High risk, low reward investment ideas?

Is it worth saving money with 401K or get better rates in FD’s / Post Office etc in India ? FYI 50% match is provided by company for first 5% only

Well I guess my holdings are never going back up in value

Why you should stay invested : asset inflation, then normal inflation, low rates forever, trillions in additional stimulus, dollar destruction (on purpose), coronavirus pushed tech ahead a year or two in adoption. STONKS ONLY GO UP!

NJ Personal Income tax question:
My wife and I file a joint return. We were part time residents in 2020z unfortunately, we both filed our joint tax return. My wife sent via paper and I sent electronically. Any idea what happens now? Can't get ahold of anyone.
To make matters worse - NJ doesn't have a paper part time resident return - so you file a resident and non resident separately. Ours net to a refund but the resident one shows a large amount due and the non resident shows a large cont...

Is moving from Seattle worth it? I've heard the freeze is still in affect in Portland but I'm more worried about prices. I WFH mostly and pull down like 120k a year, Seattle is getting crazy expensive rent wise and crazy full. I'd like to find somewhere new but stick to the PNW.

Sharks! I’m 33, currently working as a Java Architect (11.6 YOE, 40 LPA INR). I’m planning for retirement at my 40. Currently owning a house worth 1 Crore INR where I’ll be closing my home loan by this August. Please suggest diversified options of Investment for my retirement. I don’t have any investment till now (except the house) as I used my whole income to close off the Loan which I took in 2019.

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

Does the employee get both the employer and employee contribution to PF or only own contribution to PF?

Any disadvantages to buying VTI (manually) vs. VTSAX (automatically)? Apart from convenience/removing emotional decisions. Fidelity charge $75 to buy any amount of VTSAX. Seems insane fee when you can just buy VTI for free. Am I missing something here?

Will move in September to London
How acceptable is 60k comp given rise in COL?
Any tips for housing areas/process etc

How many of y'all have trust funds? What'd you do with the $$$?

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

What's a reasonable average amount for basic cost living in LA (housing, food, transport, phone, internet..) for more context : single, would like to live in an independent studio in a nice area.

Wtf bye money

MU & OCLR, stock bowl anyone?

Which luxe car do you own/ lease? I’m gravitating towards leasing a Mercedes.

I want to sell my house but there seems to be water damage and I’m worried someone will lowball me, what should I do?

Any pros and cons on either getting the capital one venture card or a credit card with United. I want to start traveling more and mostly fly with United since it has a lot of flights out of my nearest airport. Debating on which one would be better.

Anyone with a leased car move from NJ to other states? If yes, could you please help me understand the process to get sales tax refund from NJ? Thanks in advance!

Personal Capital users, which pnc link do you use to pair the retail account? Doesn't seem to work

Hello All .

Received offer letter today from LTI . It’s mentioned in the mail that i will receive BGV mail After acceptance of letter but no mail received till now .

How much days it take to receive that mail ? And can we mention our joining date (early joining) there ?

Thanks !

Does anyone have a Shopify store? Looking to do some customer research for a personal project in case anyone is willing to help out. Serious responses only.

On the verge of turning an hourly client into a retainer. Any tips?

Hi All, Any update on CTS work from home extension?

Hi. People Manager here. I've been one for 12 years now and I encourage my team to not be "yes" people. At this time, it feels like my manager wants me and my team to be yes people for her. How do I deal with this? I've never been a yes person and I don't preach this to my reports. I don't know what to do. Help?

Getting acquired by Oracle. What does oracle use for email, IM and file sharing?

Give me the good, bad, and dirty on Littler. I'm in a major market.

Anyone else in the “here for a good time not a long time” club? This job gets a lot more tolerable when you don’t actually need it (no intention to make partner, no loans, etc.). I generally do good work, but I’m happy being a B associate, I don’t dwell on small mistakes or what partners think of me, I take my vacations and never overwork myself to “look good”. All this to say, you don’t need to be an A+ associate to stay employed. Try being a B associate, it’s a lot more fun.

