Any thoughts on real estate investing during these times? Is there a risk of a housing bubble or market prices crashing down with all the unemployment from COVID and uncertainty? I'm interested in both buying a larger house for my wife and I, and investing in a part time Airbnb / vacation mountain house in the appalachians. Prelim budget is $500K for primary home and $260K for vacation home. Would likely only pay about 10% down. Currently grossing $260K/year.

At what point in the home buying process do you ask the builder/seller for evidence that property taxes have been paid?

I’m looking at a master bath renovation this year. Not moving any fixtures but more of a facelift. What are your best tips to save money?

Planning a trip to Rome and Naples with day trips to Tivoli and Pompeii. Is 1 week enough? I feel like reading through 3/4 day Rome and 2 day Naples itineraries, the trip seems rushed. I have unlimited PTO but my SO is limited in time (but luckily he can work extra hrs and then use less PTO). I would say max we could do is 1.5 weeks but adding on 3-5 more days seems almost too much? Thoughts? For reference, I did Venice-Florence-Rome in a week and it seemed okay but it also wasn’t as planned out

The bond yield curve just inverted. If you don’t have to make any major purchases for the next year, that’s probably a good thing

F*****-up story…please be constructive (but also open & direct)
With my wife for 14 years, 2 kids under 8y - both under a lot of pressure bc Covid/work/private life/… and have been (unconsciously) running away from our couple not working “since a long time” (dixit my wife). We want to try and fix it, but I also met someone new (not sure if she would even want me) and wondering if it’s worth fixing it (since we are trying/running/avoiding it for years) - just worried about the kids…any advice

Is it worth moving to western countries if you have a stable life in India and the household income is close to 3 lac per month?
What are the advantages and disadvantages of this move?

Has anyone been told they need 25% down for a vacation home?

Any good non-tech stock buys?

Is it better to get credit at closing or lowering the overall home price?

seller is offering to lower the cost or give credit to fix the flooring

Will the 4th of July become an end of Coronavirus party? I feel like those celebrations will, realistically, be the effective end of lockdown. They can take our (small f) freedom, but not our FREEDOM 🇺🇸🇺🇸🇺🇸🇺🇸

What is personal independence??
Why Pwc asked me to fill all investment details for me and my dependant.
Can anyone please help me on this ??

@pwc

Looking to rent a home in the Central Park area but there are very few homes available for rent on Zillow. Does anyone know of any other platforms that might have listings that are not on Zillow? I imagine most people who are trying to rent out their home/investment property would list on Zillow but thought I’d ask!

Renegotiating my contract and curious about maternity leave policies at other practices/hospitals. Do you get paid leave? If so how much time off & are you getting full pay? We are a group of about 75 employees, 6 docs with 5 PA’s and only unpaid 12 weeks off.

Going to be bored over holiday season and was thinking about starting up the Python Institute Certifications (probably the whole roadmap). I would say I’m at an intermediate level currently. Anyone with the certs have thoughts on worthiness / best way to study / how it helped them in their career or job search? Thanks in advance 😄

Anyone invested with QQQM or QQQJ? Thinking about splitting a chunk between both.

Ladies: (no wrong answer) When considering the finances of a potential boyfriend, which is more important to you:
A. his current income;
B. his current debt;
C. his current savings;
D. his current investments

Keep in mind, I am not excluding all the more important factors in picking a partner, I’m just curious about this specific consideration.

What options trading level do I need to do cash covered puts at fidelity?

Which bank account is better for salary account?

HDFC
Axis

Getting an offer by tomorrow. Verbally told the offer will come. Is it typical to negotiate vacation days?

I don't understand why so many people expect kids not to learn manners. I'm not saying that they have to be experts on etiquette, but we need to have higher standards for them

How to switch to data analyst /SQL developer roles after working in mainframe support with Sql for 6 years?would highly appreciate your opinions/suggestions

For those who have started (or tried) their own consulting business— what’s the experience like? How’s revenue?

Has anyone had a manager they just don’t vibe with/relate to? I’ve been trying to connect but I haven’t gotten them on my side yet. How did you manage to crack the ice?

Hi Fishes,

I applied to one of the roles and after initial screening I happened to see in the website that there are no suitable openings for my profile.

I heard that the cool off period is six months. Does that apply to my situation because I didn't attend any interview.

Can I use referals to apply before 6 months? Or should I wait for 6 more months?

Thanks for your help.

What is SUNDRY allowance in Accenture?

