Any tips/tricks for putting in a winning offer? We’re doing 10% down, primary residence. SoCal market and it’s hot, so trying to figure out how to best compete. Thank you!

Anyone going to play AMZN earnings? It’s hard to say if we will still have low expectations this quarter but have to think AWS has done real well this quarter. It’s probably too early to tell how much WMT + is stealing business. The wild card is if they announce stock split.

Recommendations for tax filing in Chicago downtown?

What options trading level do I need to do cash covered puts at fidelity?

My company has asked for investments proofs. Jts feb only and i have upcomming mutual funds sip also. How can i show these upcomming sip investments ?

What’s the best savings account to keep money in? Interest rate? Minimum balance requirement? Annual fees?

What is the best-kept secret among realtors?

Now that’s what I wanted - good bowl. Come on real estate folks!

Any of you using TikTok to display your properties? I see it's working for some realtors and I am tempted to try.

Has anyone taken a cash out refi to purchase another primary home? Thank you for your help !

Can anyone suggest if I can make a rental contract with my parents on a 1rupee stamp duty letter for below 1 lakh? If so, can I directly submit that to income tax department while filing the return for claiming refund or should I be disclosing in Deloitte Portal for last FY 2022. Also, I assume 11 months contract doesn't require to be registered with the govt? Please correct me if this is incorrect. Appreciate your suggestions on the above for tax benefit purpose..!!

Today I lost out on a house because my offer of $90k over the list price was beat out by another bid. Everyone else having an equally crappy Monday?

Would you accept a job offer with no 401k match?

Hi Friends, I have some responsibilities which I need to carry out for my families and dependents for which I need some money in the next two years.

I dont want to change my job just for increasing my salary as it would bring some extra pressure and other complications with it .

Please help me out in earning some passive income ..

any idea or suggesstions would be much appreciated.

Have money invested in S&P 500, and now starting to regret not having diversified to international stocks as well. Would want to diversify now to buy a total stock market index, however since S&P 500 dropped more than that index, not sure it’s worth to crystallize losses to do that. The alternative is to stop buying S&P 500 and start buying other markets as separate ETFs, to eventually bring in line approx. with total stock market index. Any advice on the best course of action?

Do you make use of the monthly commuter benefit? I was wondering how much I should contribute every month. Is 127 enough to cover the monthly pass or is there tax on top?

Has anyone dealt with a capital reduction without a payout? Trying to see how this is treated if a CFC of a US company reduces its share premium to offset a deficit in retained earnings. Is it a dividend for US income tax purposes if no consideration was paid?

Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

I just want a decent house on the west side/Culver City/Mid City area of LA, that’s less than $900k. Is that really so wrong?

Can someone share experience of No broker's relax plan? Will it worth to buy while flat hunting?

Thoughts on BCG Toronto?

Recent immigrant and about to buy a car - insurance company said it would take 2 weeks to process my application. Is this normal? In the US I insured my car with one 10min phone call, so was a bit surprised

I am looking for connections in Expedia,Amazon to refer me and will continue to remain in touch for future applications as well.I am a product manager with around 10+ years of experience in IT industry

Is any place hiring for a corporate strategy role in Atlanta or remote? 5yoe (3.5 at big four and 1.5 program manager in TMT)

4ht July fireworks happening tonite

Hello! I’ve previously only dated white guys. While in quarantine I’ve gone on dil mil and made an effort with brown guys on apps. Surprised to find that many live at home or visit home often in mid 20s, are not financially independent, cannot cook for themselves etc. Is this typical? Or maybe it’s just the area I live in. Sorry if this came off as offensive, it just seems to be a pattern I noticed

Anyone go from SaaS / licensing sales to services (strategy & implementation) sales?

I'm thinking of moving from large cap tech to large cap consultancy firm to help build the resume and round out my experience. I enjoy and do well in licensing, but I'm fairly young in my career (<6 years) and received a great offer to make the move.

Big fan of the org and team I'll be joining as well.

Thanks!!

TC ~$300K

Hi all,

I am holding below offers, but need to understand how variable is payed in these companies.

Also, which will be better to join if I am looking for some offshore opportunities.