What is caregiver leave in bny ? How to opt for caregiver leave? Any medical proof required for the same?

Anyone know what Barclays summer bonus cycle month is?

I have almost one year of experience in Tech Support in a renowned MNC then moved to another MNC as fresher and has been system engineer for two years. I have automation testing skills but worked in manual testing.

Can someone suggest a right path for growth?

Apart from automation testing as suggestion what else (certifications or any as such) could help my growth for either salary or promotion?

And also please advice me what are the possibilities for me to change company?

The last episode was a snooze fest. After Daemon’s stupid storming of the caves, this was a new low in the series. 1 hour of literally nothing happening except sanctimonious virtue signaling and puzzling logic (Alicent is just forgiven for going behind her back and burrowing her way to Queen consort? Daemon just meekly listening to his brother after those theatrics/heroics in the previous episodes? The king suddenly realizing with perfect clarity how he’s been manipulated by his hand?).

I’m an authorized user on my parent’s Citi AA Executive card to get the AA lounge access. However, they consistently go over 30% of credit usage / sometimes over credit limit (cont.)

Hi - I am a career pivot from higher education into tech and have final round interviews for a DEI Coordinator role (which I'm super excited for). I am meeting with three people that I would be partnering with for the job and it was shared with me that these interviews will mainly be behavioral as well as questions on my technical skills. Does anyone have any resources to help me prepare for this? Anything is greatly appreciated!

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

what are the tax implications when you withdraw from your espp? what are the necessary steps you have to take so you don’t get overtaxed?

Anyone at M&A strategy at KPMG willing to connect?

Companies hiring remote, experienced CL account managers with salaries of at least 90k. GO!!!

This might seem silly but does anyone else consider designer handbags a good investment? From what I have seen, some bags don’t really go down in value even if it’s gently used. Thoughts?

Looks like unemployment, businesses shutting down and COVID deaths and new way of life is priced in till November elections

Is ARKK still a good ETF to invest in?

Looking at investing in FedEx and GameStop. Check out Forward PE and PEG, good earnings growth and operating cash flow. Thoughts?

Anyone looking at airline stocks or ETF play?

Hello all!
I'm 26, I studied economics but I don't know why I'm not much into investing/trading. Someone else like this?
I recognize this is not a very good approach for someone with money "knowledge" and I would like to change this mindset. My main weakness is that I easily get bored of following the market and that I do not see big opportunities. Any advice?
Where to start learning, general advice for LT and ST investments, things you learnt, books that changed your pov on the topic etc.

Thx!

I’m making about $100k a year currently in a MCOL city. I’m single with no kids, no debt, rent is $1k/mo and I’m maxing my 401k and IRA. Would I be a fool buying a $65-70k car? I’m a car guy so I already have a pretty cool car with only 40k on the clock, but have been considering upgrading. Thoughts?

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

Hello everyone, I'm trying to get into real estate investing. Some of the books I've read have talked about buying a multi unit property and utilizing investors to get the necessary capital. Does anyone have experience in getting investors? How do you identify investors who may be interested? Are there any sites where you can invest in or post investment opportunities?
Thank you in advance.

How is everyone feeling about the market today? Buy? Sell? Wait?

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?

Is it a good idea to trade indexes like VTI and SPY short term? My logic is in the long term indexes will go up so even if I buy high, I can just hold for the long term.

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

Is $250 (all in) for a bed and breakfast worth it? My GF seems think so but that’s a 3pm check in and 11am check out. Not sure the value is there?

Is buying into the VIX the best way to hedge for a mkt downturn?

Grade my allocations!

VTI - 50%
VXUS - 15%
VUG - 15%
QQQ - 10%
VYM - 5%
FALN - 5%

Recently received 30k and wondering what to do with it. Not yet a homeowner but also not sure if we’re ready to buy anyways. Have a young baby. Any advice on how to figure out best use?

I've heard from multiple people about how inflated the assets are and high the P/E ratio is, hence not a good time to invest in the market. Long term investors, how do you deal with this argument? P.s. I understand the time in the market>time the market.