Investing US 50k per year on a joint income of 170k. This on top of mortgage payments for a 400k penthouse. How does this look?

What causes a coin to suddenly spike 100%+ in value in a matter of hours? I mean how does demand collectively sky rocket - seems unlikely that so many people would have a coordinated buy?

It means ICOs are no longer open to anyone. You have to be a certified investor with the SEC. This is why Filecoin is conducting their ICO with CoinList instead of on their own. CoinList ensures their ICO is only open to certified Wall Street investors and makes sure FileCoin's ICO is treated as a normal IPO.

Granted please correct me because IPO investing is something I don't know a ton about.

Do you pay your credit cards in full every month?

I ask because I’ve let my credit spending get a bit lax since moving and adopting a puppy recently, so I haven’t been paying them off in full every month like I used to (though still well above the minimum payment, and keeping utilization at 30% or under). It got me thinking about how many people adhere to this advice.

Is moving from Seattle worth it? I've heard the freeze is still in affect in Portland but I'm more worried about prices. I WFH mostly and pull down like 120k a year, Seattle is getting crazy expensive rent wise and crazy full. I'd like to find somewhere new but stick to the PNW.

Alright this bowl has convinced me I need to buy a Rolex. Where do I begin? I know my brother got a Batman GMT after about a year at a jeweler he never purchased from a few years ago, but was he just lucky? Do I need a relationship with an AD in today’s market for a Sub or GMT? Based in Seattle but would prefer to buy in Oregon to avoid taxes

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

What's a usual amount of time that you have to stay somewhere in order for your RSUs to vest?

🐟 in NJ - Any trusted tax advisors around Newport/Journal Square?

If I invest in Eth today, would it be smart? Or should I wait till it cools down?

planning to sell my 2 BHK flat in Rahatani , near kokane chowk..if anyone interested ping me so can share the details. Thanks!

Can your spouse be employed in Google and getting RSUs?

Anyone successfully use the $200 Amex hotel credit? The FHR and hotel collection redemptions are all pretty insane price wise. I’ve heard there are some good deals to be had in Vegas but looking for other options.

Kind of wild that I consider myself very lucky to make $175k a year at 26, yet I could barely cash flow the shittiest Manhattan apts without being stretched

Any realtors in this bowl open to chatting?

Hi Fishes,
how's the area around Manesar toll plaza. I see there are multiple societies available in that area including emaar palm, vatika, dlf, etc. Just wanted to get an idea on how's the area and how much property appreciation you guys expect in that area for in next 5 years?

Feel like I’m going to turn out to be a loser doing ID and be making crap money forever.

Is there a calculator that I can put in all my investments and see how it works out in 50 years? I know each brokerage has their own projection thing, but just wondering if there are any other tools where i could combine everything?

Hello - I transferred offices this year between two states. I changed my address in workday in mid June and my work location was updated to my new state in August 1. I was withheld by both states for 3 pay periods (the six weeks) in between those days. So now my W-2 shows two state taxable wages that (when added) is higher than my total wages. How do I treat this when filing my state tax return? Do I just go by the date of my move and then manually lower one of the state reported wages?

Has anyone negotiated a 401k match to begin immediately? I have a great offer but a 1 year wait. I’m super focused on building retirement and really don’t want to wait for a match.

Are people with criminal records allowed at any corporations? I don't have one, I'm just wondering what level of misconduct is allowed on a background check for a large company to still consider them?

Thoughts on specialty life insurance? I don’t have my LLQP. This is based in canada. They are offering paid training

I have over 20,000 unread emails in my inbox.

Good morning, I work for Solugenix placing top notch candidates at companies throughout the US. I just started at Solugenix so anyone who needs any assistance either finding a job or looking for candidates please let me know. Thanks and have a great day.

Any firms adopted a remote/hybrid system permanently???? We’re back in office full time and omg I hate it so much.

After 10 rounds of interviews for a TPM position the recruiter says he will set me up for team alignment, and then take it to HC for a decision. Is this the normal process? Isnt HC decision done first

What did the zero coupon bond say to the straight bond?

Are there any agencies that are willing to pay for relocation? Looking to make a move out to WC. I know this is more likely for VP+ so I’m curious which agencies have the flattest PnL

Thoughts on casual relationships? How to initiate? Be upfront in the dating app bios or go with the flow.

