What is the best-kept secret among realtors?

(Explain like I’m stupid, because I am, but be nice) Refinancing a construction loan to a standard mortgage loan. Borrower and lender entities not changing. Current UCC-1 filed securing “all assets of debtor” in 2019. Why is it necessary to file a new UCC-1 at closing securing the exact same collateral?

Any guesses/predictions on when this housing market gridlock ending? Reasonable prices and reasonable mortgage rates? Umm like a 2017 or a 2018?

Thoughts on buying a house now? Lease is up in January. Can finally afford to buy. But would it be better to wait until next year in case of recession -> foreclosure market -> better deals? WDYT

How much should I expect to save in taxes when moving from Manhattan to Hoboken?

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

Happy New Year ! Anyone interested in bitcoin investment and NFT ?

How did you get into real estate?

Recent college grad with ~$25k in student loan debt and no investments. I have about $10k I want to invest but I have no idea where to start. Please help

Hi all, I am trying to DCA bi-weekly into Vanguard ETFs, (VO, VTI etc). It seems like Fidelity does not support auto buying of non-Fidelity ETFs. So I was wondering which of these options you think is best?

1. Open a Vanguard Invest account
2. Look for Fidelity ETFs that are similar to Vanguard ETFs
3. Use smaller brokerages like SoFi l, Robinhood etc.

I really do not want to manage nor be active. My goal is to log-in like once every 6 months.

Thank you all.

How should one properly calculate total comp? Base + bonus + stock options? Should you only include options that vest that year or include the total $ granted that will vest over 4 years?

Hi mates for Canada PR application,
Have anyone tried for gift deed kind of way for showing proof of funds for express entry

It's fairly easy (technically if not consensually) to upgrade the cryptography to stay ahead of faster computers.

Personal finance/investing advice for recent college graduates? Best personal finance and investing books/websites/subscriptions/YouTube channels? Thanks!

How is everyone finding the year-end craziness to close deals this year?

What are the best ways of tax exemption

Any recommendations on credit cards with lounge access? Currently have the Chase Sapphire Reserve which has Priority Pass, but have been turned away from lounges not accepting PP at peak times

Hi fellow fish need some advice.

I'm planning a wedding and wondering if I should apply for new credit cards to maximize on points. If so, wondering what your recommendations are and or if there are new cards out there I haven't heard of yet. For context I probably have another 20k+ in expenses to pay still and my current cards are:

CSP
Marriott Bonvoy Boundless
Citi double cash
Random card (used to be uber)

Buying a house for ~900K in one of the Boston suburbs - my household income is ~230K. Am I stretching too far?

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

Was there ever a time you wanted to give up being a real estate agent?

Medicaid plans are so dysfunctional. Has anyone else experienced this? I feel like I’m being gas lighted after working for big commercial enterprises and now working on a Medicaid plan. I’ve never seen so much resistance to change or legit resistance to doing anything to improve operations.

I feel like every company lies about “working your way up.” You’re never allowed to blatantly say that you don’t like your position and you’d like to transition to HR or Finance. It’s almost as if once you get in claims, you’re stuck.

If you’re a manager and you see an employee that wants to branch out into a different department, why would you keep them boxed in for 2+ years?

Are there some background mechanics that I’m missing?

I want to leave my captive company. I don’t think I am ready to be totally on my own even with a cluster group etc. There is an option to be subcontractor in another independent company. I can write she said like 300 companies in many states, it would be helpful because I have many friends out of state. Is taking 25% of sales for giving CRM and companies too much? Seems like a lot. It is like “owning your book” but I assume I would pay a high price if I want to totally manage myself in a futu

Hello Guys! Anyone looking for Service Desk Lead role from Noida location. There is an opportunity in HCL noida location. Pls ping me if interested. Immediate joining only

Hello! I work in change management and am assigned to an IT POM transformation. I’m still in my fact finding/change readiness analysis phase, but struggling with the senior leadership team. Does anyone have any lesson learned or best practices in eliciting feed back from senior leaders? think SVP and above? I thought about focus groups, but their time is limited. Also, survey response rate tends to be low for these guys. Any ideas???