Wipro - 23LPA with 10% var - Team Lead
Mindtree - 22LPA with 12%var - Module Lead

YOE- 5.5yrs

What is shift allowance in VOIS morning afternoon? Night

Folks,

What is a decent ctc for overall 7 years experienced BA/consultant in Financial services domain (3.5yrs post MBA) in Singapore considering the cost of living in SGD?

Have any of you pursued a graduate certificate in cyber security? If so, did you find any value in it? I currently have Bachelors and Sec+. I’m looking to obtain my AWS CCP in the few coming weeks and was looking for what to get next. I entertain the idea of continuing to pursue my education but I don’t want to incur too much debt with a masters.

At what point in the home buying process do you ask the builder/seller for evidence that property taxes have been paid?

Got targeted for Amex platinum 100k. Is it worth it? Is there a higher targeted offer?
Considering doing it since no more personal card for BCG expenses. Also have CSR fwiw.

I want to know which tax slab can be appropriate for a 10lpa and what are the way I can manage to reduce my tax computation.
I have been to this tax slab for the first time don't have. any knowledge.
can one of you assist what can be done or what are the steps for saving the tax or us it possible to have 0 tax.
FYI,
2.2lck is hra

If you’re interested in BNY Mellon, send a DM with a specific role of interest

I AM A GRAPHIC DESIGNER
IF ANYONE IS LOOKING FOR ANY EXPERIENCED DESIGNER,
I AM AVAILABLE TO WORK

Did Slalom ever have a covid vaccination policy in place, like a condition of employment? Thank you.

Anyone listening to the podcast “Dr. Death”? Both fascinating and horrifying...

Has anyone taken a cash out refi to purchase another primary home? Thank you for your help !

Anyone sell to Zillow? Got an amazing offer from them, but naturally my floor decided to start deforming right before inspection. No water damage - I can get someone out here to fix it ASAP, but wondering if it’s worth the hassle. Mostly worries inspector will think there’s water or foundation issues

I just want a decent house on the west side/Culver City/Mid City area of LA, that’s less than $900k. Is that really so wrong?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

General thoughts on Liberty Mutual?

Recently sold my home and got a check for 190k, does anyone know if this will for sure hit my taxable income for 2020? Is there any way around this? There has got to be a loophole. . Help

Fiancé and I are going to start looking for a house in the Chicagoland area. Any advice? TIA!

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Got a letter of default and acceleration notice from bank who repurchased my mortgage due to what they thought was mortgage fraud but wasn’t. I’m contacting a lawyer but has anyone gone through this? I know they want it off their books and suggesting I refinance but my rate will increase and they’re demanding legal fees too

I have better. com offering me 3% with ~800dollar credit vs another at the same rate, no credit but it's a loan officer recommended by my realtor who has actually been very helpful. I have heard service at better tends to lack after rates lock. Any firsthand experience?

As a single person, is it weird to buy a big 4 bedroom house instead of a 1 bedroom condo?

Anyone ever invested in a real estate syndication?

I’m looking at a master bath renovation this year. Not moving any fixtures but more of a facelift. What are your best tips to save money?

I’m planning on getting my real estate license this spring! My biggest hesitation is that I currently live downtown Chicago and do not own a car. I really do not want to buy or lease a car as the area I live in requires a garage spot to park. Is it realistic to believe that I can be a real estate agent in Chicago if I rely on Uber/CTA?!

Anyone here recently get or see any amazing jumbo mortgage rates? It’s painful to search each bank individually. Would love something under 5.5% (only looking for 30 year fixed)

Anyone want to aspire and get their real estate licenses together for a side hustle?

Tomorrow is a big day for me!
Made a written offer on an apartment on Sunday. Owner‘s starting price was 500k. My offer is 450k. He thanked me and we are meeting this weekend to „negotiate“. Tips?

Anyone here ever had any experience using a 203(k) loan? How wild you rate your experience?

i just got my power line bill for 80 dollars between me and my roomate and find this expensive? I live in a 2/2 in FL. Wondering if there are any data points I can use here.

First time buying home in the US. Do lenders typically allow you to repay the loan earlier than the loan term? without any additional fees/charges.