Any tax hacks in HCL for new regime ?? No NPS for below E5 band

Can we claim for education loan interest deduction while filing our taxes if the loan was taken from a foreign (ex. Indian) bank?

Super risky play: If you have day trades available, I suggest buying 250 3/20 calls at open and selling right around 11:30 when trump speaks. So far every time there is a conference we see a pump.

Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

Should I trade in my iPhone 13 pro max for $720 to Apple? I don’t know what they sell for used but if that is a good deal let me know if you want to buy it.

How do we get TSA Pre through AFS?

Question for tax folks. So I have purchased shares of a public ally traded partnership. I have received a K1 and it shows my portion of income. I will report on my tax return and pay tax. Let’s say, I sell this investment. What will be my basis in the stock? My purchase price? Or purchase price plus the income I have reported over the years? I am little confused and thinking about selling this investment. TIA

Looking for suggestions on stocks to invest for beginners? Any suggestions on YouTube channels or articles/people to follow to read and stay updated on these things?

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

Best place to get pre-qualified for a mortgage?

I have some collections on my credit report. One from an electric company for $800 (imo they violated terms of contract and sent me to collections in spite of their fuck up), and an apartment for $80~ that charged me a cleaning fee when my apartment was spotless.

Despite these two collections have a 712-720 credit score.

So mortgage lenders care at all about the collections or is it mostly the credit score that matters?

(cont)

Is a 900k net worth for a single person at almost 40 good or terrible? I see posts from our US counterparts on net worth and salary and feel so behind yet we have such a high COL in Toronto.

Monday Wordle :

Wordle 401 5/6

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Has any one went from reinsurance back to insurance? The money is great and all but the W/L balance isn’t. Has anyone else felt the same?

Hi, I started my Digital Marketing business about 7-8 months ago with only 2.7 lakh rupees. I've been facing losses every month since then. I understand that I'm failing because I am working alone. I need to know what I'm doing wrong with my pitch and my approach to onboard new clients.

Also I am open to discussing partners and investors even though I have nothing extraordinary to offer right now. But I have a really good brand, story, and grit to make it big with the right help.

Worth getting the Marriott bonvoy credit card with the 100k points bonus? Annual fee is $95. Already have CSR.

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

I started investing in Vanguard Mutual Funds and and did some research online today and it seems like we can’t do that and it might not be halal. Does anyone have any insights here?

I only have Reg left. I failed it once before. For those who have passed Reg what were some of things you focused on? Also if you have any study tips I would really appreciate it, tax has never come naturally to me.

HYSA anyone recommends?

Sharing 2 great accountability apps: Beeminder and Stickk. Through these apps, you commit to daily, weekly, or monthly goals and stay accountable by putting an amount of money of your choice on the line. Beeminder’s interface is simple, but it has a built-in timer that I use to time pomodoros

I am due to join pwc IAC very soon. But while verifying my background, they tried calling my ex employer who didn't answer their calls or mails. It was a small firm with no specific HR department.
I forgot to take my relieving letter from him.
They have given me a partial go ahead to join contingent on the fact that i get the document from him.
I tried contacting him over calls and whatsapp but he didn't answer it as i didn't leave on good terms with him.
What is the way out? Please help

You can slap anyone in the world right now with zero consequences, Purge style. Who do you slap? I'll go first: my landlady that increased my rent by 120%, while I still have no hot water.

Ugh. I was stuck on a call and forgot to buy my Powerball tickets online. Now I’m hoping there’s no winner so I could win on Wednesday. I could’ve been an almost billionaire.

How did you learn a new language at an older age? Just curious how others learned new languages. Duolingo, Classroom teaching, Learning from being around that language, etc…

Hello I am looking to pivot careers. I’ve worked in warehousing, shipping and logistics my entire life. I don’t have much experience else where. How do I find the right move to make?

How many leaves can we take during the notice period?

How did you make friends when you moved here?

Does anyone work for a large privately held company that is using their IA strategically to identify risks specific to the current pandemic? If so, what company and what are you looking at?

How do people feel about Gordon Rees? Anyone currently working there? I’d be doing commercial litigation/employment as a 2nd - 3rd year.

What's everyone doing for the 4th?🇺🇸 🇺🇸 🇺🇸

Currently with PwC US and would like to move to PwC Australia for better work life balance. Anyone available to chat?

I'm looking for UI UX designer vacancies. Having 3 years of experience as designer and worked in TCS as ux designer for 3 months. Looking anywhere in Bangalore location.

What is your favorite productivity app? I’m needing a new one, I’ve been using Click up but don’t care for it.

Guys Please help me I looking for any entry level job or internship in PWC
I'm a MBA Finance graduate

Can I get any referral or help from anybody

Thank you

Hi ZSers,
Anyone looking for a male flatmate or looking for a flat? I have to move in before 18th of July. Any leads would be appreciated.
Thanks in advance!

I’m really struggling with figuring out my sexuality and dating as I enter the next phase of my life (into my first job). Not out Bisexual male - uncertain about dating. I want to try going out with girls but scared that they would think about my sexual history(got with guys and girls before). Anyone in a similar boat?

What are the exit opportunities for digital consulting if product management recruiting doesnt go well?

Do we get complete variable pay in HCL?

How long it takes to get the technical interview result?

I have 3 years of experience. Got selected in HCL.
I have an offer from Nagarro of 15 LPA, but HCL is saying we will 16 LPA, more than 16 LPA will be over budget for your experience.
How much is salary for 3 years experience in HCL?

Any one working btis eds du4 project in HCL?
Need some help please reply asap?

Whether we need to Collect the Laptop from the HCL Office directly, as I got the Mail from them to collect the laptop from their Jigani Campus. Why they will not send to our home address???? Kindly confirm guys, as i am a new joiner.

I'm looking for referral in hcl. Is any vacancies related to Informatica power center then please refer

Hi Fishesh
I have been selected for HCL Tech
as per recruiter’s confirmation I have uploaded required documents
But did not received offer letter yet
Trying to reach recruiter but they are not receiving my calls either from last week.
on Ionboard portal I can see the 50% process has beed completed.
Is this a normal process in HCL ?
what should i do? please suggest

How to transfer PF fund from hcl to epfo if i was a non pension member???

Hi Fishes,

I have given my interview in HCL and cleared 1 TP, 1 hcl manager & Client TP and Client Manager rounds .
In initial screening HR told the generic statement of 30-40% and I have given my ask as 50% minimum. After clearing the rounds I heard from the project team that Client has given great feedback and wanted to take me in .
What is the % I can ask in HR Discussion and will they reject in HR if I ask more now .
I have 9.5 years total experience and role is Storage Architect.
Thanks

Is there any way to get onsite project in HCl?

I joined HCL last December 2021. When will I get my first appraisal? On average how much percentage it'll be