm wondering if you have savings accounts I can use to work towards a down payment.

I'm a younger teacher in a high COL area. In terms of wealth building, how does home ownership stack up to other methods like investing in stocks?

Related to a teacher from Indiana who had to make a big repair, how do you recommend we budget for maintenance? I feel like we can work towards downpayment, but maintenance puts it out of reach.

I like in Oklahoma where I make 34K per year. Houses aren't that expensive but on top of my other expenses, saving for a house seems nearly impossible.

Is that something that's available to Teachers in Louisiana?

How does your help help with interest rates if we're only putting 10% down. In addition to a meager down payment, I also worry abt interest :( Definitely didn't get into this for the money

What programs or resources do you have available for Texas teachers?

What's your favorite story helping someone buy a home? I'm going through the process now and it's so stressful. I need a little positivity :)