Hello Guys

Is it okay to share offer letters that we have with other company recruiters? Aren't offer letters strict and confidential. Can we refuse to show the same or what can we do in these situations

How much package Salesforce can offer for Technical Architect role? YOE is 12+ years. Does Salesforce has Variable pay in CTC and if any extra benefits provided?

Longest dry spell? Single people only!

I don't know if this is a recent change but I’m seeing postings for junior copywriter/community manager roles. Have these roles always been attached or posted at a junior level? Is this merged role worth considering as someone young in the industry with more traditional intern and freelance copy experience.

I'm looking for a new winter jacket. My area gets lowest 27 during winter so not that cold. I'm 5'5 and considering Canada Goose fusion fit option. Would it really worth the money? Or should I look for shell jackets by other brands?

For those that trade individual stocks, how do you keep your emotions out? I decided not to buy Wayfair last month due to past volatility (was looking for short term gains) and now kicking myself.

Looking to put $5K in the market. Which ones would you buy? Lululemon, delta airlines, Peleton, docusign, Zoom, etsy. Any that I’ve missed and should consider? Already have MSFT, BRKB, NVDA, BABA and multiple broad ETFs

Does anyone have recommendations for a wicker park-based barber/hair stylist that does a good job with long men’s hair?

When you all buy a stock how much do you normally throw in? Realizing I have a few where I’ve thrown 2-5k are worth my time. While throwing 200 doesn’t do anything. Great if it goes up 100p but that’s just 200

Utilities or materials sector for reopening plays? Which has better potential?

Folks who are into fitness, can you please suggest a good pair of walking and running shoes.

Today was a tough f*%k day. Love the job tho. #feelingthebraingrow

Told a friend of mine in tech I was considering moving to BCG. He asked me if I would have to move to Boston.

I followed up by asking what he thought the top consulting firms were. "I'd guess PwC and then McKinsey are the best. I've also heard of KPMG, Deloitte, and Bain, but I don't know much about them."

Just a reminder that outside our bubble no-one really cares about firm prestige etc.

How do you judge a low ball offer with how the market is changing? Earlier this year, you would look at comps and say this is the value. Now with rates going up and people pulling out, how do you justify the value? (View point from the buyers end)

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

How does a consultant or associate director/above in industry manage their properties if they are always in meetings ~7-8 hours per day? Eg does one call contractors after work hours? Does one hire an individual property manager to take care of a few properties? Does one hire a property management firm?

I imagine one can still self manage as long as you have initially found the go-to people for your maintenance/fixes (eg plumber, electrician), then can quickly text them for appointments

I just want a decent house on the west side/Culver City/Mid City area of LA, that’s less than $900k. Is that really so wrong?

Is this a bad rate? 3.375 with 20% down on a condo in central Florida. 780+ credit score

Does anyone have a model they use for rentals? Buying a place and this is my first time modeling it out for cash flow etc.

Replace or refurbish windows on an old (1920s) house?

Best book(s) to get started in real estate investing?

I heard you need to show a net worth of 100% of the loan amount. Have you heard about this?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Anyone here ever had any experience using a 203(k) loan? How wild you rate your experience?

I’m planning on getting my real estate license this spring! My biggest hesitation is that I currently live downtown Chicago and do not own a car. I really do not want to buy or lease a car as the area I live in requires a garage spot to park. Is it realistic to believe that I can be a real estate agent in Chicago if I rely on Uber/CTA?!

Hi all- I’m new to real estate investing. What are some books/ reading materials you would recommend to learn about selecting the right investment property, things to look out for, laws etc.?

Anyone follow samfasterfreedom on Instagram? Wondering what experienced peoples’ thoughts are on him

Anyone get their floors refinished? What’s the cost per square ft?

Has anyone taken a cash out refi to purchase another primary home? Thank you for your help !

How do people feel about 7-ARM? I am getting 3.75% for 7-ARM vs 4.125% for 30-fixed. I typically prefer 30-fixed, but the monthly p&i will be lower by $300 and closing cost will be $4k lower. Unsure about ARM products, as we all don’t know where the rate will be in a few years…

Got a letter of default and acceleration notice from bank who repurchased my mortgage due to what they thought was mortgage fraud but wasn’t. I’m contacting a lawyer but has anyone gone through this? I know they want it off their books and suggesting I refinance but my rate will increase and they’re demanding legal fees too

Anyone here recently get or see any amazing jumbo mortgage rates? It’s painful to search each bank individually. Would love something under 5.5% (only looking for 30 year fixed)

First time homebuyer and feeling confused about basic advice on the internet about “how much house” I can afford and what down payment / credit score is required. Help? Details within