Is there any chance to postpone the joining date once the offer letter is released

How can I get passed cynicism?

Having struggled with visa for the past ~6 years, I have become extremely cynical. I don’t trust real friendships anymore because friends turned into competitors or got too burdened to maintain the friendships.
I feel somewhat disgusted when my coworkers or managers tried to “build rapport” with me.
I understand the value of doing so, but my repulsion inevitably showed through my apparent desire to end small talks as soon as possible.

Hi Everyone,

Does TechMahindra provide physical Reliving letter after exit or is it only a soft copy in email, please help me with this.

Hello. Does anyone know the pay scale range for Program manager II in HR India Org? I am currently an L5 PM with a CTC of 22L and i am not so sure if i will get a hike during this internal transfer (IJP) to HR India org (recruiting side). Appreciate any suggestions :)

Do different companies have a methodology dedicated to technology change? Like tech implementation? Or is it specific to the product? Or high level to org change?

Boys, please introduce yourselves. I only see female 🐟 posting here

Hooked up with a manager form different line of service and now I came to know he is joining my team.

Travel and TTC combo haven’t worked. After 6 months, the only offer I got included 4 weeks paid and FLMA only after 1 year. So 1) go and risk laughable benefits or 2) stay but risk TTC. So shitty 😭

Whose up to watch the Euro finals tomorrow at a bar??? 32M here and relatively new to Manhattan

How was work from home in Deloitte before COVID?

Anyone leave PA to work at a firm? What’s your experience been like? Any regrets? Tips?

What is the best piece of advice you have gotten from one of your coworkers in the real estate industry?

I bought a house six months ago and while doing some redecorating, I found black mold behind the wallpaper in the kitchen. Didn't the previous owners have to disclose this to me, by law?

I'm from Baltimore, and lately, we have had a crazy buying spree, I mean I have sold the same property 2 times in less than 2 weeks, and the person who bought it immediately put it on the market and made an average of $25k in less than 5 days. Many reports show that investing in Baltimore and Philadelphia is the future, I don't doubt it. What is the fastest you have ever resold a property?

What is your favorite part about being a realtor?

As a realtor, how do I find better commissions? The office I work in has only offered me low-tier listings, and they bring zero to none commission. I want to change that but don't know where to start. Any advice?

What does anyone know of real estate in Web3? I keep hearing about it but it feels so foreign that I wouldn't know where to begin.

I'm fairly new to the industry and I'm having a hard time getting comfortable during showings. I get nervous and stumble over my words. Advice for how to get more comfortable and confident?

Fell out of love with real estate. The more I'm in this industry, the more I realize most people are looking to make a buck instead of helping their clients.

What's the best way to stay productive throughout the day? I often hit an afternoon slump

How long did it take after getting your license to actually start making money?

Masks at open houses?

With flu season (and COVID season?) just around the corner, I’m thinking of asking buyers to mask up at showings. Good idea or am I going overboard?

What is the proper dress code as a realtor? I've never been the type to wear suits but I feel out of place if I don't wear them

What are unqiue ways to find clients besides word of mouth?

Has anyone had a client request zoom and virtual house showings?

I want to sell my house but there seems to be water damage and I’m worried someone will lowball me, what should I do?

Some clients are really nervous about getting scammed by a realtor. How can I ensure them that this is not the case?

My motto is if it makes the sale go faster, I’ll stage it using my home décor skills. In return this means $$$$ in my pocket and referrals.

Hello everyone do you mind getting $100 just for 2 days part time fast job. Of 1 hour daily and 2/3 hours for those 2 days. Only just to assist me with a little residential property listing on Zillow and Avail.

Which style home do you prefer and why?

It always seemed like real estate was one of the safest things to invest in. Then the crash of ‘09 happened, and the market bounced back for a while. And now we’re in… whatever this is. It just seems surreal.