How do you get used to someone looking over your shoulder and watch you design? It makes me so nervous

Looking for a referral to MBB firms - thanks! 🤝

Why do ppl share selfies on LinkedIn with a cheesy inspirational quote about their lives? No hate but I find it really cringey

How is the work culture of BDORISE usi

Hello everyone. My joining date is 20/10/22 in natwest.But still i did’nt get any mail regarding my joining formalities.can anyone explain me that how many days it will take to complete my pes verification.

Please suggest to get some nice suits at London. I will be there for two weeks.

I have IBS but it’s much worse when I eat out. Even when I order healthier options . Creams and dairy to bother me also . Do enzymes or dairy ease products work?

How can I break a habit? I tend to subconsciously reach for the TV every time I get a meal. Watching TV makes me eat mindlessly (and more than I’d like to), and I also now feel hungry if I watch TV during non-meal times. Have tried to be more conscious about it but it’s so hard

Is there a calculator that I can put in all my investments and see how it works out in 50 years? I know each brokerage has their own projection thing, but just wondering if there are any other tools where i could combine everything?

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

Are there resources available for H1b holders thinking to invest? Less than 1year into career and have 10k sitting not sure what to do with it... I’m still unsure if I’ll be in the states long term..

With rates going up, is now a good time to start a CD ladder?

I started a small LLC on the side. My company is getting it's first client this month.

Wondering if any 🐟 have recommended resources on setting up initial consulting business thru an LLC.

Books, websites, tax strategies etc.

My LLC is already incorporated, but looking for guidance with the next steps (creating contracts, invoices, etc)

Folks, investing newbie here. Planning on using the Bogleheads recommended 3 fund portfolio. Opened a tIRA with Fidelity and have been reading about their 4 fund portfolio which is in line with Bogleheads.
Question: I'm looking for a step by step video on how to go about selecting investment options. As a newbie, I know what I want to invest in, but I'm not sure how to do it. Any tutorial videos that walk you through the process? E.g.- click here to select, click there to confirm.

Hi! I have a brokerage account with Vanguard. Does anyone know I can have tax withheld as dividends are getting paid through the year? Please note that I’m not referring to extra withholding on W-2. Thanks!

Hello all!

Am I correct in my understanding that:

Over a certain income ($76k as of 2021), a single person CANNOT make tax-free contributions to a traditional IRA if you have a workplace retirement plan?

In my example, I have a work 401k, and my adjusted gross income is over (or just about hovering) at the 76k limit. This means I can't make pre-tax contributions to a traditional IRA, so I should just go for a Roth?

25 and a year into having a brokerage account. How does one build a strong portfolio? I’m currently doing well based on stock picks but understand that it’s really just luck based on this rollercoaster year. Holding for the LT

I have a yearly income of 130k and will rent a 1Br/Studio in Manhattan from 2.4-3k by end of the year. I also have student loans of 28.5k which I intend to pay off in an year or so. Currently, putting in 4% for Roth per pay cycle and maximizing my HSA. I net a monthly income of close to 7k. I intend to save about 3k for the next 3 months in my Marcus Savings Acc and 1.5k from January (reducing it cos my rent doubles) How should I go about planning this and also have some emergency savings?

26 y/o and a total investment newbie.

I have $100k from an annuity invested with Schwab and managed by a brokerage firm. My parents set me all up with this when I got access to the funds at age 21. So I’m not sure of the complete breakdown other than the fact that it’s diversified according to my tolerance for risk

Now, I also have $25k liquid cash I’d like to do something with. Should I just add it to the existing portfolio, or create a separate, self-managed account?

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

Can someone help me understand the advantage of Backdoor IRA. In my case, I don’t think My taxes will be higher in retirement than they are right now (32% tax bracket currently)

Reading alot of articles saying banks raising mortgage down payment minimums to 20%. (I know all the benefits and why it’s best practice) that being said any thoughts on how long that will last?

How much of your income do you all target to save, invest, and use for expenses, respectively? I’m currently at 40% investing, 10% saving, 50% expenses but hoping to bring expenses down soon.

First human to cow transmission of the coronavirus. And the bull is dead.

Remember how you didn’t buy the dip when Covid started in March 2020 and always regretted it?

Well… chances are that you won’t buy into this dip either. I guess that’s just how we are…

How much do you keep in the bank vs brokerage?

What happens if I over contributed to 401k because of a job change ? How do I adjust ?